How I track all my credit card perks
I have like 7 high end credit cards like chase CSR, Amex platinum, 2 Amex aspire, 1 capital one venture X and a few other cards like Amex blue cash, Apple Card, etc.
It has been hard for me to keep track my unused rewards like monthly Uber, DoorDash, Dunkin credits, and semi-annual hotel resort credits. I tried several apps but it turned other that they either need my account login or the features are complicated. Finally this is a new app that I really like, very simple and intuitive. No account sync is required and easy to track the reward redemption state. The name is MaxWorth
Okay, so I know many of you are probably in the same boat I was in – drowning in credit card perks and struggling to keep track! Before I found MaxWorth, my Amex app dashboard and Chase Sapphire Reserve app, while useful for basic account management, just weren't cutting it for truly optimizing my rewards. They show your balance, sure, but do they give you a clear, consolidated view of all your monthly Uber credits, DoorDash discounts, or those tricky semi-annual hotel resort credits across all cards? Not really. I used to spend so much time logging into individual bank apps, scrolling through terms, and trying to remember what I'd used or what was about to expire. It felt like I was leaving money on the table, and honestly, it was frustrating! That's why having a dedicated 'credit card benefits tracker' became a non-negotiable for me. I needed something that wasn't just a general budgeting app but specifically designed for credit card perks. What I love about MaxWorth, and why I'm sharing this, is how it solves those exact headaches. It's not just about seeing your credit cards listed; it goes deeper. The app clearly *displays a list of credit cards, showing their annual fees, days remaining until due, benefits redeemed, and even points multipliers for various spending categories*. This means I can quickly see if a card is worth its annual fee, and where I should be using it to maximize points for things like dining or airline spending. The real game-changer for me is the tracking interface. It *shows a credit tracking interface detailing various card benefits like monthly promos and annual credits*. It's brilliant because it constantly *indicates the amount used, total available, and whether activation is required for each benefit*. No more guessing if I used my $15 monthly Uber credit or if that $20 dining credit needs an opt-in! I can tell you, seeing that I've used $19 out of my $25 monthly credit, and knowing exactly how many days I have left, makes a huge difference in ensuring I don't miss out. It also *presents details for a credit card, including its annual fee and benefits redeemed*, making it easy to review individual card performance. Plus, it highlights "Best Card Categories" with *value percentages and points multipliers for dining, other, and airline spending*, which helps me choose the right card for every purchase. This level of detail and proactive reminders are what truly make MaxWorth stand out as a comprehensive credit card benefits tracker. If you're tired of manually juggling your Amex Platinum, Chase CSR, or Capital One Venture X perks, I highly recommend checking it out. It's transformed how I manage my rewards, ensuring I get the most value from every single card without the stress.
Don’t pay the annual fee.