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Saving for satisfaction. Here I will be rich to see!

In the past, really, since the beginning of the year, I met anyone, I couldn't escape the abdomen, the economy, finance, investment, many business owners complained, less orders, some more expensive, and the human salary was not stable. Many people, the salary added a hundred thousand digits, but didn't dare to complain, because it was better than many friends who were layoff. Honestly, some people are very stressed, the more people have families, have children to take care of, the concern is multiplied by two.

.

.

There is 📍 one point that I listen to and like. I think it is very interesting. One younger person would like to call Nong Fertilizer. I said that I can tell you about it. I can use this name. But I changed the tonal, haha. Nong Fertilizer feels that since the period of Covid, I spent a lot of money. It's like a restraint. I swipe a shopping card to travel abroad, pay for people in the house, like a home pey like that. If anyone has ever heard of Revenge Spending spending irony, it's like this.

.

And now, during the last 1-2 years, the savings have been depleted (before we didn't know each other, before, the CFP will be scolded 🤣), you started to pull your mind back because the working brother was put out of work, the cat was sick, the LTF lost (the latter told you that everyone is together, at least you will feel good). Nong Fertilizer said that the world is not certain. In the past, he used the money to feel guilty, so he thought that he had to do something, turned to savings extremely, limited how many baht a day to spend, that is to save as much as possible, called Revenge Saving, which is The opposite pole of Revenge Spending. The latter is probably more familiar.

.

Revenge Saving is a crazy comeback to get revenge on your bad money habits in the past. When you search the international web, you see a lot of these trends, you've seen a lot of media stories about Chinese teenagers who focus on crazy savings, like vengeance for something, but no, it's just satisfying to see the increase in account money. Who wants to follow this trend?

.

For Nong Fertilizer, you say well. You say that doing this may be strange, looks stingy, it's about him. Just the money in our account will increase the power to spend more money (in the future), Nosnocare will be rich to see...Oh, it's great!!

.

.

After finding out, let's just say, if you want to have fun, check out these two tricks.

🎈 1. Stop being a saver and wait.

Most people like to think about how much they use first, how much they save (which in summary is never 😂), but Revenge Savings is using the Save First, Spend Later technique, which is money out immediately, cut savings as if they were taxed. The rest is used as you like. This method helps us sleep a lot better because we know that the savings system has been built since the first day of the month.

🎈 2. Learn to use the Loud Budgeting trend.

This one, if it is in a foreign country, may dare to speak directly, but with Thai people, there is a lot of respect, but try to see, for example, if anyone has children, dare to speak directly to a young friend, "This meal is not going, I am saving money as a scholarship," or "This trip is bye, because this year's goal is to close the house debt," it is not embarrassing, cool to die, can control your own financial game ^ ^

Who has started avenging savings? Or who has a good trick? Let's share it. 😘

# Finance # Financial planning # Saving money # CFP financial planner # KanyaweeCFP

4/28 Edited to

... Read moreในช่วงวิกฤตเศรษฐกิจที่ผ่านมา แนวคิดการออมเงินแบบ Revenge Saving กลายเป็นกระแสที่วัยรุ่นและคนทำงานหลายคนให้ความสนใจ เพราะเป็นวิธีที่จะช่วยให้เรากลับมาตั้งหลักการเงินใหม่ หลังจากที่เคยใช้จ่ายหมดไปแบบไร้สติในช่วงสถานการณ์ไม่แน่นอน จากประสบการณ์ส่วนตัว การไม่ได้วางแผนออมเงินจนอาจต้องเจอกับฝันร้ายทางการเงิน เช่น เงินเก็บลดลงไม่รู้ตัว หรือไม่สามารถรับมือกับเหตุการณ์ฉุกเฉินได้ เทรนด์นี้เป็นเหมือนแรงจูงใจทำให้ตั้งใจออมแบบจริงจังและมีวินัยมากขึ้น สิ่งที่น่าสนใจคือการใช้วิธี Save First, Spend Later ที่หมายความว่าเราให้ความสำคัญกับการจัดสรรเงินออมทันทีที่ได้เงินเดือน หรือรายรับเข้ามา แทนที่จะรอเหลือค่อยออม ซึ่งช่วยให้ระบบออมเงินทำงานอัตโนมัติ รู้สึกว่าระบบการเงินของตัวเองมีความมั่นคงและควบคุมได้ดีขึ้น อีกหนึ่งวิธีที่แนะนำคือ Loud Budgeting คือการเปิดเผยเป้าหมายการเงินตัวเองให้คนรอบข้างรับทราบ เช่น แจ้งเพื่อนหรือครอบครัวว่าเรากำลังออมเพื่อเป้าหมายสำคัญ เช่น กองทุนการศึกษาลูก หรือการปิดหนี้บ้าน ซึ่งช่วยเพิ่มแรงจูงใจและลดภาระทางสังคมที่อาจทำให้เสียเงินโดยไม่จำเป็น สำหรับคนที่สนใจ Revenge Saving แนะนำให้ตั้งงบใช้จ่ายรายวันอย่างเคร่งครัด และแบ่งเงินสำรองสำหรับเหตุฉุกเฉินไว้เสมอ เพื่อสร้างความมั่นใจว่าจะสามารถรับมือได้ทุกสถานการณ์ ท้ายสุด อย่าลืมว่าเป้าหมายของการออมเงินไม่ใช่แค่จำนวนเงินในบัญชีที่เพิ่มขึ้น แต่คือการสร้างความมั่นคงทางการเงินและความสุขในชีวิตที่ยั่งยืน การออมแบบล้างแค้นนี้จึงเป็นเครื่องมือหนึ่งที่ช่วยเพิ่มพลังใจและวินัยทางการเงินได้จริง

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How I got rich before 30💸💸
I shared what worked for me, but everyone’s journey is different. If you’re trying to build wealth too, drop where you’re at right now — saving? investing? side hustling? Let’s talk about it! #money #journaling #make #lemon8dirarychallenge #moneylifestyle
Shaniqua Financebabe

Shaniqua Financebabe

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3 EASY steps to saving money 💰
Automate Your Savings: Allocate a portion of your paycheck to be automatically transferred to a savings account each time you get paid. It doesn't have to be a lot, consider starting with $25 per pay period. Track and Reduce Spending: Create a budget or use a budgeting app to help you track
adviceforwomen

adviceforwomen

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💸 Saving Money When You’re BrokeSmall steps still count.
Nobody really teaches you how to save money when you’re already struggling to make ends meet. Sometimes “budgeting” looks less like color-coded binders and more like: - eating what’s already at home - skipping convenience purchases - reusing containers - buying secondhand - and trying not t
Taiana 🍳

Taiana 🍳

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