“Investment-Linked Policy fees are so high. Not worth it, right?” I hear this all the time. A 30-year-old guy used to invest in stocks on his own. Checking prices every day. Still glued to his phone at 3am. Happy when stocks went up. Crushed when they dropped. No energy for work. Didn't e

"Xiao Wu, if I really get a serious illness and it costs $200k to treat? I'd rather not treat it. Just let me die." I've heard this too many times. Young people in their 20s, sipping $7 bubble tea, holding $1,500 phones, carrying $3,000 bags, telling me: When that day comes, I

I'm still young. YOLO lah! Enjoying life now is what matters!" Why would I need insurance now? I hear this almost every week. Clients in their 20s, sipping $7 bubble tea, holding $1,500 phones, carrying $3,000 bags, telling me: "If the day comes, I won't even treat it."