JaliyahKreation

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Let’s do this credit card thing right !

Are you just starting your credit journey and don’t know where to start ? Here are 3 tips that you must know before getting your credit card !

Check out the link below for our beginners guide on building your credit 💳

https://youtu.be/2JyIetMIqSE?si=zUFs8W5g1_8zxJv1

Be sure to follow this page for more budgeting and credit tips 💕

#creditboost #budgetingforbeginners #creditcards #creditjourney #jaliyahkreationz

2024/6/15 Edited to

When applying for your first credit card, it’s easy to make mistakes that could affect your financial future. Here are three critical mistakes to avoid: 1. **Neglecting to Keep Spending Under Control**: Aim to use no more than 30% of your credit limit. Exceeding this can negatively impact your credit score. 2. **Maxing Out Your Credit Card**: Avoid maxing out your card as it indicates high credit utilization, which can hurt your credit score. This includes refraining from applying for too many store cards that could quickly saturate your credit capacity. 3. **Ignoring Payment Timeliness**: Missing payments can lead to late fees and affect your credit score. Set reminders or automate payments to ensure you never miss a due date. Always research your options and choose a credit card that aligns with your financial goals. Check out more detailed strategies in our beginner's guide linked above!

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Have you been struggling to get an apartment due to your bad credit, eviction,repo or whatever it may be saynomore We can get you approved for an apartment with our CPN package in just a week and I know some of y'all might not be familiar with what a CPN is A CPN is also known as the CREDIT

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Do this if you forget to pay your credit card bill

If you ever forget to pay your CC bill, just call the bank and explain the situation. Most banks allow fees to be waived once every six months. Communication goes a long way. #creditboost #creditrepair #finance #creditcardtips

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A clean desk setup with a laptop, tablet, and vase, featuring text that encourages calling your credit card company to negotiate your APR.

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A tidy desk with a vase of tulips and a closed laptop, showing text with a script for what to say when calling to negotiate a lower credit card interest rate.

How To Negotiate Your Credit Card APR

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✨💳 You NEED THIS Credit Card Reality Check! 💳✨

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Story Time: I Ran My Credit Into The Dirt

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One credit card got me an 800 credit score

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How to Transfer Credit Card Points to Airlines

The days where you pay in cash for all of your flights are over! Getting a credit card and utilizing credit card points is the best way to save money and travel the world on a budget. Here's exactly how to do it in the simplest terms, using the Chase Ultimate Rewards portal: 1. Open the Ch

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How to pay off high interest credit card debt

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Why You NEED a Beginner Credit Card

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