Lemon8Lifestyle community

Send To

Line
Facebook
WhatsApp
Twitter
Copy link

Get the full app experience

Discover more posts, hashtags, and features on the app.

Open Lemon8
Open Lemon8
Open Lemon8
Not now
Not now
Not now
  • Category
    • For You
    • Fashion
    • Food
    • Lifestyle
    • Beauty
  • App version
  • Help
  • Singapore
    • Singapore
    • 日本
    • ไทย
    • Indonesia
    • Việt Nam
    • Malaysia
    • US
    • Australia
    • Canada
    • New Zealand
    • UK
Official websitePrivacy PolicyTerms of ServiceCookies Policy
Skip insurance if you're okay with this
At the end of the day, insurance should give you peace of mind not become another financial burden. If a plan only looks good on paper but strains your monthly budget, it's probably not the right fit. And if you're unsure of your portfolio is the right fit for you, let's review i
Stephanie🍃

Stephanie🍃

1 like

You might be making these mistakes without realising
After reviewing hundreds of insurance portfolios over the years, these are the 8 costly mistakes I KEEEEP seeing 🫠 Honestly, most people aren't careless. They just don't know what they don't know. We get busy with work, life happens, and our insurance ends up being something we pay f
Stephanie🍃

Stephanie🍃

2 likes

I'm just an insurance agent, but to my clients
I’m also a… 🧭 Explorer 🎩 Magician 🔮 Fortune Teller ⚖️ Judge 🕵️ Detective ⏳ Time Traveler 👼 Angel Did I miss anything? 🤣 #MyPOV #client #singapore #justforlaughs
Stephanie🍃

Stephanie🍃

1 like

💰 How should you plan your first paycheck?
Your first paycheck isn’t about buying everything you want or investing everything you have. It’s about building a strong financial foundation. Here’s a simple order to follow: 💚 Build an emergency fund first. 📅 Set aside money for upcoming expenses. 📚 Invest in yourself through learning
Stephanie🍃

Stephanie🍃

2 likes

We are great savers but
saving alone may not be enough in today’s world. 💰 While keeping cash in the bank feels safe, inflation quietly reduces its purchasing power over time. That’s why understanding how to invest responsibly has become just as important as learning how to save. The goal isn’t to get rich overnight
Stephanie🍃

Stephanie🍃

2 likes

One thing I've learnt after working with hundreds of clients
Wealth isn't usually built by people chasing the next big thing. It's built by people who consistently do the same thing well, investing regularly, staying patient during market downturns, and protecting what they've already built. Simple doesn't mean easy, but simple works. ✨
Stephanie🍃

Stephanie🍃

1 like

3 money habits that matters more than your salary
(For working adults in Singapore 🇸🇬 age 25–35) 1. Not upgrading your lifestyle every time payday hits (PLEASE) Got increment and suddenly we choose to Grab everywhere, drinks $8 coffee daily, THE “I deserve it” shopping, going for expensive dinners or hotel buffets every weekend And then
Stephanie🍃

Stephanie🍃

2 likes

To HR: it's time to review the company coverage
Many companies treat corporate insurance like a utility bill: Same provider. Same plan. Auto-renew. Done. But corporate insurance isn’t a “set and forget” decision — and here’s why that approach is risky 👇 1️⃣ the workforce changes, but the policy doesn’t Headcount grows, age profile shifts, c
Stephanie🍃

Stephanie🍃

3 likes

Biggest mistake fresh grads make with insurance (it’s not what you think)
Most fresh grads think the mistake is “not buying enough insurance.”But that’s not it‼️ The real mistake is this: Treating insurance like something to figure out later and that “later” usually becomes…TOO LATE! 1. “I’ll buy when I earn more” Sounds responsible. But here’s the catch: Premiu
Stephanie🍃

Stephanie🍃

5 likes

Let's chat: What are your company staff benefits?
I’ve been observing a wide range across different companies lately — from businesses that provide little to no medical coverage… to those offering comprehensive hospitalisation, outpatient, dental benefits and even optical /wellness benefits So, what’s actually considered the “baseline” today?
Stephanie🍃

Stephanie🍃

2 likes

What CI plan actually covers 💭
Not all “CI plans” cover the same illnesses, Example 👇 1️⃣Person A: diagnosed with Early stage – Can still work – Needs treatment – Extra expenses start coming in 2️⃣Person B: diagnosed with Late stage – Cannot work anymore – Full financial impact hits but some plans only pay when
Stephanie🍃

Stephanie🍃

5 likes

Keeping it real with my clients
I got had a review for my client recently and we were discussing on critical illness coverage and here's our actual convo - Her: Honestly ah, I think I’ll buy later… I’m still very healthy now Me: Ya I get it, you gym, eat quite clean somemore right Client: Ya lor, I rarely even fall sick
Stephanie🍃

Stephanie🍃

3 likes

Can your partner afford the flat without you?
Not emotionally but financially! If the answer is no — you don’t have a renovation problem. You have a protection gap. #btosg #coupleideas #adultingthings
Stephanie🍃

Stephanie🍃

3 likes

When in my 20s, buying insurance felt like that...
I get it You’re building your career, investing, traveling, maybe saving for a home. Insurance feels like the least exciting place to put your money. But here’s the mindset shift 👇 💸 1. You're not buying for the returns, you buy for the ruin. When you invest, you’re asking: “How much ca
Stephanie🍃

Stephanie🍃

7 likes

Hitching onto the caricature trend,
I decided to create one that reflects me and what I do — with a little help from big tech - ChatGPT 😄 But beyond the fun and visuals, it made me reflect on what truly defines my work. From policies and portfolios to real conversations that matter ☎️ Behind every coverage plan is a family,
Stephanie🍃

Stephanie🍃

4 likes

can you actually afford to be sick? 🤒

Let’s do some real talk. $4,000/month sounds okay on paper. But once you break it down in Singapore… 💸 Rent / mortgage 🍜 Food & groceries 🚆 Transport 📱 Bills, parents allowance, maybe a bit of savings What’s left isn’t that much. Now imagine this 👇 You fall sick. Not flu. Somet
Stephanie🍃

Stephanie🍃

12 likes

what should you really prioritise in your 20s?
When I started my first full-time job in Singapore, I was honestly very lost. Every month money came in, but I didn’t really know where it should go: • CPF was already “forced” • Friends were investing • Some were buying insurance • Others were just… spending Here’s what I wish I underst
Stephanie🍃

Stephanie🍃

22 likes

Saved $30K for a Corporate client in 4 days 🤝
My phone pinged with an urgent request 2 weeks ago. A HR manager was in a bind: their corporate insurance for 60 was renewing in days, and the renewal quote had come in at S$107K. Their needs was clear: “Can you do better? And we need a quote fast.” The timeline was tight—just 4 working days.
Stephanie🍃

Stephanie🍃

2 likes

ElderShield, CareShield Life & Critical Illness???
Many of us confuse these three, so let's break it down! So, here's the main difference💡 ElderShield and CareShield are for severe disability (when you can’t take care of yourself). Critical Illness is for serious medical conditions (when you may still be mobile but very sick). 👉Dis
Stephanie🍃

Stephanie🍃

3 likes

Take control today 🤝
Some things in life are OUT of our control 😷🤕 • Becoming ill • Getting injured • Facing big hospital bills But some things ARE in our control ✅ • Preparing early 📝 • Buying insurance 🛡️ • Finding a reliable agent 🤝 We don’t buy insurance because we expect bad things to happen. We buy it
Stephanie🍃

Stephanie🍃

2 likes

See more
Stephanie🍃
2Following
107Followers
1973Likes and saves

Stephanie🍃

cxllmesteph

cxllmesteph

Cancel

⛑️Protecting >200 individuals and you will be the next one 🫵