Episode 1: Stories from a CFP, ® Todays lesson: To win like that, you have to be willing to lose like that & most people aren't. I actually had a lot of FOMO watching him go from a lot of money to an obscene amount of money. I was like well I missed out big. I am very guilty of calculati

0 likes

My wealth building journey started with a high yield savings account (HYSA) 👌 if you've ever wondered where to keep your emergency fund or short term savings, this is where I started Comment "HYSA" & I'll send over the list of my faves 👉I used/use it for an emergency fund (just a life buffer

0 likes

Financial Accounts rundown 💸

All of the accounts I currently use to spend, save & grow my money 💸📈🌱 education only #hysa #moneymoves #financialtips #finance101

0 likes

the investment order everyone posts on tiktok is not universal. a 30yo saving for a house in 5 years should not be maxing their 401k before opening a brokerage account. context matters. I am all about having a system and a framework which I will be sharing more about soon but just know to take

1 like

expensive things worth the money things mentioned in the vid @Hatch for Sleep Sweater from @TJ Maxx @Dyson USA Airwrap ID Straight & Wavy @canonusa G7x #personalfinance #expensive #expensivetaste #spend #splurge

1 like

pt 2 The pro rata rule is one of the most confusing parts of doing a backdoor Roth IRA and it trips up a ton of high earners every year. Quick version of how the pro rata rule works💸: if you make too much to contribute to a Roth IRA directly, the backdoor Roth IRA is the workaround. But the second

1 like

part 1 - Roth IRA for high income earners = backdoor Roth IRA if you make too much money to contribute to a Roth IRA in 2026 then the backdoor Roth IRA may be for you. in part 2 we will cover strategies around the pro-rata rule because it is CRITICAL you understand this before using this st

0 likes

here's how compounding works: on day 29 you only have 2.6 million, then the final doubling adds the other half in one day 👀 this is exponential growth, and it's why starting to invest early in your 20s beats investing more money later. #financialliteracy #financialfreedom

1 like

if you are worried about a market crash or investing at the top of the market, or stocks being at all time highs just know...bad timing wins over procrastination every time. Comment RESEARCH if you want to see how perfect market timing plays out over 20 years. 👀 This is of course assuming a

0 likes

something a lot of beginner investors don't realize: where you hold an investment can matter as much as what you're holding. a growth ETF in a roth ira may result in a completely different outcome than the same ETF in a traditional ira because of how each account is taxed. dividend heavy holdings a

1 like

3 ETFs don't always buy different stocks. Comment ETF to check out the tool for yourself. If your portfolio says overlap >50% time to do some work to optimize things unless of course a concentrated portfolio is your goal (which it can be, its just more risk). For this portfolio specifically I

1 like

A high yield savings account is for SAVINGS, not for hiding from the stock market. Here's the rule I follow in 2026: 💰 Emergency fund = 3 to 6 months of expenses in your HYSA (up to 12 months if your income is irregular or you're closer to retirement) 🏖️ Short term savings goals = anything yo

0 likes

SOO many finance strategies which ones do I think are overrated and underrated. These are just my opinions on what I've seen work/not work in the past. Every person's financial situation is different so plz do your own research 😄 also comment "WAITLIST" if you want me to send over the link to add y

0 likes

ETFs that I invested in last month in my LLC brokerage account as a 31 year old financially literate girly that is investing for growth. I bought enough to make this account diversified on its own 📈 Investing is subject to risk, these are not suggestions to buy these ETFs just what I personally

0 likes

Roth IRA literacy! Roth IRAs have become one of the most popular account types to use. Here are a few Roth IRA fyi's that you need to keep on your radar. The more you know about financial literacy the quicker you will be able to work towards financial freedom! Comment ROTH for my investing guid

0 likes

the economy recovering doesn't mean YOUR economy is recovering and that's kind of the whole point of a k shaped economy #TikTokLearningCampaign #financialliteracy k shaped economy explained, economic recovery 2026, personal finance basics, why the economy feels off, income inequality explain

0 likes

Investing in AI ETFs most ppl are only scratching the surface. Here are 5 investable themes with niche ETFS you can do a bit more research on ❤️ I also know that most broad ETFs and Index funds still give you access to some of these same companies within these ETFS, but this is for people who may w

0 likes

The 401k checklist you should review every single year. If you are just setting up your 401k for the first time or you have had one for years and never really looked at it, this is for you. Retirement planning does not have to be complicated but there are things inside your plan most people never

0 likes

If you've already maxed your 401k and Roth IRA, the mega backdoor Roth is your next move. After-tax 401k contributions plus an in-plan Roth conversion = way more tax-free retirement savings than most people know they can get. Comment "ROTH" and I'll send you the step-by-step mega backdoor R

0 likes

If you've been searching for the best budgeting app in 2026, stop and look at Monarch Money. This is not a basic expense tracker, it's a full personal finance management system. Here's what makes it the best money management app I've used. Total net worth tracking. You link your bank accounts, inve

0 likes

Mallory, CFP® Personal Finance