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Start saving

✨ Beu used to work regularly, starting salary starting at 15,000 baht

✨ At that time, he started saving money and put an account in the bank every month, 2,000 baht a month.

✍ I thought that if a salary of 20,000 would be enough, there would be more.

✨ But on the day of salary increases, ✨ the lifestyle of living also increases.

✍ Causing salary increases but still not quite enough to use as before. Keeping little savings as before

So I started to share 10% of my income from the full year. I started saving with life insurance. It was compulsory to save before using it. It was very compulsory because the money we saved with ✨ insurance was invisible. It was not as good as swiping the iPhone card. What I wanted was to deduct. I had to think about it again. I thought about it. I asked myself if what I wanted was Need or Want.

When saving as a goal, transferring risk (in case of illness / illness), it starts to invest (gold), there are some trades, but most focus on long-term, funds are low-risk, uncomplicated, and reward yourself (Want) in things like to be colorful for life 😆. Most of Bew's investments are focused on investing with himself, improving his knowledge, his own career, by taking various financial management courses. For Bew, it is the most rewarding investment, helping our active income grow quickly.

The easy technique from this former payroll man is to start saving with insurance, the easiest savings, and start it risk-free, the only product that keeps the financial year as strong, safe and calm as possible. 🩷

I emphasize again that it is the initial version of the technique. Savings. Invest. ☺️☝🏻

✍ Wish everyone happiness with saving and everything starts at our mindset. Money will be with people who love to be possessive of money. Use money consciously. 🥰

2025/8/28 Edited to

... Read moreการออมเงินเป็นขั้นตอนสำคัญที่ช่วยเสริมสร้างความมั่นคงทางการเงินและบรรลุเป้าหมายในชีวิต สำหรับหลายคนโดยเฉพาะมนุษย์เงินเดือน การเริ่มต้นออมอาจดูเป็นเรื่องยาก โดยเฉพาะเมื่อรายจ่ายและไลฟ์สไตล์เติบโตตามรายได้ แต่การจัดการเงินอย่างมีระบบจะช่วยให้เราสามารถเก็บออมได้อย่างมีประสิทธิภาพมากขึ้น หนึ่งในวิธีที่แนะนำคือการแบ่งเงินออมเป็น 10% ของรายได้รวมต่อเดือนหรือปี แล้วนำเงินส่วนนี้ไปออมกับผลิตภัณฑ์ที่ปราศจากความเสี่ยง เช่น ประกันชีวิต เพราะวิธีนี้ถือเป็นการบังคับตัวเองให้ออมเงินก่อนการใช้จ่าย ทำให้ไม่เกิดปัญหาการใช้เงินจนหมดก่อนเก็บออม นอกจากนี้ประกันชีวิตยังช่วยในการถ่ายโอนความเสี่ยงในกรณีเจ็บป่วยหรือโรคร้าย ทำให้รู้สึกอุ่นใจทางการเงินมากขึ้น นอกจากการออมเงินในรูปแบบประกันชีวิตแล้ว เรายังสามารถจัดสรรเงินบางส่วนไปลงทุนในสินทรัพย์ที่มีความเสี่ยงต่ำกว่า เช่น กองทุนรวม หรือทองคำ โดยควรเลือกลงทุนที่มีความเข้าใจง่าย สอดคล้องกับความสามารถในการรับความเสี่ยงของตัวเอง และวางแผนถือครองระยะยาวเพื่อสร้างผลตอบแทนที่มั่นคง นอกจากนี้อย่าลืมให้รางวัลตัวเองด้วยการใช้เงินในสิ่งที่อยากได้บ้าง เพื่อสร้างจุดบาลานซ์ในชีวิตและความสุข ประเด็นสำคัญอีกส่วนหนึ่งที่ควรลงทุนนั่นคือการลงทุนกับตัวเอง เช่น การเพิ่มพูนความรู้ทางการบริหารการเงินและพัฒนาทักษะอาชีพ เพราะการพัฒนาทักษะจะช่วยเพิ่มรายได้ในระยะยาวอย่างมีประสิทธิภาพ และทำให้เกิด Active Income ที่เติบโตอย่างต่อเนื่อง สุดท้าย การออมเงินไม่ได้เท่ากับการลงทุนเสมอไป และการตั้ง mindset ในการใช้เงินอย่างมีวินัย คือจุดเริ่มต้นของความสำเร็จทางการเงินที่แท้จริง เพราะเงินจะอยู่กับคนที่รู้จักคุณค่าของมัน ใช้อย่างระมัดระวัง และรักการออมอย่างจริงจัง

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Romyysaves

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357 likes

The easiest saving challenge to start today
Start small. Stay consistent. These challenges make saving fun ✨ #savingchallenge #scratchoffchallenge #cashstuffing #budgetbinder
WHEN PIGS FLY 🐷

WHEN PIGS FLY 🐷

189 likes

it’s time to start saving 💸
the biggest change in my life is when i started to care about saving money 🫶 this is your sign to start saving money #moneyaesthetic #budgetingtips #budgetingforbeginners #Lemon8 #finances #financegirlie
sheywvnx

sheywvnx

49 likes

How to Start Saving Money
Starting my savings journey was all about building simple, consistent habits. I set a clear goal, created a budget, and made saving automatic to stay on track. These steps helped me grow my savings without overthinking it. Swipe to learn how to start your own savings journey today! 🌟 #lemon8partn
Kevin’s Templates

Kevin’s Templates

32 likes

The image shows a pink piggy bank and coins on a wooden surface, with text overlay "HOW TO CREATE Saving plan Swipe»" indicating a guide.
A pink piggy bank and coins are visible, overlaid with "STEP 1: SET SPECIFIC GOALS" and "STEP 2: ASSESS YOUR FINANCES" detailing initial steps for a saving plan.
Featuring a pink piggy bank and coins, this image displays "STEP 3: DETERMINE YOUR SAVINGS AMOUNT" and "STEP 4: CHOOSE A SAVINGS ACCOUNT" as part of a saving plan guide.
How to create saving plan
💰 Start building your savings and secure your future! 🌟 Want to create a saving plan that actually works? 🤔 Follow these simple steps to reach your financial goals! 📈 Ready to get started? Share your favorite saving tip or goal in the comments below! 💬 Let's save together! 👉 Tag a friend who ne
Alesha

Alesha

6 likes

Grow into a rich girl by investing and saving 💎
Going from broke to financially free starts with small, intentional steps. Create a budget, pay off high-interest debt, and build extra income streams to speed up your journey. These three habits can completely change your financial future. Swipe to start making moves toward financial freedom today
Kevin’s Templates

Kevin’s Templates

94 likes

Does saving money really work? 💰
Let's talk about a surreal question today - does saving money really work? 🤔 A lot of people think that saving money is pointless, that you can't spend your money even if you save it, so you might as well just buy it! But! The truth is that saving money really does save lives! 💸 🌰 S
Nelly Evelina

Nelly Evelina

92 likes

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