Home Loan Document Preparation Procedure ♡

Home Loan Filing, Ep.2 🏡

📌 common document.

1. Copy of ID card

2. House registration copy

3. Copy of marriage certificate / divorce certificate / death certificate / invoice of separation (if available)

4. Copy of name / surname change sheet (if available)

📌 revenue show.

1. In the case of regular occupation or regular income

1.1 Salary Certificate / Company Certificate Recovery Welfare Certificate in association with banks

1.2 6-month backward salary slip

1.3 6-month backwards payroll book

📌 collateral documents.

(If available)

1. Copy of the land deed or copy of the suite certificate.

2. Copy of contract to buy, sell or deposit contract

3. Map showing location of collateral land

Fyi:

* Sign the correct copy and sign all copies ♥.

*.: ♂ ✨ *

♡ Bring the document to the financial institution. Some of you have Sale

Be the caretaker. Some of you have a staff member from that financial institution who knows from friends. Recommended later.

* Choose the person who clicks with us the most because he will give advice and wait according to the story. As a result, we are very good.

(It takes 1 month to wait for the results. It is also attached during the New Year. If not attached during the New Year, it will be 2 weeks)

*.: ♂ ✨ *

"It's time to make a choice."

* Actually, we also filed at TTB, but the approval is 4.7M (about 85%).

- We chose Thos.

Because it also uses employee welfare

- Maximum of 5.3M loan application / 100% loan

(The condition is to close all credit cards as well)

Or according to the number that the elder employee from the bank we contacted

- Account sleep money should be available (in case of emergency or increased collateral to recover)

- Prepare home / land appraisal (will be the elder from the bank sent). Some banks have free appraisal promotions.

- Should take out fire insurance and premium when saving the house (as a personal opinion)

*.: ♂ ✨ *

(There is no house down)

Pay installments (We choose 40 years)

Pay alone...

If you take it comfortably, don't strap yourself very much.

First year 15K

Year 2 18.9K

Year 3 22K

Year 4-37 273K

(Can be pounded straight away.

Reteintion or Home Refinance can be requested)

* Will come to review the next Ep.

* Interest can be queried.

*.: ♂ ✨ *

"Additional costs that should prepare home delivery date."

Delivered at the land office.

There will be staff at that bank to take care of us there.

We don't have a Sale. We take care of it all.

- mortgage

- Forensics

- Home transfer fee

- Other fees / taxes

* Rough prices, can inquire now

(The procedure eats a total period of 2 months.

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The house is ours. Gosh (bank in our name). Then don't forget to go to the district to move yourself into our new home and make a new tea card. ♥

Have a nice day.

⭐::

# Home Recovery # Home loan document # First house # House of the heart