Most of the time PPOs are not worth it. In fact, most people use their PPO just like an HMO. You still have to deal with networks, most people still go through primary care, doctor availability, and the price difference is 25-40% higher. #ichra #overrated #healthinsurance #transparency

Forcing employees compensation into a group health plan that has use it or lose it limitations is lame, especially when most employees would benefit from a more flexible plan structure. Be transparent. Stop deciding where you think it will be best for your employees to spend their money. #

Group policies are not the only way to provide insurance to your employees and oftentimes it’s detrimental financially. Other plan structures get the same job done in a much more affordable way. #ichra #healthinsurance #employeebenefits #healthcare #businessowner

Employers need to get out of the healthcare game. You can’t solve this problem for your employees. Give them their money, give them good options to choose from, and let them decide where they spend their funds. #ichra #healthinsurance #employeebenefits #healthcare

Employers - What’s the reason you offer a group health plan? Employees - what is your reasoning for demanding that your employer offers one? #healthinsurance #ichra #healthcare #employeebenefits

One size fits all group health plans are like going to lunch and splitting the bills evenly, regardless of how much food you ordered. Flexible and customizable health plans allow employees to choose options that best suit their needs. Out with the old, in with the new. At CommonCare we are

Don’t shoot the messenger. I’m simply relaying the data from a Harvard study. Insurance just isn’t doing what people hope it will do. #ichra #medicaldebt #bankruptcy #healthinsurance

Opting for transparent compensation packages, providing your employees with good options, then giving them their money and allowing them to choose what to do with it is the best route! #ichra #healthinsurance #employeebenefits #transparency

One size fits all group insurance policies are inefficient for most groups. Plus it puts unnecessary stress on the business owner. There are alternatives that are often overlooked, or rarely discussed that everyone should be exploring! #ichra #healthinsurance #employeebenefits #healthcare

Employers and HR need to stop being the arbitrators of the company health plan. Yes, I know this is how it has been done but it is not working. It’s not even possible to cater lunch for your employees and make everyone happy, so why would they be able to solve this problem? Define your contr