Counting money when you broke

2024/12/12 Edited to

... Read moreManaging finances when you're broke can feel overwhelming, but there are practical strategies you can employ to regain control. Start by evaluating your income and expenses carefully; this will provide a clearer picture of your financial health. Prioritize necessities such as housing, food, and utilities, while cutting back on non-essential expenses. Utilize budgeting apps or simple spreadsheets to track your spending and stay disciplined. Additionally, consider creative ways to increase your income, such as freelance work, selling unused items, or starting a side hustle. Every little bit helps, and even small changes can contribute greatly to your financial stability. Don't forget about the power of community resources; many local organizations offer financial guidance and assistance. Stay informed about your financial options, and develop a habit of setting aside a small emergency fund, even if it's just a few dollars a week. This will give you more flexibility during uncertain times, ultimately helping you to feel more secure in your financial endeavors.

Related posts

How To Still EnjoyLife When You’re Broke AF 🥰✨💵
Having no money sucks and I know you can feel defeating thinking everything fun costs money, but there’s a lot of things that are cheap and even FREE to do! Also if you have any more drop them in the comments! #thingstodo #girltalk #lemon8challenge #blackgirllemon8 #embracevulnerabi
L a n a i s Li 🧚🏽‍♀️

L a n a i s Li 🧚🏽‍♀️

3677 likes

How to Make Money Online When You’re Completely Br
I wasn’t lazy. I wasn’t unqualified. Life just hit hard. Negative balance. Identity stolen. Job gone. All I had was a phone, Wi-Fi, and a reason to figure it out. If you’re in that season now—I get it. I left a free resource in my link to help you start where I did. #OnlineIncome
AK_Ivanova

AK_Ivanova

652 likes

A hand holds a white measuring tape, with the text "BROKE GIRLIE WEIGHT LOSS HACK!" overlaid, suggesting budget-friendly weight loss methods.
A person's feet in athletic shoes walk on pavement, illustrating the tip "Walk Like It's Your Job" for free, fat-burning exercise with a goal of 8-10k steps daily.
A baking sheet filled with colorful roasted frozen vegetables, accompanied by text promoting frozen veggies as a budget-friendly, quick, and healthy meal option.
Part 1. How to lose weight when money is tight! 🥹🙏
Bonus points: After I had my daughter I used an app called sweat to workout, I don’t remember exactly how much it was but probably like $100 for the whole year. And I worked out at home. I lost all the baby weight in no time. #weightlosshabits #weightlosstips #healthylifestyle #budge
Ela Zbireanu

Ela Zbireanu

4669 likes

Having Fun When You’re A Brokey! 🌸✨
Times are tough right now! So here are some things to do or try when you’re low on funds but still want to thrive and have fun! Some of these are actually want I do so I know they work. #GirlTalk #lemon8challenge #blackgirllemon8 #women #MoneyTips Birmingham
L a n a i s Li 🧚🏽‍♀️

L a n a i s Li 🧚🏽‍♀️

497 likes

HOW TO INVEST Money IF YOU’RE BROKE
If you're broke and looking to invest money, there are still options available to you By starting small, educating yourself, exploring side income opportunities, utilizing retirement accounts, and building an emergency fund, you can begin your investment journey even when facing financial co
Investingashley

Investingashley

510 likes

💸 7 Hidden Money Traps 🚫Keeping You Broke!
🚨 Want to build wealth faster? Stop wasting money on these common expenses! Wealthy individuals understand that small money leaks add up over time. Here’s what they don’t spend on: 1️⃣ Dining Out Constantly – Cooking at home saves money and keeps you healthier. Rich people prioritize meal prep o
Olivia Jesse

Olivia Jesse

491 likes

A woman in a black bikini sits in a clear kayak on turquoise water, surrounded by rocky islands, illustrating the article's title: 'THREE COUNTRIES TO VISIT when you're YOUNG AND ON A BUDGET'.
A woman walks down a colorful street in Guatemala, adorned with hanging hats. The image highlights Guatemala's budget details: accommodations ~$50-$100/night, food ~$20/day, transportation ~$10/day.
A woman sits on a wooden bridge over clear blue-green water with lush mountains in the background, representing Albania. Budget details are shown: accommodations ~$25-$100/night, food ~$15/day, transportation ~$10/day.
3 Countries to Visit When You’re Young and Broke
You don’t have to wait until you have a bunch of money to travel! Here are three AMAZING countries you should visit if you’re ballin on a budget, but want to see the world: 1. Guatemala - what a beautiful country! The colors, the volcanoes, the perfect mix of old and new…I will most definitely
Sammy Dacanay

Sammy Dacanay

422 likes

A collage showcasing budget-friendly weight loss hacks, including a spoon with powder, money, a berberine supplement bottle, a green tea box, and a sweat suit, all promoting affordable ways to achieve weight loss goals.
A laptop screen displaying a ChatGPT interface with a grocery list, illustrating how to use the AI to create affordable, high-protein, and veggie-rich meal plans for weight loss.
A hand holding a leopard-print water bottle, emphasizing the importance of drinking water to flush toxins, curb cravings, and burn fat, suggesting a cute cup for accountability.
HOW TO LOSE WEIGHT WHEN MONEY IS TIGHT! 🥲💰
Hey besties! 💸✨ If you’ve been putting off your weight loss journey because you think it requires $$$, let me snatch that excuse right out of your hands. I’m here to show you that you don’t need a personal trainer, a Whole Foods membership, or some bougie juice cleanse to hit your goals. You just n
Lushie Club 💖

Lushie Club 💖

12.2K likes

👉 If You’re Tired of Being Broke, Read This
Almost 4 years ago… we were drowning in bills, stressed, and saying no to the kids way too often. Counting every penny before walking into the grocery store. We had goals that felt out of reach. With very low expectations, I started a side hustle that taught me how to build multiple income str
Evolve With Natalie

Evolve With Natalie

33 likes

✨Your Broke Because You Don’t Understand Money
“If you don’t learn how money works, you’ll always work for money.” 💸 Being able to work in Financial Services, I’ve seen firsthand how a lack of financial education keeps people stuck in survival mode. But the good news? You don’t have to stay there. You deserve to understand your money, gro
Olivia Matthie Finance

Olivia Matthie Finance

1230 likes

Not right now I’m counting this money 😂
TKM Familia

TKM Familia

424 likes

Calorie Counting 101
What are Macros and why do I need to count them? “Macros” are macronutrients. The 3 main macronutrients are Proteins, Carbs, and fats. Proteins and fats are essential for your body. First, let’s decide what changes you want to make to your physique. - Cutting: Getting leaner & losing
Madison Johnson

Madison Johnson

463 likes

10 Money Habits That Are Keeping You Broke💰
Unlearn these 10 money habits so that you can reach your financial goals, FASTER. No one is coming to save you, so buckle up, and start unlearning these habits before life passes you by and you end up working forever 🫶🏽💜🍵 Tag a woman in your life who needs these tips in her life🏷️ #advice
adviceforwomen

adviceforwomen

453 likes

How I make money being a sahw at 18 🎀
I will always choose this over a 9-5, I work from home and get to keep my house a HOME for my fiance and he comes home to a wonderful home, a cooked meal, and the life we both dreamed of. Do you like working at home or do you prefer working in an actual building? How do YOU make money at home
Raven || Rv Life || Sahm

Raven || Rv Life || Sahm

69 likes

How To Save Money 💰
I can’t save. Like at all. If I have a penny, I’ll find a way to spend it. Here’s what’s helped ✨ 🌸Stainless Steel bank http://api-shein.shein.com/h5/sharejump/appjump?link=VZw7ZzQuq5S&localcountry=US&url_from=GM7541056416114597888 🌸 $5,000 savings book http://api-shein.shein.com/h5
Hailey J 🩺

Hailey J 🩺

518 likes

HOW TO LOSE WEIGHT WHEN MONEY IS TIGHT!! 😭💸 Pt. 4!
You don’t need a $300 wellness subscription. You don’t need to live off sadness salads. You don’t even need motivation, tbh, you need a few tools that actually help. So if you're a hot mess with big goals and no trust fund, welcome back to Lushie Club. Let’s get into the hacks that
Lushie Club 💖

Lushie Club 💖

49 likes

Places to travel when you’re young & broke (but still want the photos + memories
You don’t need a huge budget to see the world—just smart picks and a little flexibility. Here are 6 places where your money stretches way further: 🇹🇭 Bangkok Street food for a few dollars, temples everywhere, and hostels that feel like boutique stays. You’ll eat well and still have money left for
Nandi Cola

Nandi Cola

101 likes

Broke Is a Mindset: Stop Holding Yourself Back 💡💸
Broke isn’t about your bank account—it’s about your mindset 🧠💸. You can’t grow your money if you’re stuck thinking like a broke person 🤷‍♀️. ❌ Saying “I’ll never get ahead” is keeping you stuck. ✅ Asking “How can I make this happen?” opens doors 🚪✨. The truth? You don’t need to be perfect wi
Mari 🦋

Mari 🦋

407 likes

More like 80lbs but who’s counting
Jameson 𒉭

Jameson 𒉭

4 likes

Cash Counting ASMR
I have been saving for months now, and am adding to it!!! Can’t wait to do a full cash count soon! Stay tuned! 🤗 #cashstuffing #budgeting #money #moneyhacks #lemom8creator
mrsgrahamandfam

mrsgrahamandfam

199 likes

Glowing Up When You’re ✨Broke✨
Money can really stop you from doing this you want to do, but there’s some things you CAN DO to glow up your life without breaking your pockets. I’ve grown and learned to do this things and they’ve helped me a lot so let me just share them with y’all ✨🩷 #girlgrowth #lemon8challenge #glowup #
L a n a i s Li 🧚🏽‍♀️

L a n a i s Li 🧚🏽‍♀️

43 likes

A graphic titled "Money Habits That Keep You Broke (And Fixes)" lists 10 common financial pitfalls and their solutions, categorized into "The Broke Traps," "The Hidden Leaks," and "The Mindset Shifts." It emphasizes breaking the cycle, building wealth, and taking control.
Money Habits That Keep You Broke (And Fixes)
1. Spending Before Saving Fix: Pay yourself first—auto-transfer 10–20% to savings the day you get paid. 2. Not Tracking Small Expenses Fix: Log everything for 30 days; plug the leaks (coffee, apps, snacks). 3. Living on Credit Cards Fix: Use cards only for planned purchases; pay the statement
Est_Lucky13

Est_Lucky13

153 likes

A meme image featuring a very muscular man with an intense expression, accompanied by text describing a dream scenario of holding hands turning into holding two 50kg dumbbells.
More like 58kg but who’s counting
Jameson 𒉭

Jameson 𒉭

2 likes

A person's arm and hand, adorned with rings and a sparkling bracelet, rests on a bed of US dollar bills. The background is a shimmering, iridescent fabric. Pink text overlays read 'You're Not Broke... You're Leaking Money', emphasizing financial awareness.
You’re Not Broke…You’re Leaking Money
Here’s the lesson: Money responds to awareness. You don’t need to stop enjoying your life. You need to start spending with intention instead of emotion. Try this simple exercise tonight: For the next 48 hours, don’t buy anything non-essential. Instead, write down what you wanted to buy an
Tika Clarke

Tika Clarke

72 likes

Millennial Wife Hood: 6 Years & Counting
Marriage is a beautiful thing and it can add so much joy and light to your life. Just as much joy it can bring, marriage shows you what you’re made of. You can go from loving someone so much, to wanting to catch a case in seconds. Marriage is a ministry that requires a lot of love, grace, and effor
kaysovivid

kaysovivid

615 likes

The image displays the title "SAVING MONEY as a broke college student (realistically...)" with icons of a money bag and a credit card. The background shows a blurred laptop, phone, open book, and a cup with a small plant, with "Lemon8 @aot_hannah" at the bottom.
Saving money as a broke college student 💵
🥘 Meal Prepping Cooking in bulk on weekends saves both time and money by reducing the need for expensive takeout or dining out. It ensure that nutritious, ready to eat meals are available throughout the week! 🏷️ Student Discounts Many companies offer discounts for students on various products
auty 🌱

auty 🌱

89 likes

Counting the leftover money in my wallet
Used the cash envelope system Beginning amount was $150 Saved $14 this week #cashenvelopes #cashenvelopesystem #cashbudget #lowincomebudgeting #financejourney
Rosie - Cash Budgeting

Rosie - Cash Budgeting

128 likes

Bad money habits that were keeping me broke 💸❌
💵💵💵💵 Invest in yourself and your abilities so you can create opportunities to earn more money. You can budget yourself to death, but if your earnings do not increase, you live that existence forever. #letschat #financialplanning #finance #moneyhabits #lemon8challenge
🧁💐jadey💕🎀

🧁💐jadey💕🎀

71 likes

Best Getaways When You’re Broke AF 💰
Wanna travel but your wallet said try again later? No worries I got you! These are the top destinations for the financially challenged. #positiveenergy #lemon8challenge #travel #positivevibes #positivity
Beauty

Beauty

67 likes

My GuaSha broke!! The end of an era? 🙊😔😕| Skincare
So this is what it feel like to loose something precious?😔 I have been using a guasha for 3 months now, and counting. When I started, I had no clear “goal” I just enjoyed the thought of adding a new step to my morning skincare routine. But as I became consistent, I saw striking improvements on my f
🤍Irene🤎

🤍Irene🤎

333 likes

Fitness Fun Fact; Client vs Trainer counting
She never trusts me when it comes to counting 😅 Do you count your own reps or let your trainer do it? #fitforlife #training #workoutreps #fitnessfun #fitness
Shirley T

Shirley T

0 likes

5 Money Habits That Kept Me Broke & What I Do Now
I spent years wondering why I couldn’t save money… turns out I was sabotaging myself daily. Here are the 5 habits I had to break to finally get ahead financially. Save this for when you need a reminder 💛 #personalfinance #moneytips #lemon8finance #budgeting #financialtips
Financebabe

Financebabe

25 likes

There’s too many ways to make money to b broke.
#sidehustles #sidehustle #startthebusiness #multiplestreamsofincome #money money money
Porsche

Porsche

139 likes

A pile of US hundred-dollar bills with text overlay "Things to do When you're broke But want fun," setting the theme for budget-friendly activities.
A textured paper note on a bed of hundred-dollar bills lists budget-friendly activities: walking, free local events, and movie nights with friends.
A textured paper note on a bed of hundred-dollar bills lists more budget-friendly activities: DIY photo shoots, exploring local spots, and cook-offs with friends.
Things to do when you’re broke
Being broke doesn’t mean life has to be boring — in fact, some of the best memories come from the simplest (and cheapest) moments 🫶. I know how it feels when you wanna have fun but your wallet says otherwise… so here are some ideas to flip that mindset. When money’s tight, it’s easy to feel like
minttalksfinance

minttalksfinance

235 likes

200+ Cozy Games added, and counting! 🍄
✨ Link for the list is in my bio. Yes, it’s free. It’s just a link to the Notion database, you can always bookmark it in your browser or save this post to find it later. 🥰✨ Hello lovelies! So, this is just a fun little project that I've been working on for a while. I got so tired of sear
Ginger ✨☕️

Ginger ✨☕️

490 likes

Money Simulator - Brokeville Turns Into Crash Simu
Money Simulator - Brokeville Turns Into Crash Simulator #bicycle #game #MSB #indie
EndureCzar

EndureCzar

0 likes

How To Stop Counting Calories 101
Counting calories or macros can be a useful tool depending on your goals HOWEVER, it is definitely not for everyone, and it definitely wasn't for me. If counting calories becomes a burden on your life and begins to control you and every move you make, then it is probably not meant for you. Thes
maddi cerasuolo

maddi cerasuolo

28 likes

A close-up of multiple bundles of US hundred-dollar bills with the text '15 money tips you need to know' overlaid, serving as the title for financial advice.
Bundles of US dollar bills in a box, displaying the first three money tips: money reveals character, avoid debt, and attract money through value and strategy.
Bundles of US dollar bills in a box, presenting money tips 4, 5, and 6, which advise investing time before money, learning to earn more, and mastering finances.
Learn These 15 Money Rules or Struggle being broke
Let’s be real. Most people don’t have a money problem—they have a mindset problem. You ain’t broke because you don’t make money. You’re broke because nobody showed you how to manage what you got. Ain’t nobody taught you how to multiply it, invest it, or protect it. But that stops now. These 15 m
Kingdom Millionaires

Kingdom Millionaires

9 likes

When the calorie counting starts to feel normal
Katherine Lee

Katherine Lee

0 likes

Don’t let a lack of $ stop you from living!
I wasn’t just broke — I was surviving. Counting pennies. Praying the car held. No one saved me. I saved myself. I worked my mind. I learned. I applied. Even when it paid $0. Then one day… it hit. $100 days. $1,000 days. Freedom I’d never tasted. Money changes more than your bank a
Kelsie | Shy Girl Money

Kelsie | Shy Girl Money

2 likes

Counting Stars BUT remastered??
#sprunki✅✅ #sprunki #SprunkiMix #music I had used music samples and then kind of remixing them in different ways
°N0tM1x°_official.onL8

°N0tM1x°_official.onL8

0 likes

See more