597 followers

Follow

Follow

Follow

1/2

8 saved

12

🚫 “Freeze bureaus before applying for ANYTHING

Stop letting bureaus block your approvals! ❌ Freeze them first with the Fundable Profile Checklist. This is the step lenders hope you never find out about. Inside the checklist you’ll find a list of all secondary bureaus with links to get started and I even threw in a Security Request Template Letter.

👉 Download free: devinegemessentials.com

Hashtags: #CreditRepairTips #MoneyTips #CreditEducation #CreditBuilder #FixYourCredit

2025/9/28 Edited to

Related posts

A young woman in a car with text "Clean Girl Skincare Routine" and various skincare products, illustrating the guide's focus on a natural, polished look.

A visual guide outlining the correct order to layer skincare products, from cleanser to sunscreen, with examples of each product type.

A selection of face washes categorized by skin type, including options for oily, dry, combination, acne-prone, sensitive skin, and hyperpigmentation.

Clean Girl Complete Self-Care Routine Guide

Hey loves! Want to achieve the clean girl look but not sure where to start? I’ve got you covered! The clean girl aesthetic is all about simplicity, natural beauty, and a polished, put-together vibe that’s both effortless and sophisticated. Think fresh, dewy skin, a well-rested glow, and a look

6529 likes

Bible Study🌸

#bible #biblejournaling #biblestudy #godisgood #LoveYourself #faith #journaling #study #christiangirl #christian

3367 likes

🪩High School Advice To Make College Easier🪩

Hey there! I wanted to give some high school advice to make college easier & cheaper from a college student. 🪩I know this is a long post but I promise you won’t regret reading & taking this advice🪩 Before I go in-depth with my advice, let me give you my qualifications for giving said

2187 likes

#fyp #credit #badcredit #financialfreedom #creditknowledge #creditscore #rebuildcredit

266 likes

I got laid off.. I'm taking this as a sign to truly find what i love in life. i've been stuck in a 9-5 cycle and i'm ready to explore what else is out there - no matter how scary it may be. #workfromhome #laidoff

3130 likes

VALENTINES DAY MAKEUP TUTORIAL DAY 6💋 How to apply concealer! My easy concealer tutorial🤍 #makeuptutorial #concealertutorial #concealerhack

55 likes

Turn Heads with this Scent Routine 🫧

One of the best compliments I can receive is that I smell good. Like - no better feeling! But my scent routine starts way earlier than my perfume - here’s how I achieve the perfect clean girl scent: 1. If you’re not using bar soap - you need to start IMMEDIATELY. While it can be a little drying,

4699 likes

It’s under secret lender list ✅ #fyp #credit #badcredit #financialfreedom #creditknowledge #creditscore #rebuildcredit

1168 likes

She told me her hair won’t grow anymore and she may need a “gma haircut”, trying my routine to turn her into Rapunzel instead! ⬇️ 🌿 My Hair Oiling Routine 1. Detangling the correct way Detangle from the bottom up to prevent breakage, reduce tension on the roots, and protect the cuticle be

884 likes

48 hour collection DELETION HACK

1709 likes

This list shows you exactly what credit bureaus each creditor pulls from as well as the score needed to get approved ✅ #evictions #eviction #fyp #creditrepair #creditscoretips

185 likes

It’s under secret lender list #fyp #credit #badcredit #financialfreedom #creditknowledge #creditscore #rebuildcredit

552 likes

📌 Research #1 - The Mammalian Dive Reflex Cold-water facial immersion (not ice directly on skin) activates the diving reflex: 👉 slows heart rate calms the sympathetic nervous system 👉 reduces stress chemistry 👉 improves blood flow to the brain (Research: Foster & Sheel, Physiology & Behavi

6 likes

A Good Credit Score = Access To the Bag 💰 

Just Recently I Never knew how important credit is I went from a 477 dropping credit score, to a 700+ This took me about a month . So what did I do? I dove DEEP into Education. Videos + Mentorship’s + More Video Tutorials how to master Credit . I had no one teach me anything about credit. But

3643 likes

A woman in a green blazer smiles, with text overlaying a credit freeze guide. The steps are: freeze main bureaus, secure secondary bureaus, lock data brokers, and monitor before disputing. It emphasizes that skipping steps can slow progress.

Freeze Your Credit in the Correct Order

Freezing your credit works best when you do it in the right sequence. Skipping steps or freezing out of order can delay deletions, approvals, and funding. I break down the correct freeze order and why it matters — especially before disputing. 👇 Get the step-by-step freeze guide here https:/

12 likes

Applying eyeshadow is easy!

If you need help with anything let me know in the comments ❤️❤️❤️ #eyeshadowtutorials #easyeyeshadowtutorial #easyeyeshadow

256 likes

Freeze / Opt Out From These Reporting Agencies

#creditrepair #shareyourthoughts

14 likes

HOW I LEARNED TO REBUILD MY credit

Hello my name Is Jaysa… I am 25 yrs and I learn how to rebuild my credit score. My score was 450 at one point and I got to 550 in less than six months NOW TO 670! Here is HOW!!!! ✨1) secure credit card: Secured credit cards can be an excellent tool for rebuilding credit. Here’s how they wo

3479 likes

Why Disputes Don’t Work (For Most People)

Most people think fixing their credit is just about disputing everything… That’s where they go wrong. When I started doing this the right way, I saw results FAST. Some negative accounts were updated in less than 14 days after I: ✔ Cleaned my personal information ✔ Placed security freez

27 likes

A hand holds a black, textured planner with a crocodile-skin pattern. The text overlay reads 'planner tour' in pink and white, with 'Lemon8 @sincerelymochaa' at the bottom left.

An open planner shows a clear customizable front cover insert with the name 'Mocha' and a pen slot. The insert was found on Etsy and includes small icons and text like 'WITH SEOUL'.

An open planner displays clear pocket inserts holding various personal items, including baby photos, a 'WHALE you Be my valentine?' card, a 'Planner girl' note, and a 'PISCES' card, adding a personal touch.

PLANNER TOUR 💗✨

Hey ya’ll! Can you believe it’s already 2026??? Time goes by so quickly — it’s truly unmeasurable! As a fellow college girly, I have always been adamant about staying organized and on top of my schoolwork. Having a planner honestly helps me out SO MUCH!!! I use it to record when assignment

399 likes

I GOT A NEW JOB WITHOUT APPLYING FOR IT 👩🏻‍💻😩

GUYS... I got a new job!!! After a couple months of being laid off, I honestly wasn't even interested in applying for jobs so I had NOT been actively searching at all. I signed up with a recruiting agency and didn’t have to pay anything. I uploaded my resume, and a recruiter reached out t

45 likes

#fyp #credit #badcredit #financialfreedom #creditknowledge #creditscore #rebuildcredit

136 likes

Makeup tips EVERYONE should know!!

I WISH I WOULD HAVE KNOWN THESE SOONER!! 1. Primer primer helps with everything tbh; keeps your makeup in place all day and makes the application smoother, and elf power grip primer is kind of cheap so there’s no reason to not! 2. Applying makeup in right order and separa

17.4K likes

How to learn anything effectively

Learning is not about memorizing more. It is about connecting ideas, reviewing with structure, and applying knowledge until it becomes second nature. Intelligent learners build context, ask questions, and revisit material with purpose. They focus deeply, use active recall, and create links be

72 likes

Tired of wasting hundreds or even thousands on credit repair with ZERO results? It's time to take back control of your credit-in just 30 to 90 days! § Our AFFORDABLE credit repair program helps you remove negative items like student loans, medical bills, repossessions, collections, and more-al

145 likes

Ways to get a 700+ credit score 💳🌟

Happy 4th quarter, I'm here to help you get your finances in order before next year. Here are some credit hacks that helped me maintain my 700+ credit score: 💳 Paying all my monthly expenses with my credit card 💳 Pay my credit card balances in full every month 💳 Reporting my rent pa

316 likes

at home salon day baby!!💃🏻 don’t get me wrong I LOVEEE going to the salon to get a proper trim & color, but sometimes a girl needs to save some coin😩😂

0 likes

How to edit on CapCut and go viral on TikTok 💅🏾

Me holding me accountable but make it fashion 👠🦾✨ This CapCut edit had no business eating this hard tbh… like why am I dangling?? 💀😭 #minimeslay want to go viral on TikTok or Instagram ?! It’s time to get creative! There are a million ways to show off your outfits, or really anything with an edit

218 likes

#vampire #diycostumes #vampireaesthetic #holloween #octobermood

22 likes

🧠 3 Things the credit bureaus don’t tell you

You need to know: They make mistakes- a lot. 2. You have the legal right to dispute errors. 3. A well written letter can make all the difference. That’s why I created my CREDIT REPAIR DISPUTE LETTER EBOOK, so you’re not sending out weak letters that get ignored. Start fixing your

39 likes

An update on my Wednesday predicaments…

12 likes

2 likes

Do this before you dispute ‼️‼️

Make sure you do his before you dispute an acct on your credit report 😊 #creditrepair #creditfixer

22 likes

A few makeup tips for a hooded eyes

#hoodedeyesmakeup #hoodedeyes #makeuptips #Makeuptutorial #lemon8 #makeup #beauty #fyp #make

32 likes

Lenders and credit bureaus take businesses more seriously when they have a real, professional address instead of a home or P.O. Box ✨ A legitimate address builds credibility and separates your business from personal finances.You will NOT get approved if you skip this step‼️ • Choose

27 likes

#fyp #credit #creditreport #creditreports #diycreditrepair

29 likes

A nurse in blue scrubs and a black jacket, wearing a stethoscope, takes a mirror selfie in a bathroom. The image is overlaid with the title "New Grad RN interview questions & tips" and orange wavy lines, introducing the topic.

A medical training dummy lies in a hospital bed, surrounded by interview questions on torn paper-like overlays. Questions include "Tell me about yourself?" and scenarios about advocating for patients and adapting to change in nursing.

Two individuals perform CPR on a medical training dummy in a hospital room. Overlays present interview questions about handling mistakes, turning incidents into advantages, and discussing qualities beneficial to a hospital unit.

New Grad RN Interview Questions & Tips

I've gathered essential tips and interview questions tailored for new grad RNs like you! — I hope you find this helpful and informative! And Congratulations!!! You're a nurse!!! 👩‍⚕️❤️ #hellolemon8 #nursing #nurse #newgradnurse #nursingstudent #nursingtips #newgradrn #nurs

154 likes

The image displays a breast with a red, inflamed area, being gently touched by a hand. Overlay text reads 'MASTITIS An infection of the breast tissue', visually representing the condition described in the article.

Mastitis can occur most frequently in lactating women who: 1. Have cracked or blistered nipples. 2. Have clogged ducts that are not relieved. 3. There is sudden high levels of stress such as returning to work or anything that leads to change in normal daily routine. SYMPTOMS: • Sudden flu l

56 likes

Part 4 - Moments COPS Will Regret Forever

842 likes

United States #creditadvice Call all 3 Credit Bureaus: Experian-1-888-397-3742 Equifax-1-888-378-4329 TransUnion-1-800-916-8800 Here's what you say & be nice and patient: "I noticed several unauthorized inquiries on my credit report that I would like removed Inform

13 likes

Break down your credit

If you’re fixing your credit but still ignoring the secondary bureaus… you’re playing yourself. 🤷🏽‍♀️ Freeze them FIRST. LexisNexis. SageStream. CoreLogic. Innovis. If the bureaus can’t pull from them, they can’t keep snitching on you. #freezesecondaryreporting #credittips101 #se

0 likes

Trying to boost your credit score in the next 30 days? These 5 tools helped me (and my clients) build credit without credit cards or taking on extra debt. Here’s the thing they’re affordable, easy to use, and most don’t even require a credit check! The tools: 1. Kikoff 2. Credit Strong 3.

94 likes

Bible Verses For Everyday Living🌸✨

Friend, I was encouraged to ask people in my community not only their favorite Bible verses, but how they are applying the Bible verse in their everyday life. This is one of two testimonies shared.. I believe more will be shared here soon. Tomorrow, I plan to upload this video as a series on my wom

23 likes

A laptop and a smartphone display a 'SECURITY FREEZE LETTER PACK' advertisement. Both screens show a checklist including Data Protection, Freeze Requests, Offline Letters, Cease & Restrict, and Online Freezes, alongside images of credit cards. The name Devona Little Fleming is also visible.

Before you Dispute Anything, Freeze Data First 😌

This Security Freeze Letter Pack Includes: 11+ professionally drafted security freeze & data restriction letters. mailing addresses and online portal guidance for secondary bureaus. A cease and restrict template for medical & non medical data control. clear insteuctions on when to free

4 likes

A display of various earrings and small items with the overlay text 'different types of CREDIT CARDS for young adults' in neon pink and blue.

A pink background with bubbles listing student credit cards like Citi Rewards+ and DiscoverIt Student Cash Back, alongside text describing student credit cards for building credit.

A pink background with bubbles listing secured cards such as DiscoverIt Secured and Capital One Secured Mastercard, with text explaining their role in establishing credit.

different types of credit cards for young adults💳🫧

Not sure which card is right for you? Or maybe you aren’t sure where to even start? Look no further! I’m here to let you know what options you have when choosing a credit card for your specific needs!✨ 🫧Student Credit Cards: * Discover it Student Cash Back: Offers cash back rewards on purchases

152 likes

See more