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Ways that I save money (10k & counting)

Underrated but Powerful Ways to Save

Saving isn't magic—it's small habits done consistently. I use these 6 steps to help me pay debt & build wealth Want my freebie checklist & monthly budget? Grab it in bio! #DebtFreeBlackGirl #MoneyTok #PersonalFinance #SavingMoney #SoftLife #BlackWomenFinance #BudgetAndHeal #DebtFreeJourney #personalfinance #savingmoney #budgetingtips #money #moneytok #financialfreedom #FreeAndFunded

2025/7/13 Edited to

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How I saved $10k ✨💰

Hey Girlies🎀✨ Are you ready to save &10,000 or more? Let's spice up saving money! ✨ Check out these cool challenges, whether you're stacking pennies or dreaming of a $10,000 stash. It's all about the fun in saving✨ I have put some challenges together depending on how fast

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An image titled "$10,000 IN 6 MONTHS" displays a weekly savings challenge table. It lists 26 weeks, showing varying "AMOUNT" to save each week and the cumulative "BALANCE" to reach $10,000 by the end of the period. The table is designed to help achieve a financial goal.

How to Save 10k in 6 months

#personalfinance #personalfinance #savingmoney #moneysaving #savingchallenges #savingchallenge #moneysavingideas

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10K in 100 Days?

Hey Lemon8 queens! Make sure you save up this year with one of the fastest ways to do so 🫶 #trending #Lemon8 #lemon8partner #Lemon8Diary #lemon8diarychallenge

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How to save $10,000 in 10 months (bi-weekly pay)

How to save $10,000 in 10 months (bi-weekly pay) This savings challenge is 🔗 in my bio 🩷🧡💛💚🩵💜 #savingsbreakdown #budgetbreakdown #fyp #viral

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Save 10k in two months

💵 20 Ways to Save $10K 1. Set a goal & deadline – Aim to save $10K in 12 months (that’s about $834/month). 2. Automate savings – Have money automatically transferred to savings every payday. 3. Open a high-yield savings account – Earn extra interest while you save. 4. Track every expense

1551 likes

💰 $10K Savings Challenge — How It Works

✨New year, ready to finally tackle those money struggles? Let’s start saving! 1. 📸Screenshot this page or save it in a notes app like GoodNotes. You can also make your own! 2. 🗳️Choose how you want to save: ▪️Transfer money into a savings account ▪️OR put cash into a jar, envelope

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A savings tracker titled 'SAVE $10000 IN 52 WEEKS' with illustrations of money bills. It features a table listing weekly deposits and running balances for 52 weeks, culminating in $10,000. Fields for start date, year, end date, and total saved are also included.

Save 10k in a year challenge

#personalfinance #savingmoney #moneysaving #savingchallenges #savingchallenge #moneysavingideas

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A white envelope is filled with stacks of US dollar bills, including one bundle marked '$10,000'. The image has text overlays 'HOW TO SAVE 10k in 100 days' and 'lemon8 @itsreallycrystall', suggesting a money-saving guide.

10k in 100 days 🌸

#savingmoney #girlboss #save10k #girlyvibes

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$10,000 Savings 😍

#cash stuffing envelope #envelopesavings #envelopebudgeting #savingschallenges

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A savings challenge plan titled 'Save $10,000 this year!' showing weekly savings amounts from Week 1 to Week 49, organized into four quarters. Each quarter lists specific dollar amounts to save per week.

Save $10k in a year 🌸

Save $10K in a Year! 🌸 Saving $10,000 in 12 months might sound challenging, but with small changes and consistent effort, it’s absolutely doable! Here’s a simple plan to get started: 1. Set Weekly or Monthly Goals 💰 – Break down $10K into manageable goals. Aim for around $200 per week

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This image displays financial calculations for saving goals, showing monthly/weekly breakdowns, potential earnings from working extra shifts, and savings from reducing spending. It provides concrete numbers for financial planning on Lemon8.

💰 HOW I’M SAVING $10K IN 2026, & YOU can too..

(and why I’m planning NOW in 2025) 📝 Let’s talk real talk: If you wait until January to “get serious,” you already behind. The real winners start writing it down now. 2025 is the setup year — every goal, every dollar, every move needs a plan on paper ✍🏽 💡 MY 2026 $10K PLAN STARTS NOW: 1️⃣

1129 likes

A close-up of US dollar bills, including twenties and fifties, with the overlay text "HOW I SAVED $10,000 BY AGE 18" and a cartoon money-holding emoji. The image introduces the topic of saving money.

Two plates of diner food, including fries, a sandwich, and a burger, with text advising to "CUT UNNECESSARY SPENDING! DON'T EAT OUT A TON, EAT AT HOME AS MUCH AS YOU CAN." It also mentions not buying fancy clothing.

A cloudy sky background with text bubbles suggesting to "Get a part time job!" and explaining that working since age 14 helped save money. Another bubble advises to "Open a savings account!" for easier saving.

How I Saved $10,000 By Age 18

Here is how I saves $10,000 by age 18… 💸 Get a part time job! I have been working since I was 14 years old. I did not have any bills at that age, so a lot of it went to savings. 💸 Cut unnecessary spending! Don’t eat out a ton, don’t buy super fancy clothing. 💸 Open a savings account! It’s

2266 likes

How I saved $10,000 in less than a year✨

Hi guys! Within the last year I dedicated a lot of time to figuring out how to save money. These tips i’m sharing with you helped me save $10000 under a year while making $30,000 a year. 1. Budget Planning- I recommend getting a budget planner that has envelopes to store extra money in and sepe

5011 likes

10k Savings Challenge

Please join me in this years savings challenge!! I’m trying to have 10k by the end of the year. Each week I am budgeting my expenses and cutting back on unnecessary purchases. Will y’all join me? Do you have a different savings challenge in mind?

503 likes

$10000 Savings Challenge

It's time to manifest that money! ✨ I saw this awesome graphic and knew I had to share it and start the challenge myself: Save $10,000 in just 26 weeks! This setup uses a biweekly paycheck schedule, making the contributions manageable and super easy to follow. Think of it as a fun envelope cha

1064 likes

Money Saving Challenge Tips!!

#moneysavingtips #save money #savingtechnique #savingideas

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💵Save $10K in 90 Days! 💵

Did we make our challenge count? Follow my journey in this 3-part video and see if I made it! Let’s make those financial goals a reality! 💪💼 #SaveChallenge #90DayGoal #FinancialFreedom "

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A 10K savings goal tracker featuring a grid of 100 boxes, each labeled '$100'. Below the grid, a progress bar shows increments from $1,000 to $10,000. It also includes fields for 'Start Date:', 'Date I Reached:', and milestones from $1,000 to $10,000.

How to Save $10K Without Burning Out 💵

Most people don’t realize how powerful it is to save slowly. We’re constantly told that saving means cutting everything out or hitting some impossible monthly target. But realistically… you don’t need to move fast you just need to move consistently. This $10K tracker isn’t about pressure or ti

1255 likes

how to save 10k✨

I’m definitely doing this 😭 #fyp #2025 #moodboard #moneysavingtips #howtosavemoney

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A savings challenge chart titled "$10K in 100 days" features a grid of 100 envelopes, each with a different dollar amount ranging from $2 to $200. The chart includes a space for a start date and states the total savings goal is $10,000.

10K in 100 Days 🌸

Who loves money? I want to do this, but want to be held accountable. Anyone else wanna do this challenge? #moneyonmymind💰 #savingmoney

3432 likes

How I plan to save 10k in 100 days

#100envelopes #savingsmadeeasy #budgettracker #saving money challenge

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$10,000 in 5 months!!

Saving $10K in 5 months wasn’t easy, but it was so worth it. I stopped making excuses, started tracking every dollar, and proved to myself I could do hard things. This isn’t about perfection—it’s about being intentional. Here’s how I did it, so you can too.” @Financebabe #keepyourmoney

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A hand holds a tablet displaying a '10K Savings Challenge in 100 Days' chart, with 'DAY 2' highlighted. The chart shows various dollar amounts marked off, indicating progress in the savings challenge.

A hand holds four one-dollar bills, illustrating the $4 saved. Text overlay states, 'Instead of spending $4 on coffee I added it to my envelope.'

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💰Day 2 of my $10K in 100 days challenge

Day 2 of my $10K in 100 days challenge 💌 Nothing fancy… just choosing to save $4 instead of spending it on coffee. Move at your own pace…you don’t have to save every day. Small amounts still add up, girl 🤍 What are you saving for? #moneyhabits #waystomakemoney #moneychallenge lm

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A person's hands are shown holding a stack of US hundred-dollar bills. The image has text overlayed that reads "9 things I quit To save $10,000", indicating a money-saving challenge.

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9 Things I Quit TO SAVE $10,000

I have been getting a lot of messages from others saying that they don't have the money to invest so I decided to start teaching how to save money to use for investment The $10,000 saving challenge involves quitting certain things to simplify your life and save money. Here are some ways to

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how to save 10k in a year💸✨

💰 Save $10K in a year! 🌟 With smart budgeting, discipline, and a solid plan, financial freedom is within reach. one of my goals is to start saving more money next year! of course everyone’s salary is different so i tried to make this one that doesn’t go over $300 a week lol! #MoneyGoals #sav

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10K Challenge ✨ who joining me ?

- Start date 07/05/25 - Old jelwery box - Extra Funds or Bi weekly updates - No Rush 🐢 Reward : Savings #10ksavingschallenge #savingmoney #savingmoney2025 #budgetlife #Lemon8

1237 likes

Week 19 out of 23 weeks - savings $10,000 dollars

85% of the way done!!! I have literally never saved this much money on my own and the only time I’ve ever had this much in my bank account is when I got my tax returns just being transparent here .

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SAVE $10k in 100 DAYS 🤯🤑

SAVE FOR LATER ✨ #savingmoneytips #moneyhacks #SavingChallenge #moneylifestyle #manifest

2877 likes

10,000 in 52 weeks

#moneywillcomeback #moneywithmeaning #savemoneyhacks

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A fan of US dollar bills, including twenty and fifty dollar denominations, tied with a pink ribbon, with the overlay text 'How I saved $10k in ONE YEAR'.

A woman with dark hair sitting at an outdoor cafe table, with the text 'CREATED A MONTHLY BUDGET' overlaid, illustrating a financial tip.

A flat lay arrangement featuring decorative items, a mirror, and cosmetic products, with the text 'Invested my money into diversified accounts' as a financial strategy.

How I saved $10k in one year

Growing up, I had always heard the term “it’s not about how much you make, it’s about how much you save.” and kind of rolled my eyes at it. But last year, after looking at my account for the millionth time and wondering where all my money went, I was tired of spending all my time at a job and havin

151 likes

A person writes in a notebook with the title 'HOW TO SAVE 10K BY NEXT YEAR', illustrating the start of a financial planning journey. Decorative elements like coins and stars are present, with a 'Swipe' indicator.

This image details how to set a clear financial goal, advising to break it into smaller chunks, use SMART goals, and track progress with apps or spreadsheets to save $10,000.

This image explains how to automate savings by setting up recurring transfers, opening a high-yield savings account, and using apps like Digit or Chime for automatic small savings.

How To Save 10k By Next Year

Speaking from experience, saving money can feel like an impossible task. I’ve broken down the steps I use so you can reach your savings goals by next year. ✅ Set a clear goal ✅ Automate you savings ✅ Create passive income streams ✅ Pick an active side hustle ✅ Follow the 50/30/20 rule ✅

125 likes

💸 Save $10K in 90 Days! 💸

Did we make our challenge count? Follow my journey in this 3-part series and see how it all went down! Let’s make those financial goals a reality! 💪💼 #SaveChallenge #90DayGoal #FinancialFreedom "

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The image shows large stacks of cash inside a brown container. Overlaid text reads 'How To SAVE $10,000 IN 6 MONTHS AHHHH!' with emojis and sparkle graphics, indicating a guide to saving money.

How I Saved $10,000 in 6 Months

Saving $10k in 6 months might seem overwhelming, but once I broke it down into numbers, it became more manageable. Here’s how I made it happen: The Math: 💰 $10,000 ÷ 6 months = $1,666.67 per month 💰 $1,666.67 ÷ 4 weeks = $416.67 per week Once I knew I needed to save about $417 a week, I a

9177 likes

3 ways to save $10K that’s effective!💰✨

Whether you're ready to save weekly, bi-weekly, or at your own pace with envelope stuffing, the goal is achievable when you commit to a plan that fits your life. 💗The weekly method gives you flexibility with amounts ranging from $50 to $400. 💗The bi-weekly plan makes it consistent and ma

276 likes

Saving $10,000 in 2025🫶

Let’s be real — saving money isn’t easy when everything costs more. But if you stay consistent with small habits, $10K in a year is actually doable. ⸻ 1. Set a clear goal. Saving is easier when you know why. Whether it’s a car, freedom fund, or apartment — having a purpose keeps you discipl

1092 likes

Save $10K in a Year with 6 Simple Challenges

I got tired of saving feeling like a punishment—so I turned it into a game. No spreadsheets, no shame. Just me, some envelopes, a few “oops” moments… and slow, steady progress. Some weeks I saved a lot. Some weeks? Just vibes. But it added up. If you’ve ever restarted your budget 12 times or

20 likes

My $10,000 Savings Challenge✨

✨Cutting Back & Staying Focused: I’ll be reviewing my budget each week and making small sacrifices where I can. That means dialing back on my “Fun Money” and focusing on saving for my future goals! #SavingsChallenge #RoadToRiches #FinancialGoals #SaveMoney #Budgeting

265 likes

Save THIS template to save $10,000 🤑 💰

What are your big money goals? Are you focused on paying off debt, buying a new car, or a down payment on a home? $10,000 is a great push to get you to your financial goals! 💴 SAVE this post and join me in this savings challenge! ✨ PRO TIP: I recommend using a High Yield Savings Account ins

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How I save $10,000 in one month step by step

1 Stacking $10K in 30 Days—Challenge Accepted! 2 Saving $10K in a Month: Hustle Hard, Save Smart! 3 From Zero to $10K: My 30-Day Savings Sprint!” 4 30 Days, $10K: Watch Me Make Every Dollar Count! 5 Saving $10K in 30 Days: Because Financial Freedom Starts Now! 6 Turning Pennies into $10K

985 likes

Save 10k ✨🥰🍋

Using this method helped my client save 10k in 12 months ! ⭐️Overall rating: 10/10 highly recommend Dallas #budgeting

151 likes

My secret to saving $10,000.🍋💵

1. Converted to a High-Yield Savings Account I made the decision to move my savings into a high-yield account, allowing me to earn more interest without much effort. 2. Automated My Savings I took the step to set up automatic transfers, ensuring that I save consistently with each payday.

1824 likes

$10,000 in 52 weeks saving challenge action plan

Set Clear Goals • Define what you’re saving for (e.g., a trip, emergency fund, or down payment). This keeps you motivated. Would you like help with a specific strategy or a savings plan #savingideas #budgeting #moneysavingtips #money💸💰🤑 #lemon8creator

4284 likes

10k savings challenge

Sorry I’ve been MIA 🙈 but I am back and better than ever, we have goals that we need to accomplish this year and that is saving 👏this 👏 10k 👏 For some reason I am not able to send the 10k template. What goals does everyone have planned for this year? #saving money challenge #10ksavingschallen

36 likes

A black and white savings challenge tracker titled '$10,000 Savings Challenge' with floral accents. It features a grid of envelope icons, each paired with a dollar amount ranging from $2 to $198, designed to help track progress towards a $10,000 savings goal.

$10,000 in 50 weeks saving challenge action plan

#2025goals #moneysavingtips #emergencybag

456 likes

A young woman takes a mirror selfie in a modern bathroom, holding a phone. Overlay text announces her goal to "save $10,000 with me for a new car," inviting viewers to follow her financial journey.

A young woman in a work uniform, including a green apron and headset, takes a selfie from a low angle. Overlay text details her recent work hours and earnings: "this paycheck i worked 36.76 hours my paycheck came out to $625.85."

A young woman takes a selfie, showing her casual outfit and a background that appears to be a retail store or closet. Overlay text updates her savings progress: "i put $400 toward my goal total saved: $1,710.66."

save $10k with me

i have been putting the WORK in so i can have a decent down payment on a new car! the first week, i did take some days off while i was visiting home, but i picked up some extra shifts the following week, so it balanced out a little bit. im hoping posting this will motivate me a little bit more,

169 likes

A hand holds a fan of one hundred dollar bills, with text overlay "2025 Save $10,000 Tips" and pink flower emojis, set against a car interior background.

A detailed monthly expense tracker categorizing various expenditures like housing, medical, entertainment, transportation, and food, to help manage finances effectively.

A 52-week savings plan table showing varying weekly deposit amounts and the accumulating balance, aiming to reach a total of $10,000.

Tips on how to save $10,000

Want to save $10,000 this year💰💰 In order to save you must know your expenditure/how to spend You can choose your own pace to save be it daily, weekly, bi-weekly envelope stuffing is the best in my opinion. The goal is achievable what you commit to do. Break the goal into steps and let 2025

108 likes

Learning to Save

I’m Going To Commit Myself To This Challenge.. I’m very good with saving but lately I’ve been SPLURGING on food, buying out everyday.. Let’s see how far we are in a few weekssss!

699 likes

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