Okay, so first things first… I’ve never been someone who’s super frugal. I actually spend quite a bit, and honestly I still do. I like travelling, I like eating out, and I’ve never been the type to track every dollar or cut out coffee just to save money. If I wanted to spend more, I just knew

Do This 3- Step Check Before You Buy Most people ignore this. Smart investors don’t. Most people look at a dividend fund and ask one question: “What’s the dividend yield?” I think the better question is: “Can the fund actually sustain that dividend?” A 9% yield doesn’t necessarily m