Give away 4 million townhome installments in 10 years. 😳✨✅

Hello everyone, today we have the real experience of our sister to share with us the 4,000,000 baht townhome installment that many people think requires installment for up to 30 years until old, but our sister is fighting to be able to close the top in exactly 10 years! The only trick is "doubling up + panting for 2 rounds of Retention." Who wants to release your debt? Save this post and copy your homework according to our sister!

The formula for calculating the fighting money (installment of 44,0000.- per month)

The house usually costs 4 million baht. The bank calculates the minimum annuities for us to pay about 24,000 baht per month (this is a 30-year installment rating), but the formula our sister uses is an additional 20,000 baht per month, for a total of 44,000 baht per month.

Our sister's trick is to add more money in the first 3 years. It will run to cut the "principal" focus because our interest is still low. When the tree is reduced quickly, the interest in the next period is reduced by a leap.

Timeline Operation Panting Document 2 Round (Keyword is Retention!)

Many people are lazy to move to the Refinance Bank because they don't want to waste their time going to the Lands Department and don't want to pay a new fee, so our sister chooses to use the "Retention" formula or a reduction in interest on the original bank instead, tired of only two times over 10 years, copy this timeline:

• Years 1 - 3: Discipline-building period, look forward to instalments of $44,000 a month, maintain an excellent credit history, do not pay Lets!

• Year 3 [Papers Round 1]: After 3 years, the interest on the first promotion will be exhausted and the interest will be adjusted immediately. Our sister hurriedly panted the documents (salary slip, Statement backwards, household registration, ID card). Walk into the same bank. Tell him honestly, "Come to ask for a reduction in interest, pay good interest for 3 years, never outstanding." The original bank does not want to lose the customer. He will approve the reduction of interest to the new customer immediately.

• Years 4 - 6: Once the interest is reduced, the installment is 44,000 baht per month, the less the tree is left, the more money the installment runs to cut almost all the trees.

• Year 6 [Papers Round 2]: After 6 years, the interest will be adjusted again. Our sister will do the same. Update the latest batch of documents and walk to request a second round of Retention with the original bank to press the interest down again.

• Years 7 - 10: Last to Happiness Now that the principal is hundreds of thousands, we will soon pay off. In the 10th year, our sister took the last bonus or collection, closed the beautiful account, got a deed to sleep, hugged the house debt in 10 years at ease!

Things to prepare before copying this formula

1. Must be the most disciplined: The monthly installment amount of 44,000 baht is very high. It is recommended to use the automatic transfer method on the salary day so that you do not secretly take this money to shopping first.

2. Suitable for stable income or joint loan: If you help each other to relax two people, husband and wife, or have extra income to help each other, this formula will work a lot less quickly and tired.

Anyone who is going to borrow, buy a house or pay home. Try to use the formula for 2 rounds of documents. Our sister is tired to fight the bank for a while, but save millions of interest and the house runs out of debt. Sure! Fight! Everyone, there is something to talk about.

# Home experience # Trouble in the house # First house # Trending # lemon 8 diary