Automatically translated.View original post

Why do many people work for years but have almost no money to save?

3 hours agoEdited to

Related posts

A collage illustrating utility bill saving hacks, featuring a washing machine, LED light bulbs, an unplugged cord, and a smart thermostat screen.
A hand holding an unplugged electrical cord, emphasizing the tip to unplug unused 'vampire' appliances and electronics to save energy.
A washing machine with laundry products, advising to wash clothes in cold water and run large appliances during off-peak hours.
✨💡How To SAVE HUNDREDS On Bills | SAVE FOR LATER💸✨
✨ Tired of feeling like your entire paycheck is just going to bills? SAME. So I started making small changes that actually lowered my gas and utility costs, and now I’m sharing everything that’s been working. 👇🏾 💳 AUTOPAY + PAPERLESS = DISCOUNTS! ~ Some electric, internet, and phone companies o
Margarita

Margarita

5040 likes

money making tip 🤗
A super easy money making tip👏👏 Pet sitting is one of the easiest ways to make money now considering so many people travel not only for vacation but also for work. You can earn a lot of money and get a lot of clients if you stay consistent and just be you!! I started Pet sitting about 6 1/2
lyric wade

lyric wade

5577 likes

Investing for Beginners: How Stocks Really Work🤑✨
Ever feel like investing is confusing or only for people with tons of money? The truth is, anyone can start, and it doesn’t have to be complicated. Think of investing like planting small seeds—your money can grow over time, even with a few dollars. This guide breaks down what stocks are
Mari 🦋

Mari 🦋

4200 likes

7 Rules of Money You NEED to Follow to Get Rich
💰 Want to build wealth but feel stuck? These 7 rules of money will shift your mindset and put you on the path to financial freedom. 🚀 Too many people stay broke because they: ❌ Dwell on past money mistakes ❌ Compare their finances to others ❌ Ignore the power of time & discipline But r
Mari 🦋

Mari 🦋

1125 likes

"❤️Money Hacks That Actually Work! 💸"
🔥Hey everyone! Let’s talk about money! Money is something we all need and want more of. Today, I’m sharing some simple money hacks that can help you grow your savings and maybe even find new ways to earn!🌸 🌈Easy Ways to Save Money Start by cutting back on small expenses. Buy generic brands inst
Tammy Sam

Tammy Sam

619 likes

A white square with the text "MY FAVORITE COUPONING YOUTUBE CHANNELS," a shopping cart, scissors, and coupon graphics, set against a background of pink dollar bills.
A laptop screen displays the YouTube channel "one cute couponer," showing the channel banner, profile picture, subscriber count, and recent video thumbnails about couponing deals.
A laptop screen displays the YouTube channel "Savvy Coupon Shopper," showing the channel banner, profile picture, subscriber count, and recent video thumbnails about couponing hauls.
SWIPE if you want to learn how to save money💰🤑 ->
My top 5 favorite channels: • One cute couponer • Savvy coupon shopper • Coupon with Star • Coupons with Alysia • Bree the coupon queen If you want to learn how to save money or if you want to see some AMAZING couponing hauls.. check out these youtube channels. I have been watching these
yariibabyy

yariibabyy

681 likes

Two hands hold clear plastic bowls filled with homemade acai bowls. The top bowl features sliced bananas, strawberries, and blueberries. The bottom bowl contains sliced bananas, pineapple chunks, and blueberries. Text overlays promote making acai bowls for under $20.
save some money & diy it!! 🍌 🍓🫐🍍
✨i loooove açaí bowls😩. i wanna be a açaí bowl lmao. for at least 2-3 years i was obsessed with them, like i would eat other stuff obviously but any chance i got that’s what i was buying. i knew all the spots in my city & knew what my exact total was everytime. eventually they got kinda expensi
justbree🩷

justbree🩷

1973 likes

9 money rules you won't learn from your parents 😮🤑
I know that many people are unaware of their personal money rules, and most don’t stick to them. However, I can tell you that having a clear guideline is incredibly helpful. It has worked for me, and I believe it can work for you too. So, here’s the money strategy I use to manage my life and financ
Financebabe

Financebabe

383 likes

An outdoor cafe scene with a croissant, iced tea, and flowers, overlaid with the title "Why Most People Stay Broke" and a money bag icon, setting the stage for a financial discussion.
A white crumpled paper background displaying the text "It's not because you're lazy. Nobody ever taught you about money," highlighting a key reason for financial struggles.
A white crumpled paper background with red 'X' marks next to a list of common financial habits: spending all earnings, no savings/investments, buying to look rich, and no extra income streams.
Why Most People Stay Broke Without Realizing It 💸
Okay I have to be honest with you guys because nobody else is going to say this. Most people are broke and don’t even know why. And it’s not because they’re lazy. It’s not because they don’t work hard enough. A lot of people are working themselves to death and still have nothing to show for
Financebabe

Financebabe

212 likes

An aisle at Dollar Tree displaying various makeup products like mascara, eyeshadow palettes, eyebrow razors, and blush, with text overlays indicating "dollar tree must have dupes" and "save up to $10."
A Dollar Tree lipstick labeled "BOLD & BRIGHT LIPSTICK" in a nude shade, shown next to a digital comparison of a similar product, with text indicating a price difference of "$1.25 vs $10 save $9."
Bottles of "Personal CARE BODY WASH" with jelly bean graphics on a Dollar Tree shelf, compared digitally to a "Native Cherry Vanilla & Macaron Body Wash," showing a price comparison of "$1.25 vs $10 save $9.75."
save money with these dupes at dollar tree
these are some of the best dupes i’ve found at Dollar Tree in Pennsylvania!!! these products are almost the exact same as brand store products and the best part is you can save money by using these instead. nude lipstick dupe for maybelline : $1.25 vs $10 native body wash dupe : $1.25 vs $1
•Lauren• SAHM 🌙 ☀️

•Lauren• SAHM 🌙 ☀️

1705 likes

A smiling woman in a white beanie and jacket stands in front of a car. Text overlay reads "9 WAYS TO MAKE MONEY ONLINE FOR PEOPLE OVER 35," introducing methods for earning income online.
Green and white plant leaves frame text about freelancing. It suggests offering skills like writing, graphic design, or video editing on freelance platforms.
Ocean waves and a blue sky background text about dropshipping. It advises starting an online store without inventory and selling trending products through e-commerce platforms.
9 ways to make money online for people over 35
“Want to make money online but don’t know where to start? I know how overwhelming it can feel, especially if you’re over 35 and just getting into the online space. But here’s the truth—it’s never too late to start earning on your own terms! I share real, beginner-friendly ways to make money o
Tanisha financebabe

Tanisha financebabe

40 likes

24 Things I’ve Learned About Money, by 24 ✨🫶
I’ve spent the last few years completely reinventing my financial habits and lifestyle. Many of these things are new to me, but I’ll carry them with me forever. I trust that 24 will be a year full of hard work, lessons learned, savings surplussed, and more. It’s the year I get married, too. :)
han marie 🍋

han marie 🍋

464 likes

Money Spell work
Today I did a money, success and abundance attraction spell and while doing it I was thinking of some of my favorite spellwork tips I’ve learned over the years so I figured I’d share a few ✨ 1. TRUST. It’s just like manifestation and how are you going to manifest anything without trust? 2.
Sami

Sami

37 likes

we have so many free resources available…!
there’s seriously so many free or low cost resources available to us. I really think it’s a mindset and limiting belief that a healthier better life isn’t available to everyone. yes it takes effort and intention. yes some people have more available to them. but, no matter where you live, how much m
allison wetig

allison wetig

59 likes

The cover image features a stack of US dollar bills on a lined notebook, with the title '9 HARSH REALITIES Of managing money' and a 'SWIPE' indicator. It introduces the topic of financial truths.
This image displays scattered US dollar bills and lists the first three harsh realities of money management: 'You shouldn't buy everything you want,' 'Debt won't disappear,' and 'Earning more isn't a solution.'
The image shows US dollar bills and outlines financial truths 4, 5, and 6: 'Budgeting is a must,' 'Saving requires sacrifice,' and 'Lifestyle inflation will keep you broke.'
💡 Harsh Truths About Getting Good With Money 💸
Here are some harsh realities you have to face to truly get good with money: 💡 1. You Can’t Buy Everything You Want No matter how much you earn, there will always be things out of reach. Financial discipline means learning to live below your means and resist impulse buys. You can’t have it all.
Mari 🦋

Mari 🦋

595 likes

Tips that’ll save you time + money
When I started Sincerely Sunday almost 3 years ago, I had no background in candles or branding—just a vision and a need for a second stream of income. Since then, I’ve grown this business from my apartment, made every mistake in the book (and continuing to do so), and learned more than I ever im
Sincerely Sunday

Sincerely Sunday

117 likes

5 Money Habits That Kept Me Broke & What I Do Now
I spent years wondering why I couldn’t save money… turns out I was sabotaging myself daily. Here are the 5 habits I had to break to finally get ahead financially. Save this for when you need a reminder 💛 #personalfinance #moneytips #lemon8finance #budgeting #financialtips
Financebabe

Financebabe

40 likes

Follow for more ways to make money online 🔥
My favorite way to make money online is digital marketing. After trying to make money online for nearly a year and not seeing substantial results, I finally found the side hustle that works for me. #sidehustles #sidehustle #workfromhome #lemon8bookclub #sidehustleforbeginners #embracev
Money|withMaria

Money|withMaria

6 likes

TIME IS MONEY 💰
Obviously I didn’t go into detail with each one and they will take time to learn and see results with. But the time,effort, and energy you put into learning new skills and making new streams of income will pay off way more over time! If you want to learn more about a specific topic comment belo
Momsmakingmoney

Momsmakingmoney

166 likes

3 MONEY MANAGEMENT TIPS! 💸
📌Over the years I’ve picked up many tips to save money, I consider myself a frugal person but I splurge when I want to and save when I can! Keep these tips in mind to have a good money mindset! 😄 📌No matter how small the goals are kept at it and it can help you saving money in the long run, even
kaylacoupons

kaylacoupons

244 likes

Most People Were Never Taught How Wealth Actually
Most people grow up learning: * work harder * save a little * repeat for 40 years But wealth is usually built differently. Real wealth starts when you understand: * money is a tool * responsibility changes outcomes * failure is feedback * your environment shapes your standards * v
Steven Bou

Steven Bou

38 likes

A flat lay of various U.S. dollar bills, including twenties, tens, and ones, on a dark textured surface, with the text 'Money Saving Tips Cash Edition' overlaid.
An open, decorated red money box filled with bundles of U.S. currency, illustrating a method of saving loose cash and separating it into categories like bills, credit card, and bank.
A text-based image detailing a weekly cash saving breakdown, showing amounts for different denominations, and how money is allocated to bills, bank, and credit card after counting.
Money Saving Tips (that have helped me)
I am a server and bartender, so I ALWAYS have loose cash. I figured out the best way (for me) to save my money instead of impulsively spending it. I have many different goals that I save for, but my top 3 are Savings, Big Expenses, and Credit Card. It has become a habit after doing it this way
Faith H

Faith H

4861 likes

A street view in NYC with cars, trees, and buildings, featuring the text 'how i save money as a student in nyc!' and a Lemon8 watermark.
A laptop screen displays the Student Beans website, showcasing various student discounts and deals. The image has a 'studentbeans' text overlay and a Lemon8 watermark.
A laptop screen displays the UNiDAYS website, featuring student discounts for food and other categories. The image has a 'unidays' text overlay and a Lemon8 watermark.
how i save money as a student in nyc! 💰💸💵
how i save money as a student in nyc! 🤑💸💰 hello friends! these are the student discount sites i am signed up to! i always look through them before making any purchase, and it’s saved me so much money over the years 1. student beans (my favorite) 2. unidays (really easy user interface) 3. sh
lia 💗

lia 💗

28 likes

A woman with curly hair smiles at the camera, with text overlay discussing how going toxin-free can save money and reduce stress, promoting a sustainable lifestyle.
A roll of reusable fabric towels with a cherry pattern on a wooden holder. Text explains using these for cleaning and as napkins, saving money compared to disposable paper towels.
A bar of solid dish soap and a bamboo dish scrubber are shown next to a sink. Text highlights switching from liquid to bar soap to reduce plastic waste, toxins, and save money.
Toxin Free Swaps That Will Save You Money
These are swaps I have made and end up saving me money each month. When being conscious of what you consume and are exposed to, the first thing you might notice is products can be more costly. Switch product out one by one, and do your research on each one so you know what you are buying and can ma
AliJo

AliJo

63 likes

A person with long, dark hair is shown from behind, with the text "create your first digital product" in pink bubble letters. The bottom of the image also displays "150 DIGITAL PRODUCT IDEAS."
A white background with the title "Digital Product Ideas" in pink bubble font. Below, a numbered list from 1 to 20 presents various digital product concepts like E-Books, Guides, Checklists, and Templates.
A white background with the title "Digital Product Ideas" in pink bubble font. Below, a numbered list from 21 to 40 presents various digital product concepts like Craft patterns, Stickers, Flyer templates, and Self-care routines.
150 Digital product ideas to make money online
Creating and selling digital products offers several benefits and the reason I will always be fan of making money online selling digital products Low Overhead Costs: No inventory, shipping, or physical store expenses-just create once and sell repeatedly. Passive Income Potential: Earn money while
StarGirlDigital

StarGirlDigital

135 likes

A flight hack title overlaying an airplane wing above clouds, promising to save hundreds on travel expenses.
An airplane wing above clouds, introducing a travel hack to save $463 on a trip to Split, Croatia, due to high initial flight costs.
A Google Flights screenshot showing how to enter a departure airport (Chicago ORD) and leave the destination field blank before clicking 'Explore'.
FLIGHT HACK THAT WILL SAVE YOU HUNDREDS!
Booking international flights can be a significant expense, but there's a savvy travel hack that can save you hundreds: using cheaper points of entry. Here's how it works and why you should consider it for your next trip: Major airports have more flights in and out each day, leading to l
Niki ◡̈ global guru

Niki ◡̈ global guru

1072 likes

✍🏽✨ HOW TO BECOME A NOTARY FOR (ALMOST) FREE 💼📜 
📍
Want a flexible side hustle that pays daily? Becoming a NOTARY is one of the easiest ways to start making money — and you can do it for little to NO cost if you do it right 👇 💡 WHAT YOU NEED (ALL STATES) ✔️ 18+ years old ✔️ Valid ID + legal resident ✔️ Clean background (no serious felon
🫶🏽🌟💜TheOne&only🌟💜🫶🏽

🫶🏽🌟💜TheOne&only🌟💜🫶🏽

105 likes

5 THINGS I STOPPED BUYING TO SAVE MONEY!
FIVE ITEMS I STOPPED BUYING TO SAVE MONEY! Buying reusable items is not only better for your wallet… it’s also better for the environment!:) Single use items are so damaging to our planet, so investing in some quality reusable items is the way to go!!! I stopped buying many of these things YE
savingswithsav

savingswithsav

5945 likes

Save 9+ Years of Your Life By Doing This… 🚀✨
On average, we spend 4 hours and 37 minutes on our phone! This adds up in ways you can’t believe to imagine!! That’s 70 days a year, and 12 years of your life!! You could get 3 masters degrees in that time!! So here’s a quick guide on how to stop falling into the endless cycle of doomscroll
Stella Studies

Stella Studies

66 likes

Most people lose money trading options, not me
I have a 90% win rate trading options For every 10 trades I make, I only lose money on 1. The reality is most people lose money trading options. If you ever started and failed or want to get started trading. Here’s why you’ll probably lose and how to avoid the beginner trap. Beginners lose
thefinancialresearcher

thefinancialresearcher

5 likes

3 Ways To Save Money When Traveling 💰✈️
While traveling doesn’t have to be as expensive as it seems, I’ve picked up one or two things that has saved me so much money on every trip. 🚙 Schedule an Uber/Lyft prior to your flight I’ve found it so much cheaper to schedule a car to pick me up rather than calling it on the spot. Days prior,
Grace Kim

Grace Kim

70 likes

How to save money with your friends 🫶
It’s almost HOT GIRL SUMMER and if you are gonna be seeing your friends a bunch for all the summer activities, here are some creative ways you can save money WITH your friends! Some more of my tips: -skip appetizers/drinks when going out to eat (even better, pregame beforehand 😜) -go thrifti
Kim Liao

Kim Liao

27 likes

A hand holds a white envelope with the word "SCAMS" written in red marker across the front, indicating it contains fraudulent mail related to business operations.
A close-up of a "2025 State & Federal All-In-One Labor Law Poster" order form, showing a $135 fee and a disclaimer that the recipient is not required to purchase from this non-governmental entity.
A close-up of a "2025 - SAFETY MANUAL ORDER FORM (CALIFORNIA BUSINESSES)" with a $295 fee, highlighting a disclaimer that the product is not approved or endorsed by any government agency.
Scams I almost fell for after opening my LLC 😳
This is my first time opening a business, and I learned pretty quickly that becoming a business owner opens up the doors for a LOT of spam and scams. Within days of opening my LLC this year, I received these 3 separate letters in the mail, each requesting a different amount of $$$. These looked
hannah 💟

hannah 💟

371 likes

A pregnant woman takes a mirror selfie in a public restroom, showcasing her baby bump. The image is overlaid with the text "Money saving hacks for Pregnancy!", setting the theme for the article.
Two gray baby bassinets or co-sleepers are displayed in a resale shop, emphasizing the value of second-hand baby items. The text encourages shopping at baby/kids resale shops for expecting parents.
A large, black and white mesh playpen is shown in a resale store. The text indicates it's an "Almost brand new super-sized pac-n-play" purchased for $70, highlighting a cost-saving find.
How to SAVE MONEY when Expecting 🤰
I’ve had two little boys, and I’m expecting my third… and because of this, you might think I have tons of baby boy items to reuse but unfortunately we do not have any of our old baby items so we had to get all new items this time around! Being seasoned Mom at three I have realized a couple things
Lis Daily | UGC

Lis Daily | UGC

839 likes

The book 'I Will Teach You To Be Rich' by Ramit Sethi, a New York Times Bestseller with over 1 million copies in print, is shown. The cover highlights it as a 6-week program with 'No Guilt. No Excuses. No BS.' Text overlay says 'This Book Simplified Money for Me!'
An open page from 'I Will Teach You To Be Rich' discusses 'Five Steps to Getting Rid of Credit Card Debt,' including prioritizing debt. An overlay states, 'Looking to get out of Debt? The Author Ramit Sethi breaks down simple plans on how and what ways this can be done.'
An open page from 'I Will Teach You To Be Rich' shows Chapter 3, 'GET READY TO INVEST,' explaining how to open 401(k) and Roth IRA accounts. An overlay reads, 'Breaks down what investing is and how to get the best outcome. Teaches your step by step how to get started!'
This Book Simplified Money for Me!
#moneybooks #iwillteachyoutoberich #booksonfinance #budgeting #budgetingforbeginners This book is like my BIBLE for finance! It has helped me so much during my financial journey and it helped me understand how the game of credit card works and how to avoid getting into debt. It teaches
Ana Benitez

Ana Benitez

37 likes

A person's hands hold a large fan of various US dollar bills, illustrating the concept of saving money. Text overlay introduces the topic: "How I save money as a college student! SWIPE."
Several credit cards from different providers are fanned out, with text emphasizing "Using Credit Cards! Pay them on time!" to highlight responsible credit card use.
A collection of icons representing various money-saving applications is displayed, with text indicating their functions like tracking budgets, finding deals, and earning cash back.
How I save money 🤑
These are my favorite money saving tips!! I’m going to explain in depth for the girlies who are new to finance ;) 1. Using credit cards I know credit cards can seem intimidating but they have lots of great benefits once you learn how to use them. This is what I do to ensure I don’t go into debt:
maddie<3

maddie<3

361 likes

How to Invest the Money you Save
If you’ve started saving money- congrats! 🍾 The next step in your journey is to make sure that money is put to work for you. You can invest the money in all kinds of ways, but here a few basics you need to know: One of the most talked about pieces of advice in portfolios is to diversify. Thi
Glow Up Finance

Glow Up Finance

37 likes

A cozy living room corner features a TV on a light wood dresser, two framed art prints on the wall, and a small decorated Christmas tree. A large window with white blinds is visible on the right, suggesting a rental apartment setting.
A comfortable white textured couch sits by a window with horizontal blinds. Overlay text explains the motivation for saving energy: rising light bills, constant AC use with warm spaces, and the need for low-cost, non-permanent fixes for apartment living.
A close-up view of a modern ceiling light fixture with a clear LED bulb. Overlay text details "Hack #1: LED Light Bulbs," explaining the switch to energy-efficient LEDs, their affordability, and benefits like less heat and lower bills.
How to Save Energy (and Money) in Your Rental
Back in January, my light bill jumped almost $150 out of nowhere and I live in a one-bedroom rental. I realized my AC was constantly running, lights were always on, and I had WAY too many things plugged in 24/7. I didn’t want to make any permanent changes (because...renter life), so I started lo
Cianah Monaa

Cianah Monaa

135 likes

The image features a person from behind with long hair, overlaid with the text "Create your first Digital product" and "150 DIGITAL PRODUCT IDEAS," introducing the topic of digital product creation.
This image lists digital product ideas from 1 to 20, including e-books, guides, checklists, templates, and trackers, under the title "Digital Product Ideas."
The image presents digital product ideas from 21 to 40, such as craft patterns, templates for various documents, and guides for personal development and routines.
150 Digital product ideas to make money online
Creating and selling digital products offers several benefits and the reason I will always be fan of making money online selling digital products ✅ Low Overhead Costs: No inventory, shipping, or physical store expenses—just create once and sell repeatedly. ✅ Passive Income Potential: Earn money
Tia_Antoinette

Tia_Antoinette

36 likes

The image displays the Stardew Valley logo in yellow and green, set against a blue sky with clouds and green mountains. The text reads: 'STARDEW VALLEY Fast Money tips and tricks for year 1! Part 1'.
This image, titled 'Getting Started,' compares 'Beach Farmland' and 'Meadows Farmland' in Stardew Valley. It highlights that Meadows Farmland provides a chicken coop and two baby chickens, while Beach Farmland is good for early ocean fishing and supply crates.
The image, titled 'Farming!', lists profitable crops for Spring (Cauliflower), Summer (Melon), and Fall (Pumpkins), including their seed and selling prices. It also details special seeds like Strawberry Seeds and Sweet Gem Berries for year one.
Stardew valley ~ Money 💰 making tips! for year 1
these are just some of the basics I used during my first year runs! I'll do a more indepth detailed one if people would like that! #stardewvalley #stardewvalleyaddict #cozygames #games #gamestoplay
Essie/Blue

Essie/Blue

444 likes

Money saving tips
I follow most of these and the other ones I want to do, I hope you can find a couple to help you, lmk if you have any good ones that you’d add to the list, I have a new updated version posted on my account #money #moneyhacks #moneysavingtips #budgeting #frugal #advice #cheap
Dixxxie

Dixxxie

169 likes

A laptop screen displays a Greenville Utilities account listing with a bill amount due. The image has a text overlay that reads 'Next-Level Utility HACKS!' highlighting strategies to save money on utility bills.
An open window at dusk or dawn, showing a colorful sky. The text overlay advises to 'VENTILATE AT NIGHT' by keeping windows closed during the day but cracked at night to trap cold air, saving on cooling costs.
A view from inside a tunnel showing highway signs for I-95 South New Jersey and 9A Pkwy. The text overlay 'SMART BILL RELIEF' explains that NJ residents can get a $175 credit automatically through the REAP program.
✨🏡 Utility Bill HACKS | SAVE Your Home & MONEY! 🏠✨
✨ Okay besties… 👀 summer is almost over, and these utility companies think they’ve been slick raising our bills! Since the seasons are changing, you already know utility companies are still lurking, ready to snatch our coins the minute it gets chilly. But guess what? I came with the hacks. 💅🏾 📝
Margarita

Margarita

49 likes

See more