💡 Why CPF Nomination Matters
Without nomination, your CPF savings will be distributed based on intestacy laws and admin fees will be deducted.
Nominees can claim faster and free of charge.
⚠️ Remember — your nomination is revoked upon marriage, but not upon divorce.
👉 Review it during major life events: marriage, childbirth, divorce, or death of a nominee.
💻 You can easily make or update your nomination online via the CPF website.
💡 为什么要做公积金（CPF）提名
没有提名的话，公积金将根据《无遗嘱继承法》分配，并会扣除行政费用。
有提名的受益人可以更快、免费领取公积金。
⚠️ 注意：提名在结婚后会自动失效，但离婚不会取消。
👉 记得在重大人生阶段（结婚、生子、离婚或受益人去世）时重新检视你的提名。
💻 你可以随时通过 CPF官网线上办理或更新提名。
In addition to the convenience and cost savings that CPF nomination offers, it's important to consider some practical tips to manage your CPF effectively. For example, making a CPF nomination ensures that your savings are distributed according to your wishes rather than the default intestacy laws, which might not reflect your personal preferences. If you recently got married, remember that your CPF nomination is automatically revoked, so you will need to make a new nomination to match your changed circumstances. Another point to remember is that nominees can claim CPF savings faster and without any charge, which can be a significant relief for your loved ones during difficult times. You can easily make or update your CPF nomination online via the official CPF website, which simplifies the process and provides flexibility. It’s also wise to review your nomination in the event of major life changes such as childbirth, divorce, or the death of a nominee. Keeping your CPF nomination up to date can prevent legal complications, delays, and unnecessary administrative fees. Understanding these aspects has helped me plan my finances carefully. I recommend that everyone take a few moments to check their CPF nomination status and update it as needed, so their hard-earned savings are protected and smoothly passed on to those they care about.