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✈️ Suitcase damage? How to claim insurance to get your money back? 💼

📌 Includes procedures, how to prepare documents and practical experience.

Finish reading and follow immediately!

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

First of all, we have to say that this Qingdao trip uses MSIG Travel Insurance, which is free from AIS Roaming.

While waiting to pick up the bag on the belt with friends, it started to feel strange because our bags had not yet come out, even though they had all been accepted.

Until finally seeing his own silver bag flowing along the belt...

The wheels are broken. Zip pri. 😭

I was shocked, but I came to mind and immediately asked the authorities.

📍 First step.

Walk to the Baggage Service / Lost & Found counter, which of the airport we use is in the area between the 11 and 12 pocket belts.

The authorities will investigate the damage and issue a document called

Property Irregularity Report (PIR)

Which is the archives used for filing insurance claims.

Then the officer would ask,

Claim the airline or claim the insurance?

We chose a claim and insurance, so let's share the procedure with everyone. 😊

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

📄 Required documents

✅ 1. Claim Form (Download from MSIG website)

✅ 2. Passport copy

✅ 3.Property Irregularity Report (PIR)

✅ 4.Boarding Pass / Airfare

✅ 5.Baggage Tag (Bag Tag)

✅ 6. Copy of account book page for transfer

✅ 7. Photo Bag damage.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

💻 How to file a claim

Enter MSIG's website and select Online Claim. https://mservices.msig-thai.com

Complete the information and attach the procedural documents.

Key Advice

* Provide every detail as a matter of fact.

* Specify the brand, model and bag price as far as you can remember.

* If you can't really remember, let's be honest that you can't remember. You shouldn't guess or exaggerate.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

⏳ Period of operation

* Late May: Claim filed.

* Early July: Claims approved.

It took about a month. It wasn't as long as I thought.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

✨ I hope this review will be helpful to everyone.

No one wants the luggage damaged, but if it does, at least we'll know what to do and what documents to prepare, making the claim easier.

If anyone has a question about the claim or wants to share their own experience, the comments can be discussed. 😊

# chonlyaroundtheworld # Qingdao trip # MSIG travel insurance claim # Free insurance from AISroaming

7/27 Edited to

... Read moreจากประสบการณ์ตรงที่ได้ใช้ประกันเดินทาง MSIG จาก AIS Roaming เมื่อกระเป๋าเดินทางสีเงินได้รับความเสียหาย เช่น ล้อแตกและซิปปริ การเคลมประกันสามารถทำได้ง่ายและรวดเร็ว หากทราบขั้นตอนและเตรียมเอกสารครบถ้วน แนะนำให้รีบไปที่เคาน์เตอร์แจ้งกระเป๋าเสียหาย (Baggage Service / Lost & Found) ของสนามบินทันทีหลังพบกระเป๋าเสียหาย เพราะจะได้รับเอกสาร Property Irregularity Report (PIR) ซึ่งเอกสารนี้เป็นสิ่งสำคัญในการยื่นเคลมประกัน หากไม่ได้รับจะทำให้เคลมล่าช้าหรือไม่ผ่านได้ นอกจากเอกสาร PIR แล้ว อย่าลืมเตรียมสำเนาหนังสือเดินทาง Boarding Pass แท็กกระเป๋า และสำเนาหน้าสมุดบัญชีรับเงินโอน ซึ่งสำคัญมากสำหรับการโอนเงินค่าสินไหมพร้อมถ่ายรูปถ่ายความเสียหายที่ชัดเจน การยื่นเคลมกับ MSIG สามารถทำผ่านระบบออนไลน์ที่เว็บไซต์ของบริษัท ทำให้สะดวก รวดเร็ว และสามารถติดตามสถานะเคลมได้เอง ข้อแนะนำสำหรับการกรอกข้อมูลคือ ควรแจ้งรายละเอียดตามความเป็นจริง ระบุยี่ห้อ รุ่น และราคากระเป๋าตามความทรงจำ หากไม่แน่ใจควรแจ้งตรงๆ อย่าถึงกับเดาหรือตั้งข้อมูลเกินจริง เพราะอาจทำให้การเคลมล่าช้าหรือถูกปฏิเสธได้ ในด้านการรอผลการเคลม ใช้เวลาเพียงประมาณ 1 เดือนครึ่งหลังส่งเรื่องเคลม ถือว่าไม่ยาวนานเกินไป ไม่ต้องกังวลว่าการเคลมจะยุ่งยากหรือกินเวลานาน สุดท้าย อยากเน้นว่าแม้ไม่มีใครอยากให้กระเป๋าเดินทางเสียหาย แต่การเตรียมตัวและรู้ขั้นตอนการเคลมประกันล่วงหน้าจะช่วยลดความเครียด และทำให้ได้เงินคืนจากการเสียหายอย่างรวดเร็วทันใจ หากเพื่อนๆ มีคำถามหรืออยากแชร์ประสบการณ์การเคลมประกันกระเป๋าเดินทาง สามารถแลกเปลี่ยนกันได้ผ่านคอมเมนต์ค่ะ

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