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How I Hit $1.2M Net Worth in My 30s (Full Breakdown!) 📊💰🇸🇬
Hitting the million-dollar mark always felt like a massive, abstract goal, but I recently started building a personal Excel dashboard to track my numbers really put things into perspective. Today, I’m pulling back the curtain on my exact net worth and the strategies that got me here. Spoiler a
Bernard

Bernard

9 likes

How I reached $12K Passive Income in 2025
📈Dividends: This is from SG stocks and bonds. I could have received more from new stocks that I bought but I missed the XD date. If you have new shares on or after the XD date, you don’t receive the dividends for new shares bought in the next dividend payment. This will still be my main port
Bernard

Bernard

10 likes

Are you really profiting when you sell your home?
So you have stayed at your home for 10 years and decide to sell for various reasons (upgrade, downgrade etc). What is your breakeven price? Make sure you factor in all these costs: 1) Buyer Stamp duty when you first bought your house 2) Total interest paid over the years based on your in
Bernard

Bernard

34 likes

US$7000 mistake in S&P500
I have been dollar cost averaging monthly the past 3 years into VOO, an ETF that tracks the S&P500 index. I have made decent paper profits but on Liberation Day when Trump decide to impose tariffs on the whole world, the world index tanked. All my profits were wiped. I panicked 😱 and sol
Bernard

Bernard

14 likes

Capital depreciated 4.5% after 13 years🍋
Penning down my thoughts for my ✨ Road to $150K ✨ by end of 2025 June Update: - Didn’t increase my portfolio - still short of $49K invested - Waiting for a good entry price for SIA shares soon. It is in a bearish trend currently. 💴 Sold 50% of my longest holding REIT: AIMS AMP REIT. I
Bernard

Bernard

4 likes

$210K in CPF SA at 35. What did I do wrong?
I wanted to achieve the Full Retirement Sum (FRS) early on so I could enjoy the compounded interest over a longer runway in a risk-free asset class. With the safety net secured, I can move on to riskier assets! And I did. However, I made some mistakes at a cost. What I SHOULD have done inst
Bernard

Bernard

598 likes

Bernard
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Bernard

Sharing tidbits on property 🏡 and personal finance 💰