What kind of money does 24 keep?💰

📣 Hello. After doing financial content for a while, I would like to introduce myself again. My name is Ice. I am now 24 years old, 15 August. I will be 25. I am now a teacher (Support) at a private university (there will be a review of the work). End of introduction 555 📣

📍. How do we save money? 📍

We will set a monthly savings quota of 5000 baht, which we do not have a big burden like car installment or home installment, but keep the future of 5000 baht. What are we distributing in? But everyone can adjust it. Savings in 500-1000 can do it. Let's see.

1️⃣ stocks 📈 are mostly the United States, divided by our favorite theme, there are five groups.

1. Energy. We will focus on nuclear power group shares.

2.Technology. Focus on the upstream stocks and the basis of the Ai system.

3.Finance This is a hedge, focusing on the basic banking stocks and controlling the economy again.

4. Industry has space, aviation, defense. This group of stocks is a growth group. It will take time.

5. Drug stocks. This group grows consistently and fights crises well, so they have to be ported because people still need drugs.

* The main strategy is to buy more DCA every month, but only some groups each month.

2️⃣ This mutual fund 💰 bought only one pile. This is the K-GOLD-A gold fund of farmers, which is invested in SPDR Gold again. Highlights, trading for 1 baht can buy. We want to practice saving habits without having to watch the graph (gold chart is open all day), so throw it in the mutual fund.

3️⃣ ETFs, themes 📊, some stocks, we don't have enough time to study, but we know what themes they are in. Let the ETFs fit. The main ones we hold are both index-based ETFs, such as -VOOG, S & P 500 index-ARTY, Ai technology theme, where our ETFs focus on DCA, capital months.

4️⃣ FCD deposits. During this period, the solid baht comes around 33-32 baht / 1 USD. The FCD deposit is another one of the savings options in this solid baht period, so we also share it. Remember that the deposit is 32.21 baht. The advantage is that the interest is 5% per year, the interest is shown every day, and there is a chance of 1 more money if the baht is weak, but this is a currency risk. You have to study the exchange rate risk as well.

5️⃣ e savings is a digital deposit, which of Dime will have an interest of 3% per year, but it will only get 10000 baht, and beyond this will get an interest of 1.25%.

📣 is over. For our 24-year-old money collection review, the goal is to reach the first hundred thousand. One more important thing. Everyone can start saving. Little by little. Now the savings choices are increasing. 📣

🙋‍♂️ everyone. What kind of savings tricks can be shared? 🙋‍♂️

❗️ investment is risky. The information should be studied before making an investment decision. ❗️

# dime # Big money story # Investment finance # What is good investment? # Saving money