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🇲🇾 KL most famous Bagels! Q for 1 hour
📍Grumpy Bagels - Sentul Depot ,KL Didn’t expect a Monday lunchtime crowd to be this crazy! We queued for about 45 minutes. After taking our queue number, we went to the café next to the pickleball court to grab a drink while waiting — it was honestly too hot to stand outside. Once we got
Geraldine C.

Geraldine C.

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Accident plan from $0.60/per day
accidents are often unpredictable You might slip on the way to work, get injured during exercise, or accidentally sprain your ankle. Many people think these are just minor injuries, but after a few doctor visits, X-rays, and medication, the cost can easily add up to a few hundred or even over a t
Geraldine C.

Geraldine C.

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Just Leaving It in Fixed Deposit?
If you have an extra money sitting in the bank, and it’s only earning low fixed deposit interest… What if there’s a way where: ✔ You receive cash flow every 3 months (5-7% pa) ✔ You generate extra income over a year ✔ Your capital isn’t locked in long term ✔ But you must fully understand
Geraldine C.

Geraldine C.

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I Don't Like Buying Insurance- But I Still Do
What insurance should you buy — and when? Insurance isn’t about returns. It’s about peace of mind and responsibility. The real reason to have insurance is simple: If something happens to you, your family won’t be financially burdened. ✅️Medical & hospitalisation insurance Everyone n
Geraldine C.

Geraldine C.

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Winter in Shanghai❣️
There are alot of good food in Shanghai!shall share them soon #shanghai #traveling #china #shanghai2026
Geraldine C.

Geraldine C.

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🏥 Singapore Hospital Insurance Update (Important)
Hospital insurance in Singapore changes from time to time — this is unavoidable. Whenever the government policy changes, insurance companies will have to adjust as well. 🥳Good news first: If you already bought your hospital plan, most existing policies won’t change immediately. But if you’r
Geraldine C.

Geraldine C.

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Many people only realise their ins can’t claim
… when it’s too late 💔 Our needs, budget, and coverage change over time — that’s why doing an annual financial review is so important. Make sure your plan still protects the current you, not the past you. 💡 #financialplanning #annualreview #lemon8finance #insurance #financetips
Geraldine C.

Geraldine C.

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Can invest yourself, yes. But can reach your goal?
Everyone loves talking about profits 💸 — until the market crashes 😭 Then suddenly… “I think I’ll just hold long term.” You don’t need to choose between DIY or pro help. Do both — you invest for that extra bonus, and let professionals plan your future. 🎯 #lemon8finance #financialplannin
Geraldine C.

Geraldine C.

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💡 Why CPF Nomination Matters
Without nomination, your CPF savings will be distributed based on intestacy laws and admin fees will be deducted. Nominees can claim faster and free of charge. ⚠️ Remember — your nomination is revoked upon marriage, but not upon divorce. 👉 Review it during major life events: marriage, chil
Geraldine C.

Geraldine C.

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Don't Risk Your Loved One!
💔 Critical illness can hit anyone — cancer, heart attack, stroke, kidney failure, major organ transplant, or paralysis. But it’s not just you who feels it… your family does too: 🏠 Mortgage or housing loans still need to be paid 💵 Daily bills like groceries, utilities, and bills don’t stop 👶
Geraldine C.

Geraldine C.

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Do you think its fair?
“They didn’t choose to be born, yet they’re the ones paying the price.” Many times, people are a little selfish without even realising it. We say, “I love my family,” but end up putting extra pressure and problems on them. Some say they just want to give their loved ones a “better life.” Bu
Geraldine C.

Geraldine C.

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Hotpot that cost about $150/pax, is it worth?
📍Bon Broth - #03 -01 Raffles City We thought having an early dinner on a weekday after work wouldn’t be hard, but guess what? It was packed! Luckily, the goddess of luck was on our side. We tried our luck last minute and managed to get two seats—probably because someone canceled 🥰 Here, it’
Geraldine C.

Geraldine C.

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🇲🇾Best Bagel in JB? Is it worth the hype?
📍Palates & Bagel - 46 Jln Beringin, Taman Melodies, 80250 Johor Bahru As soon as you walk in, the decor is really nice and comfy, with a bit of an industrial vibe. And right at the entrance, you’ll see a variety of bagels—if you're a bagel fan, you’ll start drooling immediately... The
Geraldine C.

Geraldine C.

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💰Financial consultant ☎️9018 8006 TG: gcb1214 IG:geraldinecarmen