CYC CREDIT

Here are some updated facts & thresholds for the Child Tax Credit (CTC) and the Earned Income Tax Credit (EITC) for the 2025 tax-year (returns you’ll file in 2026). Always double-check with the Internal Revenue Service or a tax professional because individual situations vary.

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✅ Child Tax Credit (CTC)

• For tax year 2025 the credit is worth up to $2,200 per qualifying child. 

• The maximum refundable portion is up to $1,700 per child. 

• Phase-out begins at $200,000 of modified adjusted gross income (MAGI) for single filers, and $400,000 for married filing jointly. 

• The child must generally be under age 17 at the end of the tax year. 

*Note: There are other eligibility tests (relationship, support, residence, SSN) to qualify. 

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✅ Earned Income Tax Credit (EITC)

• For tax year 2025, the maximum credit amount for qualifying taxpayers with three or more qualifying children is $8,046. 

• The investment income limit for EITC is rising; for 2025 you cannot have investment income above approx. $11,950 (for eligibility) though check exact figure. 

• Other thresholds (income limits, phase-outs) vary by number of children and filing status. For example:

• The limit for 2024 tax year (for context) with three or more children is $59,899 (single/HOH) or $66,819 (MFJ). 

• These numbers are expected to increase for 2025.

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📝 What to tell your audience

• CTC: “Up to $2,200 per child in 2025; up to $1,700 of that may be refundable. Income phase‐out starts at $200 k/$400 k.”

• EITC: “Maximum credit up to $8,046 (for 3+ kids) in 2025. Investment income & earn-income limits apply.”

• Encourage them to check eligibility before assuming full amounts.

• Mention that tax law changes (indexed inflation, legislative updates) may adjust these figures — hence “check with IRS or tax pro”.

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