Breonna Gildon Wright

13.3K followers

Follow

Follow

Follow

5 saved

19

For the Girls Decreasing Debt & Building Wealth📖✨💕

Bestie, I used to think my financial struggle was just a budgeting issue.

But if I’m honest… it was deeper than that.

Now I know:

Sometimes, the enemy doesn’t have to take your money, he just has to block your wisdom.

One way, I have been able to decrease debt, by doing my own hair… Where I live, paying for braids monthly is 200+…a month…that’s 2,400 a year😩

Instead, I am able to put those funds towards paying off my car and the women’s ministry I help lead.

If you’ve been praying, trying, and still feel like something’s not breaking…it may be time to pause and ask:

“God, what’s really standing in the way?”

✨ I created a quick quiz to help you get clear on what may be blocking your financial breakthrough, so you can start moving from survival to stewardship.

📲 Tap the clickable on our page to take it. #BuildByFaith #FinancialBreakthrough #MoneyGodsWay #FaithInRealLife

2025/8/4 Edited to

In today's financial landscape, many women face the challenge of balancing daily expenses with long-term wealth goals. One effective strategy highlighted is reducing unnecessary spending, such as costly monthly beauty treatments. For example, opting to do your own hair instead of paying $200+ a month on braids can free up thousands annually to pay off debts or invest in meaningful causes. Faith and introspection play a crucial role in financial recovery. Asking oneself, “What’s really standing in the way?” encourages a deeper understanding of emotional or spiritual barriers that impact financial decisions. The integration of faith-based principles like stewardship promotes managing money responsibly rather than merely surviving paycheck to paycheck. The app community encourages participation in quizzes that help uncover personal financial blockers, guiding users from feeling stuck to empowered in their money management journey. Group initiatives like women’s ministries also benefit from redirected funds, demonstrating how smart financial choices ripple positively beyond individual benefit. Building wealth while decreasing debt is attainable when you combine practical budgeting, self-control, and spiritual insight. By removing financial obstacles and redirecting resources, women can shift their mindset from scarcity to abundance and learn sustainable practices for economic growth. Taking small but intentional steps each day builds momentum toward long-term financial freedom and teaching others to do the same by faith.

Related posts

The Wealthy Use Debt Differently 💳✨

Ebook in my “Quick Read Library” on my website. Most wealthy people don’t just work for money… they build systems, assets, and cash flow 👀 This beginner-friendly ebook explains: ✔ how wealthy people use leverage ✔ assets vs liabilities ✔ borrowing against investments ✔ cash-flowing asse

210 likes

POV: I Took a Wealth Building Masterclass & These Were My Notes 💸📓✨

I paid for and sat through a wealth-building masterclass so you don’t have to 😭💖 And honestly? The BIGGEST lesson was this: ✨ Wealth is NOT about income. It’s about systems, ownership, discipline, investing, and long-term positioning. These are my personal study notes from the class:

1113 likes

A person walks on a city street with buildings and cars. The text overlay reads "10 Realistic Baby Steps to Wealth," introducing financial advice for young adults.

Two text boxes are overlaid on a city street scene. The text outlines the first two steps to wealth: setting specific financial goals and creating a detailed budget for expenses and savings.

Two text boxes are overlaid on a city street scene. The text emphasizes building an emergency fund for unexpected events and prioritizing the payoff of high-interest debts like credit cards and student loans.

10 Realistic Baby Steps to Wealth in Your 20s-30s

Building wealth isn't a sprint—it's a marathon with comfy shoes. 🏃‍♂️ Be patient, stay disciplined, and adjust your strategy as life throws curveballs. Feel free to share this post on Lemon8! 🍋 Remember, you're not just building wealth; you're crafting your financial masterpiece.

865 likes

Quiet Wealth Looks Like This ✨💳

💕 Grab your FREE copy: ScoreRiseCreditSolutions.com Not every flex is loud 💕 Sometimes the biggest flex is: ✔ paid bills ✔ low debt ✔ peace of mind ✔ good credit ✔ options Real wealth isn’t always designer bags and flashy lifestyles 👀 Sometimes it looks like: ✨ emotional peace ✨

277 likes

A person in a straw hat and white bikini lies on a striped towel, with shadows on their body. Overlay text reads '12 GOOD FINANCIAL HABITS YOU NEED TO ADOPT Before 2025', serving as the article's title.

A person in a long white coat stands on a sidewalk with a yellow taxi in the background. An overlay box lists financial habits 1-6, including 'temptation bundling' and the '1% rule'.

Two hands hold glasses with red drinks by a swimming pool. An overlay box lists financial habits 7-12, including 'reverse budget', '52-week savings challenge', and the '30-day rule'.

12 GOOD FINANCIAL HABITS You Need To Adopt

Hey everyone! I hope you’re all having a great day. I wanted to share some strategies that I haven’t seen talked about much online maybe some of my suggestions 😁. These tips have really helped me on my financial journey, and I think they could help you too. Enjoy, and if you find this helpful, don’

1184 likes

5 Podcasts for Your Wealth Building Journey 🎙️💵

1. Suze Orman’s Women & Money Suze Orman, a renowned personal finance expert, empowers women to take control of their finances. She shares practical advice on topics like saving, investing, retirement, and building financial independence. Her no-nonsense approach makes it easy for listeners to

10 likes

4 stages of wealth

The four stages of wealth - Stability, Strategy, Security, and Freedom - represent a progression in financial well-being. Stability involves managing and controlling debt, building emergency funds, and creating a budget. Strategy refers to planning for the future, like saving for retirement and chi

2401 likes

Most People Want Wealth Fast…

Everybody wants financial freedom. But most people never learn the basics of money. Not because they’re lazy… Because nobody taught them. Real wealth usually isn’t built through: * luck * hype * flexing online * chasing shortcuts It’s built through: * discipline * consistency

46 likes

A scenic view of green mountains and a lake, seen through a window with a telescope in the foreground. The text overlay reads "The 5 Stages of wealth".

A scenic view of green mountains and a lake, seen through a window with a telescope in the foreground. The text overlay describes "1. Foundation" with details on managing funds and planning for stability.

A scenic view of green mountains and a lake, seen through a window with a telescope in the foreground. The text overlay describes "2. Stability" with details on being debt-free and having funded savings.

The 5 stages of wealth

FOUNDATION 💵 • Manage limited funds • Prioritize essential expenses • Plan for future financial stability STABILITY 💰 • No debt • Bills are paid • Savings are funded STRATEGY 📈 • Investing • Money works for you SECURITY 🔑 • Enjoy your money • Eat good food • Travel FREEDOM 🕊️ • Mon

256 likes

DAVE RAMSEY - 7 STEPS TO BUILD WEALTH

👋Hey guys! Get ready to kick debt to the curb and embrace financial freedom with Dave Ramsey's 7 Baby Steps - your ticket to a weathier, worry-free future! 🎉 🔴 STEP 1: Save $1,000 for emergencies. Having this initial emergency fund ensures you won't need to rely on credit cards or loa

436 likes

Build Wealth in Your 20s: 7 Smart Money Moves

Most women were never taught how money really works… and it shows. But once you learn how to protect your income, eliminate debt, and grow your money the right way, everything changes. This isn’t about being perfect. It’s about being intentional, consistent, and building a future you’re proud of

1 like

A woman sits on a chair with a stack of money on her lap, against a patterned background. The image is overlaid with the text "4 LEVELS TO WEALTH" and a money bag icon, indicating the topic of financial progression.

An infographic titled "LEVELS TO $ WEALTH" illustrates four stages of wealth building. Each level is depicted with a stack of coins and an icon (credit card, laptop, piggy bank, house), accompanied by bullet points detailing actions like debt reduction, saving, investing, and creating income streams.

A graphic with the title "QUICK TIP" encourages viewers to like and follow for more financial advice. It features a pink circular sticker with a smiley face and the text "FOLLOW FOR MORE TIPS!".

4 Levels to Wealth

Gaining wealth typically involves progressing through various levels, starting with establishing financial stability by managing debt and expenses. The next stage often focuses on accumulation, where individuals save and invest wisely to grow their assets. Advanced levels may involve diversificatio

416 likes

4 Stages Of Wealth

@Welcome Baddies Financial Stability: Achieving financial stability involves being debt-free, having savings for future goals, and having enough liquid assets to cover six times your monthly expenses. Financial Security: Financial security is attained when you have investments or assets ge

79 likes

A person stands in a cafe, viewed from behind, holding a brown woven bag. Overlay text reads: 'CREATE WEALTH WITH NO MONEY', introducing the topic of building wealth.

A person stands in a cafe, viewed from behind. Overlay text lists wealth-building tips: 'Start by saving and investing a small amount each month', 'Educate yourself on personal finance and investing', and 'Take calculated risks and invest in assets that have potential for growth'.

A person stands in a cafe, viewed from behind. Overlay text continues wealth-building tips: 'Avoid debt and build credit', 'Stay patient and disciplined, and keep working towards your goals.', and 'Share your favorite wealth-building tips in the comments!'.

HOW TO CREATE WEALTH FROM NOTHING

Want to create wealth from nothing? It's possible, but it takes time, effort, and strategy. Here are some tips to get you started: 1 Start by saving and investing a small amount each month 2 Educate yourself on personal finance and investing 3 Take calculated risks and invest in assets that

366 likes

Build Wealth & Financial Success with these Rules💰

Here are some money rules that can help you on the path to building wealth and financial success: 💰Pay Yourself First: Prioritize saving and investing by setting aside a portion of your income before paying bills or other expenses. 💰Avoid Debt: Minimize and manage debt wisely. Focus on payi

22 likes

A smiling woman with red hair, wearing a black top, is featured with the overlay text '6 financial habits I live by', introducing the topic of wealth-building habits.

A hand holds a stack of five financial books, including 'Rich Habits' and 'I Will Teach You To Be Rich', illustrating the concept that a new mindset is needed to build wealth.

An open planner with colorful pens, a potted plant, and a red purse on a table, symbolizing the importance of planning and setting financial goals.

Wealth starts with your habits 🧠💸

Having money used to be my goal and I quickly realized it’s the mindset behind it that really matters. I started reading about money because I was tired of feeling lost when it came to it. I wanted to understand how people actually build wealth, not just make more. I stopped winging my financ

43 likes

Debt Payoff Days

@Welcome Baddies By choosing a payoff strategy, you can focus your efforts and see progress. Setting specific days each month to pay down debt creates a consistent and disciplined routine. Automating payments ensures that you stay on track without having to remember each due date. Allocating an

40 likes

Quiet Wealth Is Knowing Exactly Where Your Money Goes 💕✨

Honestly... One of the most important conversations I had this week wasn't about making more money. It was about becoming aware of the money you already have. Tonight I mentored someone who wants to rebuild her financial life. The first thing we talked about wasn't investing.

57 likes

12 Good Financial Habits to Adopt Before 2025

Hey all. I wanted to share some strategies that I haven't seen talked about much online. These tips have really helped me on my financial journey, and I think they could help you too. Enjoy, and if you find this helpful, don't forget to follow for more tips on finance, wealth, and making mo

574 likes

RULES TO WEALTH

Want to get rich? Follow these rules: 1. Live below your means 2. Invest wisely 3. Avoid debt 4. Build multiple income streams 5. Stay disciplined and patient. Remember, wealth is like a joke - it takes time to set up, but the punchline is worth it. Share your favorite wealth-building

33 likes

Debt to Wealth System

This is the systems I used to create wealth with debt #wealth #financialfreedom

6 likes

Words Shape Your Wealth!

👉 Want help taking control of your finances? Click here: https://Links.Anthonydoty.com/s/FREE30 V I D E O S T O W A T C H N E X T : Financial Empowerment Coaching👉 https://www.youtube.com/playlist?list=PLEkDFDiDs6eLi-gQe7w8O7mezcLM499RR Credit and Debt Management👉 https://www.youtube.

3 likes

Strategies To Pay Off Debt Efficiently

@Welcome Baddies Make More than Minimum Payments: Paying more than the minimum on credit card balances can reduce overall debt and save on interest costs. Debt Avalanche Repayment Method: Prioritize high-interest debts by focusing on repaying the debt with the highest interest rate first

25 likes

Good Debt Vs Bad Debt

@Welcome Baddies Good debt is associated with purchasing assets that may appreciate or generate income and often has favorable terms, while bad debt is linked to depreciating assets or consumption with unfavorable terms that can strain finances. Follow For More Tips! #financebaddie

37 likes

📚Do Not Disturb: I’m Building My Wealth💸

Y’all, if you’re ready to level up your money game, you NEED to grab The Black Girl’s Guide to Financial Freedom by Paris Woods 💰✨ It’s like having your big sister break down wealth-building in a way that’s real, relatable, and completely doable. From ditching debt to building your dream life, this

0 likes

The Rich Use Debt to Build Wealth. The Poor Use Debt to Look Rich.

Debt isn’t always bad. The problem is how you use it. ❌ Bad debt buys liabilities ✔️ Smart debt buys assets The wealthy use debt to: 🏠 Build equity through real estate 💼 Start businesses 📈 Invest in cash-flowing assets 🎓 Increase earning potential Most people are taught to fear debt.

8 likes

A hand holds several fifty-dollar bills, illustrating the concept of building wealth. The image features the title "How to Build Wealth in your 20s & 30s" at the top, set against a patterned background.

A hand holds money, with a pink text box overlaying it. The text advises to "SAVE EARLY & OFTEN," emphasizing that time in the market and compounding interest are crucial for long-term wealth growth.

A hand holds money, with a pink text box overlaying it. The text advises to "LIVE WITHIN YOUR MEANS," highlighting the importance of smart spending, budgeting, and avoiding unnecessary debt to build future wealth.

Tips to building wealth in your 20s & 30s 💰💰💰

When you’re in your 20s and 30s, it’s not too early to start building wealth! This is when you WANT to start saving! The most important tip is that the more time the money has to grow, the more it’ll grow! That’s because interest compounds over time! Therefore every dollar you save now is hypot

169 likes

Debt isn’t just numbers… it’s stealing your future.

Debt is the biggest thing keeping you from building wealth 🚨 Here’s exactly how to kill it fast — save this for later 🔖 Are you in debt right now? YES or NO 👇 #debtfreejourney #moneymindset #financialfreedom #personalfinance #wealthbuilding

25 likes

Build Wealth Quietly ✨

🧘‍♀️ 10-Step Guide to Creating a Soft Life Where peace pays and rest is required. 1. Define Your Soft Life Vision Know what “soft” means to you — is it freedom? Rest? Luxury? Simplicity? Design it with intention. 2. Build Multiple Streams of Income Money that flows without you clocking in

30 likes

A flat lay features a tablet displaying a January 2025 digital planner with daily tasks, priorities, and a 'Content Plan.' The image is overlaid with 'Wealth Management 101 + Marketing Tips You NEED in 2025,' surrounded by a coffee cup, candle, and gold accessories, symbolizing organized planning for the new year.

💸 Wealth Management 101 + Marketing Tips You NEED

In 2025 ✨. If you want to build real wealth in 2025, you need TWO things: ✨ A plan for managing your money ✨ A strategy for getting eyes on your business Here are simple tips to help you do both 👇 ⸻ 💰 WEALTH MANAGEMENT TIPS 1. Pay Yourself FIRST (not last) Start with a small % —

10 likes

5 Things TO DO TO PAY OFF DEBT quickly

Paying off debt requires a strategic approach and discipline. Here are five steps to help you achieve this goal Don't forget to follow #embracevulnerability #Lemon8Diary #money #financebabe #wealthbuilding

29 likes

Should You Pay Off Your Debt Or Invest?

@Welcome Baddies The decision to pay off debt or invest hinges on comparing the interest rates of your debt to potential investment returns. Prioritizing high-interest debt repayment is often advantageous, but low-interest debt may allow for simultaneous investment for future growth. I always r

42 likes

Debt Traps to Watch Out For Pt. II

What’s up girly twirlies 🩷🫧✨ Here is part 2 of Debt Traps to Watch Out For! 1. Co-signing Loans: Think twice before co-signing a loan for someone else, as you’ll be responsible for the debt if the other person defaults AKA you absorb someone else’s problem 🤢Even if you trust the person, consider

14 likes

Money Mindset And Wealth Basics

How Money Really Works And Why Most People Stay Stuck Money gets confusing when nobody explains how it actually moves. School teaches how to work, but not how to build anything that grows. The picture breaks down the difference between the poor, the middle class, and the rich in a simple

177 likes

A social media post from 'nategrowswealth' on Lemon8 introduces '5 Things to Do TODAY to Improve Your Finances,' encouraging readers to take simple actions for financial success. It features a spool of thread and a hand emoji.

A social media post from 'nategrowswealth' on Lemon8 details the first tip: 'Automate Your Savings.' It advises setting up automatic transfers to savings or investment accounts for consistent wealth growth.

A social media post from 'nategrowswealth' on Lemon8 presents the second tip: 'Cut 1 Unnecessary Expense.' It suggests reviewing transactions to eliminate unused subscriptions or impulse purchases and redirecting the money.

5 simple things you can do today to build wealth!

5 simple things you can do today to build wealth! Want to improve your finances but don’t know where to start? Here are 5 simple things you can do today to build wealth and take control of your money! 💰 Automate your savings ✂️ Cut 1 unnecessary expense 📉 Check your investment fees 🚀 Incr

2 likes

How to Gain Real Wealth & Peace of Mind 💰🧘‍♂️

🔥 The secret to true wealth isn’t just money—it’s freedom, peace, and financial confidence! Here’s how you can achieve both: 👇👇 💡 3 Ways to Build Wealth & Inner Peace 1️⃣ Master Your Money Flow – Track every dollar 📊. Automate savings 💵. Invest wisely 📈. 2️⃣ Ditch Financial Stress – Cut u

5 likes

More debt means more wealth

The more debt you get into the more wealth, you can create

4 likes

Is it a bad idea to take on so much debt?

Is it a bad idea to take on so much debt just to own a house? It’s easy to worry about taking on debt, but here’s why a mortgage can actually be a smart move: 1. Homes Appreciate: Let’s say you buy a house for $300,000. Over the next 10 years, if home values rise even by 2% a year, that hom

2 likes

A hand holds a tan book titled "The Simple Path to Wealth" with a blue lantern illustration. The image asks, "What is The Simple Path to Wealth?" referring to the financial strategy.

A thatched-roof gazebo on a pier extends into a blue ocean under a cloudy sky, with a pelican on the roof. Overlaid text describes the simple path to wealth: spending less, investing, and avoiding debt.

A path leads to a sunny beach and ocean, flanked by buildings and palm trees. Overlaid text specifies investing in a low-cost index fund, like VTSAX, as a key part of the wealth-building strategy.

What is The Simple Path to Wealth?

I love consuming personal finance content, and one of my favorite authors is J.L. Collins. He is commonly known as “The Godfather of FI” and has a book called “The Simple Path to Wealth”, which outlines what could quite possibly be the simplest way to build wealth and retire early. The main con

9 likes

The image displays the title '8 Sentences For Wealth Growth' and lists the first four wealth-building tips: setting financial goals, budgeting, saving and investing, and reducing high-interest debt. It features a 'Read more' prompt and the user handle '@biet.de.song' on a diagonally striped background.

8 Sentences That Helps Me Build Wealth

1. I set clear financial goals and work diligently to achieve them, ensuring my efforts are focused and effective 2. By creating and sticking to a budget, I track my income and expenses, identifying areas where I can save more and invest wisely 3. Consistently saving a portion of my income and in

16 likes

Embrace Budgeting for Debt-Free Living Today

Did you know 8 out of 10 Americans are in debt? This fact shows how many people struggle with money. It highlights the need for good debt management. Budgeting for debt-free living is key for those wanting to take control of their money and reduce stress. Learn more at https://anthonydoty.com

2 likes

A financial guide titled "How To Have More Money" is presented, divided into two columns. The "Increase Income" column lists strategies like a second job, side hustle, and investing. The "Decrease Expenses" column includes tips such as spending less, cutting the cord, and using coupons.

Unlock Your Wealth: Simple Steps to Prosperity 🔑ℹ️⬇️

Achieving financial freedom is about managing your income and expenses effectively. Let’s break it down into two categories: increasing your income and decreasing your expenses. Who This Is For: This is for anyone looking to improve their financial situation, whether you’re just starting out or

18 likes

Income VS Wealth

"Income doesn't equal wealth" is a powerful reminder of a fundamental truth in personal finance. While a high income can certainly pave the way for financial stability, it alone does not guarantee lasting wealth or security. True wealth is not just about how much money you earn; it'

67 likes

Debt or Savings? Here’s What To Do First

💰 Wondering whether to save or pay off debt? Here’s the simple rule: ✔️ High-interest debt? Tackle it first. ✔️ Low-interest debt? Balance both saving and repayment. Being financially smart isn’t about doing everything at once — it’s about doing the right thing at the right time. Swipe throu

11 likes

Decreasing a single crochet

This is the way I decrease a single crochet and I think it looks so clean at the end #ccrocheting #chrochetingforbeginners #homemade

5 likes

A spell titled "Spell to Break Debt & Draw in Flowing Wealth" is displayed on a parchment background. It lists ingredients such as a green candle, cinnamon, a coin, and water, which are visually depicted alongside the full incantation of the spell.

Spell to heal debt and draw in flowing wealth

Hey! Here’s a spell I think we all can appreciate. Have fun with it and don’t forget to tell your ingredients your intentions. Blessed be🔮

27 likes

See more