I can't claim it because it's not over the waiting period.

Today, I would like to speak of the definition of Waiting Period.

Many people have heard that they bought health insurance.

But why is it sometimes not immediately claimed?

The answer is that it is still in the Waiting Period.

Many people understand that once the policy is approved,

The next day I can exercise all rights.

But the truth is, many types of health insurance have periods

The company also does not protect "certain groups of illnesses" as a condition in the policy.

It doesn't mean the insurance is bad, and it doesn't mean the company doesn't want to pay the claim.

But it is a condition that prevents insurance at the onset or knows that it is going to be treated.

In general, the most common waiting period is about this.

1. Accidents: Most if it is an accident case, usually protection immediately after the policy is approved, such as slips, knife cuts, cat scratches, or travel accidents.

2.Common illness: usually wait about 30 days

Such as the flu, flu, diarrhea, food poisoning or common infections.

3. Some serious diseases: There may be a waiting period of 60-90 days.

Such as heart disease, cancer, gallbladder, brain inflammation or tuberculosis, hepatitis.

4. Specific diseases or conditions: There may be a 120-day waiting period.

Such as tumors, vesicles, hernias, hemorrhoids, pterygots or cataracts.

Which is a group of diseases often clearly identified in policies.

What I want you to be aware of is that the waiting period is not meant to worry us, but why health planning should start when we are healthy. Because of the sick days, we may not have time to wait for 30 days, 90 days or 120 days.

Before you decide on health insurance, try to check these three things clearly.

❤ Date of commencement of protective effect

❤ The waiting period of each disease group

※ Pre-insured disease or health history required

And most importantly, the details of each company and plan may not be the same. You should read the policy conditions completely or ask the consultant before making every decision.

Health matters, planning fast doesn't mean we're negative.

It means we're taking care of our savings and people behind us in advance. 🤍

Who already has health insurance, but I'm not sure if my plan covers the entire waiting period or not. Send details to Benz to help.

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