What kind of insurance suits us? Let's see. ð§ļðŧ
"Insurance is not a matter of fear.
But it's a matter of rational planning.
Today we are still healthy, but the cost of future treatment
We can't control it.
Insurance helps change uncertain costs
Let's be a pawn we can control.
I don't want you to buy everything.
But I want you to start with the most necessary things in your life.
First, sir. "
ðĨ 1ïļâĢ health insurance
â. Necessity.
ðļ. Medical costs are rising every year.
â° The illness is unpredictable.
ð The savings may not be enough if long-term treatment is required.
ðĐš. Help what?
ðïļ Room
ðĻââïļ doctor fees
ð drug cost
ðĨ Surgery.
⥠heal immediately. Don't wait for the money.
ðĨ Who suits?
ðĐâðž Working people of all ages
â without welfare or welfare.
ðĻâðĐâð§ People have families / financial burdens.
âĪïļ 2ïļâĢ life insurance.
â. Necessity.
â ïļ The risk of death affects people behind.
ð Our income is the core of the family.
ð°. Help what?
ðĩ lump sum to the family at death.
ðĄ debt, house, car.
ð The long-term cost of the people behind.
ðĨ Who suits?
ð§âðž family pillar.
ð. People have debts or dependents.
ðķ parents who want stability for their children.
ð 3ïļâĢ Collectible insurance
â. Necessity.
ð Most people save unevenly.
ðŊ need a disciplined lump sum in the future.
ð°. Help what?
ð Long-term savings.
ð have a contract refund / due money.
ð used to plan education, retirement or life goals.
ðĨ Who suits?
ð People want to save money but are hard to discipline.
ð°ïļ long-term future planner.
ðĻâðĐâð§ Parents plan for you.
ð§Ž 4ïļâĢ serious disease insurance.
â. Necessity.
ðĨ serious diseases use high treatment costs and long treatment.
ð during treatment may lack income.
ð°. Help what?
ðĩ a lump sum immediately upon diagnosis.
ðĐđ used to heal + live during suspension.
ðĨ Who suits?
ðĐâðŧ Working people
ð§âðĻ Free Lance / No regular income
ðĄïļ people who don't want to hit the savings when they're seriously ill.
ð 5ïļâĢ accident insurance.
â. Necessity.
⥠Accidents happen every day.
ð No time, no place.
ð°. Help what?
ðĨ for accident treatment.
ð Daily compensation
âŋ Disability / â°ïļ death
ðĨ Who suits?
ð People travel a lot.
ðïļ risky workers.
ðķðī Children and the elderly
ðĒ What should be before-after (sorted by income)
ðž Low income / Start work
1ïļâĢ Accident insurance
2ïļâĢ Basic health insurance
ðžðž. Middle income.
1ïļâĢ Health insurance
2ïļâĢ Serious disease insurance
3ïļâĢ Life insurance
ðžðžðž High income / family
1ïļâĢ Health + serious disease
2ïļâĢ Life insurance (high capital)
3ïļâĢ Collectible insurance
âĻ insurance is not a wasted expense.
But rational life planning.
Cornflakes AIA (KP5B)
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