Are we already 2 months into 2026? It almost feels like time just slips by in my 20s 😱 Nevertheless, looking back at my wins in 2025 keeps me motivated and helps set the tone going into the new year. 🎖️Achieved debt-free status: When I posted my money wins last year, I had more or less cleared 9

Spent my Christmas holiday doing a drama marathon and this post 😅 Pretty clear that I won't be hitting my dividend and net worth target but am not beating myself up over it since I've clocked some major wins this year. Net worth increased by over 25% or close to $54k compared to 2024, wh

I had so much fun drafting the post on lifestyle creep that I thought to do one that is the complete OPPOSITE which is lifestyle deflation! As Ramit Sethi often emphasizes, this is a perfect example of me cutting costs mercilessly on areas that fall outside of my money dials. 1. as someone wh

Happy Monday everyone! Here's a snapshot of my how base salary moved from 2019 - 2025, as a 28 y/o working since graduation! Significant jumps are due to job switches and a promotion, while the rest are salary adjustments. I'm also fortunate enough to receive increments that are typical

How I lifestyle creep with INTENTION as a zillenial who went from $28k to $68k annual salary. Categories are broken down into wellness, food and entertainment. 1. used to favour budget facials between the $50 - $80 range (some places do express facials for as low as $28!) which essentially on

Part of my 2025 goal is to declutter my items but after doing a flea last year (read my Fleawhere post here ) and knowing how easy it was to clear items in bulk, I couldn't pass up the opportunity to do another one this year! Rental on TLM was $69.90 for one day (vs. fleawhere now at $163.5

Big hello to all zesties! To all our new friends who have followed us on our journey on Instagram since I got out of a toxic relationship, healed myself emotionally and have since entered into a new one and got married, a big hello and thank you for being here with me (and now Mr. Y) 🥰 Sinc