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Summary of expenditure per month + Supermarket source

2025/8/5 Edited to

... Read moreสำหรับนักเรียนที่วางแผนไปเรียนภาษาอังกฤษที่นิวซีแลนด์ การวางแผนค่าใช้จ่ายรายเดือนเป็นสิ่งสำคัญ เพื่อให้ใช้ชีวิตได้อย่างประหยัดแต่ยังคงคุณภาพชีวิตดี ในบทความนี้ได้สรุปค่าใช้จ่ายหลัก ๆ ที่นักเรียนต้องเผชิญ เช่น ค่าที่พัก อาหาร ค่าเดินทาง และสิ่งจำเป็นอื่น ๆ ที่เกี่ยวข้อง โดยเฉพาะเรื่องอาหาร การซื้อของจากซุปเปอร์มาร์เก็ตเป็นทางเลือกที่ประหยัดกว่าการทานข้าวนอกบ้าน โดยแนะนำให้เลือกซื้อสินค้าที่มีโปรโมชั่นหรือสินค้าท้องถิ่นซึ่งราคาถูกกว่าสินค้านำเข้า ร้านซุปเปอร์มาร์เก็ตที่ได้รับความนิยมในนิวซีแลนด์ เช่น Countdown, New World และ Pak'nSave มีตัวเลือกสินค้าให้หลากหลายและราคาเหมาะสม นอกจากนี้ การตั้งงบประมาณสำหรับค่าใช้จ่ายส่วนตัวและเรียนรู้การทำเมนูง่าย ๆ ที่บ้านจะช่วยประหยัดเงินได้มากขึ้น สำหรับนักเรียนต่างชาติ การเลือกที่พักใกล้มหาวิทยาลัยหรือระบบขนส่งสาธารณะที่สะดวกก็ช่วยลดค่าเดินทางได้มากด้วย รวมถึงการเข้าร่วมกิจกรรมต่าง ๆ ที่มหาวิทยาลัยหรือชุมชนจะช่วยให้มีโอกาสเรียนรู้ภาษาอังกฤษและวัฒนธรรมใหม่ ๆ อย่างเป็นธรรมชาติ โดยไม่ต้องเสียค่าใช้จ่ายมาก เพิ่มเติมผู้เรียนควรเตรียมตัวเรื่องเอกสารและศึกษาข้อมูลจากแหล่งเรียนภาษาอังกฤษที่เชื่อถือได้ เพื่อให้การเดินทางและการเรียนเป็นไปอย่างราบรื่นและมีประสิทธิภาพ

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7 SCREENSHOTS FOR THE GYM GIRLIES Part 2 ⚕️
"Hey baddies, I’ve got more juicy screenshots for you all! Don't keep the tea to yourself – share with a friend!" #remember youre a gym baddie #gymbaddies #gymlifestyle #gymmotivation #gym #gymgirl #unfiltered #healthylifestyle2024
Chyna Chyna

Chyna Chyna

557 likes

A purple and white graphic titled "3 things you can do w/your 401K after leaving," displaying a detailed contribution log with sections for adding contributions, various source types, and 401K basics.
A graphic titled "IF YOU LEAVE AN EMPLOYER, YOU HAVE 3 MAIN OPTIONS: 1. CASH OUT." It lists pros like "extra cash" and cons such as a "tax bill" and "10% early withdrawal penalty," alongside a contribution log interface.
A graphic titled "IF YOU LEAVE AN EMPLOYER, YOU HAVE 3 MAIN OPTIONS: 2. ROLLOVER." It details pros like "consolidated accounts" and "more control," and cons including a "tedious process" and needing to "sell and reinvest," with a contribution log.
Know your Options✨ - 401K after leaving a job
I recently changed jobs and is actively going through this process so I thought I share some tips on what to do with an employer plan ( #401k , #403B , SEP IRAs, etc.) after leaving. 3 options (pros and cons in images ☝🏻): 1. Cash out 2. Rollover 3. Do nothing No option is absolutely b
TheHappyPlanner

TheHappyPlanner

85 likes

⚜️ XP
CONFIRM AUTHENTICITY : ────────────────────────────────────────────────────────────── ⚜️ C E L E S T I A L R E A L M A P E X S E A L ⚜️ ────────────────────────────────────────────────────────────── REALM CELESTIAL — ORBITAL • THREE-BODY • LAGRANGE • DYNAMICS SCOPE FULL REALM • AL
hih_d.g._xp ⚜️

hih_d.g._xp ⚜️

0 likes

These iPhone apps are actually life-changing 🦋
I've been curating my favorite apps that actually make my phone feel magical instead of overwhelming👋. These are the ones I use daily that bring me joy or make life smoother. 1️⃣Blank Spaces Launcher 🧩 This app lets you create custom widgets and blank spaces on your home screen for that cle
Luna.lifelight

Luna.lifelight

91 likes

A light-colored background with pink and green text reading "AI for whipping up an ESSAY COFFE & COLLEGE." A line drawing of an open laptop, a coffee cup, and flowers are also depicted.
This image introduces Elicit.com as a research tool. It displays the Elicit logo and a screenshot of its interface, along with text explaining how it helps users ask research questions, filter papers, and avoid information overload.
This image presents Mindgrasp as a tool for summarizing content. It features the Mindgrasp logo and a screenshot of its interface, detailing how it works to upload text, create notes, and support multiple formats.
AI Tools for Effortless Essay Writing
Hey everyone! ☕📚 If essay writing has you stressed, don’t worry—I’ve got some AI tools that can seriously save you time and help keep your work original. My professor actually shared these with us, and they’ve made a huge difference for me. Here’s a quick overview: 1. Elicit.com – Perfect for fi
Softly ambitious🪽

Softly ambitious🪽

147 likes

A person stands on a treadmill, with overlaid text showing 'At Home Workout', 'Core & Cardio / bodyweight exercises', 'Total Calories 629 cal', 'Active Calories 587 cal', and 'Total Time 48'18'''.
A digital note titled 'Elliptical Workouts' details 'Option 1: Feel the Burn', outlining a 30-minute routine with warm-up, heart rate zones, a sprint, and cool-down.
An exercise guide for 'Option #1 sofa abs' from Darebee.com, illustrating six bodyweight exercises: leg swings, raised knees hold, knee to elbows, flutter kicks, raised legs twists, and scissors.
Get Snatched at Home: multiple workouts to choose
✨✨✨✨✨✨Elliptical Workouts✨✨✨✨✨✨ For example, if this is your only workout for each week you could do one of the following: 5 sessions, 30 minutes each, at a moderate intensity 3 sessions, 50 minutes each, at a moderate intensity 5 sessions, 15 minutes each, at a high intensity 3 sessions,
Chalie_Baker

Chalie_Baker

1429 likes

5 good financial habits to adopt in 2025
Each year is a new start, so don’t dwell if not all of your 2024 goals were realized (I had quite a few that I couldn’t get to and that’s okay especially if you have multi year goals). 2025, specifically January is the perfect time to level up your money goals and each one of these take a few m
TheHappyPlanner

TheHappyPlanner

360 likes

My Hot Takes on Studying as a Dean List Student 👩‍🎓
Hot take: Studying should work for you—not the other way around. 🔥📚 I used to think there was a “right” way to study. You know, the highlight-every-word, rewatch-every-lecture, rewrite-your-notes-three-times kind of hustle. But here’s the truth I wish I knew earlier: studying isn’t one-size-fits
Stella Studies

Stella Studies

79 likes

A woman in a brown bandeau top and black shorts takes a mirror selfie, sticking out her tongue. The image has a text overlay: 'Reasons why you're not losing weight'.
The image displays text explaining that fat loss requires a calorie deficit, meaning burning more calories than consumed. It emphasizes that there are no magic shortcuts and consistency is key.
This image discusses inconsistency in diet, highlighting how people track calories strictly during the week but become less mindful on weekends, leading to higher calorie intake.
Why you’re not seeing weight loss
It seems like just about everyone we talk to these days wants to lose fat. Many of you, struggling to understand why it’s not working. Many do you resorting back to old quick fixes, diets & habits that do more harm than good. Let’s talk through some of the key components that could lead to
AveryAnderson

AveryAnderson

1547 likes

A brown paper bag with money in front, featuring the title '4 Budgeting Methods Pick what's right for you!' and a 'Pull to open' tab. An arrow points right, suggesting more content.
A brown paper bag with money, illustrating the '50/30/20' budgeting method. Text explains to allocate 50% for needs, 30% for wants, and 20% for savings from net income.
A brown paper bag with money, illustrating the 'Envelope Budget' method. Text explains putting cash into categories, and not spending once the allocated amount is gone.
Which budgeting method will you choose?! 💰💸
You hear about budgeting a lot but what does that mean?! Actually it could mean a variety of things as there are different budgeting methods! Here are 4 methods: 💰50/30/20: of your income, 50% should be spent on needs, 30% on wants and 20% on savings! 💰envelope method: make categories wit
Kylie 💸🫶🏻

Kylie 💸🫶🏻

486 likes

The image features a title '60+ codes to make your prompts 10x smarter!' over a modern interior background with a fluted wall and a mirror reflecting a dark sofa.
This image explains how to use the codes with an example, showing a 'before' and 'after' prompt, set against a background of a disco ball.
A list of ChatGPT codes and their functions, including ELI5, TLDL, ACT AS, and FORMAT AS, displayed over a background with a hanger and necklace.
60+ ChatGPT Codes
🧠 Most people use ChatGPT like a search bar. But if you know these 60+ “secret” codes, you can make it think like a strategist, launch like a CEO, and write like a $1,000/hr copywriter. Use these at the beginning of your prompt to instantly shift the tone, format, and depth of the response.
Bria | Social Media Marketing

Bria | Social Media Marketing

1003 likes

rela_tableaf06 Al tools: friend or foe? #collegehacks #tipsforstudents #synq #5xgec
Deidre Mccrary

Deidre Mccrary

1 like

Budgeting as A Grad Student
My #PaycheckBudget as a grad student and Data Analyst What I use to Budget: - my iPad and Google Sheets - previously I would use just pen and paper How I Budget: - zero based budgeting - basic idea is to make sure you allocate every dollar for a purpose (i.e. Fixed expenses, variabl
TheHappyPlanner

TheHappyPlanner

89 likes

4 tips that helped me stop food noise and lose 30 lbs with PCOS!! #pcos #pcosawareness #pcosweightloss #pcosdiet #pcoslife
Sarah | PCOS life + tips

Sarah | PCOS life + tips

6 likes

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