Lemon8Lifestyle community
Brea Blogs
Brea Blogs

280 followers

Follow
Follow
Follow
A woman in glasses holding a phone, with text overlay asking if "YOUR PROFIT PAL" gives debt advice, highlighting "$20,000 CREDIT CARD DEBT BEWARE" and a thinking emoji.
A woman in a pool, wearing a headscarf and drinking from a red cup, with text stating she lost 90% of her income and developed depression and anxiety.
A social media post from "sarahprofits" detailing spending $499 on a digital marketing course, being in financial burden, and making money back quickly after launching a business.
A promotional post for "UBC - The Ultimate Branding Course," describing it as beginner-friendly for social media growth, content creation, and selling online, with the option to resell the course.
1/5

You may also like

These Apps Keeps Me From Dipping Into My Savings

These Apps Keeps Me From Dipping Into My Savings

BeautyBeauty
2359
Master These 10 Rules & Watch Your Money Grow

Master These 10 Rules & Watch Your Money Grow

Mari 🦋Mari 🦋
12.6K
How to Pay off Debt Quickly

How to Pay off Debt Quickly

Lys: Your Digital Bestie💫Lys: Your Digital Bestie💫
1425
Money rules to learn by 25

Money rules to learn by 25

Lizzy ReauxLizzy Reaux
6733
How I paid off $5,000 credit card debt!

How I paid off $5,000 credit card debt!

Mari 🦋Mari 🦋
4369
See more on the app
See more on the app
See more on the app
0 saved
2
11

This MONEY GURU Keeps Getting into Debt 🤔

Oh Sarah Waldrop, I have followed her for about 7 years and I met her personally about 5 years ago. From then on I thought she was a really sweet person and we became close but I cannot stand by the things she is doing to people online. From becoming close with her 5 years ago and trying a few of her "money making opportunities" I have learned that most people have unfortunately lost their money in the end. Now I am speaking out about it to put my personal experiences and information online to help everyone make an informed decision on these "opportunities".

So let's dive into talking about debt shall we! Since I have followed Sarah for so long I have seen her post about many things over the years. Recently I saw her posting about having credit card debt; which makes sense because when I was doing these opportunities with her most of the time they lost money and you had to use your credit card as a backup.

I know she was recently working on starting a clothing line so it could be from that but she has since stopped talking about that. Now she has seemingly moved on to another opportunity that seems scammy in my opinion.

This is where my Brain 🧠 goes: if you are consistently losing money in opportunities and in debt how can you give others advice on this?

I had seen posts about how she was down on her luck, stating things such as she had lost most of her income, she wasn't feeling well mentally or physically.

About once a year for the past 7 years I have followed her, she will post about a new opportunity that is supposed to make a large amount of money (usually 10k or more) and change your financial destiny !!!!

She has historically posted about many different aspects of finance giving advice in many different areas to her 54,000 followers on Instagram.

I had to stop and think this year that if these tips, practices, opportunities were so good why does she keep ending up in a bad place? Does she have the knowledge and skills necessary to help you manage your money sustainably if she can't do it for herself?

What do you think would you take her financial advice?

Unfortunately after seeing her post about her credit card debt and losing 90% of her income it got worse. She used this narrative to try to sell her UBC course which is a part of the MRR scam that is going around. BUT WAIT I also bought a course from her for $500 years ago which was VERY similar to the course she is selling now. Looking back buying her course the first time was stupid and a huge waste of money.

I did it to support a friend but it ended up being very basic almost useless information that I could find in posts on TikTok, Instagram, Google.

I have lots more information about this individual and I have a list of the scams she has previously pushed here are some of the scams and names they operated under:

Eaconomy

Market Hackers

Wealth Accelerators

Forex Trading scams

Crypto Trading scams

Xifra

and many other mlms

Before writing this I had asked her genuinely what happened to cause her to lose so much financially before she started pushing her "UBC MRR" course which stands for (ultimate branding course with master resale rights another scam I will get into on my next post) and she responded by blocking me.

OH and I forgot to add that the UBC course she is selling isn't even her own its from another girl @ jasmiineelizabeth on Instagram who is a notorious IG scammer and has been covered by YouTube commentators in the past / investigated.

Should I write more posts like this about the scams within the financial industry? Let me know in the comments 👇🏻

#personalfinance #business #finance #debt #financialfreedom #makemoneyonline #incomestreams #Lemon8Diary #shareyourthoughts #storytime

2024/3/6 Edited to

... Read moreNavigating the world of personal finance can be overwhelming, especially when influencers present themselves as trusted advisors. In the case of Sarah Waldrop, her consistent promotion of dubious money-making schemes and subsequent financial struggles raises questions about her credibility. With a history of recommending programs that have left many in debt, it's essential to scrutinize such figures closely. Many followers report losing money on ideas pitched as quick fixes for financial freedom, resulting in skepticism over their authenticity. Furthermore, Waldrop's recent engagement in selling her 'Ultimate Branding Course' has drawn attention due to its association with known scammers within the Instagram community. This trend of leveraging misleading narratives, underpinned by personal financial struggles, suggests a troubling exploitative strategy designed to profit off of followers' ambitions. The contrast between urging others to achieve financial success while being embroiled in debt illustrates a deeper conundrum: can someone genuinely guide others if they can't manage their finances effectively? Social media platforms often amplify sales pitches that may lack substance and real-world applicability. Community discussions reveal apprehensions surrounding such courses, often diluting valuable financial literacy to little more than regurgitated advice. It's important for consumers to approach financial advice critically and prioritize sources known for transparency and success. Encouraging discussions about these experiences can empower others to navigate potential pitfalls in the financial landscape while seeking legitimate pathways to financial freedom. Users should always research and verify claims made by online influencers before investing their hard-earned money.

11 comments

Brea Blogs's images
Brea BlogsCreator

If you want to give advice on debt at least build a good track record of managing it well first. 🥰

2024/3/8
Reply

Related posts

An iPad displays the GigSmart app page, highlighting its 4.7-star rating and features like instant payouts for flexible gigs. The image is titled "How I Cover Small Expenses Without Touching My Main Check," introducing apps for quick cash.
An iPad shows the GigSmart app, rated 4.7 stars, which offers flexible local jobs like driving, delivery, and labor. It emphasizes instant payout options for same-day work, ideal for immediate cash needs.
An iPad displays the Wonolo app, which connects users with on-demand hourly gigs. It highlights upfront pay rates and same-day or instant payout options, providing flexible work without long payment waits.
These Apps Keeps Me From Dipping Into My Savings
One of my biggest money habits is not waiting on my paycheck to solve problems. Life doesn’t wait for payday car repairs, groceries, gas, or random expenses pop up whenever they want. Instead of panicking or swiping a credit card, I keep instant-pay apps as a backup plan. These apps aren’t about
Beauty

Beauty

2359 likes

A pink box filled with US dollar bills, mostly $100 and $50 denominations, with overlay text "10 MONEY RULES You should master" in green and yellow. The image promotes financial advice.
A pink box filled with US dollar bills, featuring three white text boxes outlining money rules 1, 2, and 3: "Never increase expenses with an income increase," "Never go broke trying to impress others," and "Never stop investing in yourself."
A pink box filled with US dollar bills, displaying three white text boxes with money rules 4, 5, and 6: "Never rely on one source of income," "Never stop learning about money," and "Avoid bad debt at all costs."
Master These 10 Rules & Watch Your Money Grow
Most people don’t have a money-making problem, they have a money-keeping problem. You can make $100K a year and still be broke if you ignore these rules. Save this post & start applying them NOW. 💰👇 Which one hit you hardest? #lemon8partner #personalfinance #MoneyTips #moneym
Mari 🦋

Mari 🦋

12.6K likes

How to Pay off Debt Quickly
1. Face Your Numbers Head-On List out all your debts, including balances, interest rates, and minimum payments. Understanding the full picture is the first step to creating a game plan. Pro Tip: Use a debt tracker or spreadsheet to keep it organized. 2. Choose a Debt Payoff Strategy Debt Snowb
Lys: Your Digital Bestie💫

Lys: Your Digital Bestie💫

1425 likes

The image displays a laptop with white headphones and an iced coffee on a table. Overlayed text in pink and white reads "19 MONEY RULES EVERYONE SHOULD LEARN BY 25 $", with a money bag and lightbulb icon. A "Swipe" arrow is at the bottom right.
This slide presents the first two money rules: "1. Pay yourself first" by automating savings, and "2. Keep a 6-month emergency fund," with variations based on income streams or starting out. A "Swipe" arrow is at the bottom right.
This slide details money rules 3 and 4. Rule 3 suggests budgeting using the 50/30/20 rule for needs, wants, and saving/investing. Rule 4 advises dividing bonuses into thirds for fun, retirement, and debt paydown. A "Swipe" arrow is at the bottom right.
Money rules to learn by 25
Absolutely! Learning key money rules by age 25 can set you up for financial success and stability in the long run. It's the perfect time to lay a solid foundation for your financial future. Let's dive into some essential money rules: 1. **Live Within Your Means**: This is fundamental. Sp
Lizzy Reaux

Lizzy Reaux

6733 likes

This image introduces how to pay off $5,000 in credit card debt using the Avalanche Method, featuring a hand holding three credit cards: Quicksilver, Sapphire Preferred, and Discover it.
This image highlights the Avalanche Method as a strategic way to save time and money on credit card interest, with a hand holding a Discover it credit card.
This image outlines Step 1 of the Avalanche Method, instructing to list credit card debts with their amounts and interest rates, showing a hand holding a credit card.
How I paid off $5,000 credit card debt!
Drowning in credit card debt? I’ve been there—it feels impossible, but trust me, it’s not. Using the Avalanche Method, I took control of my finances and saved myself so much money on interest. 💸 Here’s the deal: It’s not about paying everything all at once (who has the funds for that?), but abou
Mari 🦋

Mari 🦋

4369 likes

A title card on a background of US dollar bills, stating: 'HOW I'M USING CHATGBT to PAY OFF DEBT AND SAVE MONEY'.
A slide defining ChatGPT as an AI-powered conversational assistant, listing its key features: Natural Language Understanding, Knowledge and Assistance, Task Assistance, and Personalization.
A slide explaining how to use ChatGPT for saving money and paying off debt, with an example prompt for a financial plan.
How I Use ChatGBT To Save Money and Destroy Debt
Check out the response ChatGPT gave me after I typed in my example question: Here’s a detailed step-by-step plan to help you save $200 per month and pay off your $5,000 debt within 6–8 months: Step 1: Assess Your Monthly Budget 1. Income: • Biweekly pay: $1,200 •&#
MaeNycole

MaeNycole

1439 likes

How I’m using my Lemon8 to pay off my debt
#embracevulnerability #Lemon8Diary #shareyourthoughts #debtpayoff #debtfreejourney I would like to start by saying that I am not in the creator rewards program, nor do I make any profit off of social media or any side hustles. I am making payments directly from what I make with my full t
Juliana

Juliana

1124 likes

A hand holds a patterned wallet filled with fifty-dollar bills, with the text "How To Get Out Of Debt QUICK" overlaid, illustrating the goal of financial freedom.
The image shows a wallet and money with text instructing to "LIST YOUR DEBT" including credit cards and loans, providing an example of how to detail balances and interest rates.
Featuring a wallet and money, this image highlights the strategy to "IDENTIFY THE HIGHEST INTEREST DEBT" and explains how paying it first saves money on interest charges.
What To Do When Drowning In Debt 😟
Ever feel like no matter how much you pay, your debt just keeps growing? 💳 Here’s the game-changer: start by tackling the debt with the highest interest—it’s the one quietly draining your wallet. 💸 Make that your main target, while keeping up with the minimums on the rest. It’s not abou
Mari 🦋

Mari 🦋

687 likes

A kitchen counter features a black appliance, a wooden organizer filled with tea bags, and a small potted plant. Overlay text introduces the topic: '3 Money Habits That Quietly Change Everything✨'.
A person writes on a calendar, illustrating the habit of setting monthly spending themes like 'No-Spend November' or 'Travel Fund April' to make saving enjoyable and focused.
A hand holds a smartphone displaying an online shopping app with deals. Text describes 'The 24-Hour Rule': pausing 24 hours before buying items over $50 to curb impulse purchases.
3 Money Habits That Quietly Change Everything✨
💸 Little money habits that changed how I save (without feeling broke): 1️⃣ Monthly spending themes 2️⃣ The 24-hour rule 3️⃣ Paying myself every time I don’t buy something No crazy budgeting. No guilt. Just small shifts that make saving feel good. 🌿 Which one are you trying first? 👀👇 #money
Rylan matu

Rylan matu

1297 likes

Debt? No Thanks! 💵💁‍♂️
✨💵 Jar Ritual to Clear Debt 💵✨ Release the weight of financial stress and open the flow of abundance. This simple yet powerful jar ritual cleanses old money energy, calls in prosperity, and helps you manifest freedom from debt. 💰🔥 🕯️ You’ll Need: A small jar (glass or clear plastic) A green o
JILL | Psychic Medium ✨️

JILL | Psychic Medium ✨️

836 likes

How to set up a biweekly budget to pay off debt
Here is how you are going to take back control of your finances! This planner is perfect for setting up your goals! We will start off with a monthly budget to get an idea of what’s come in and out ! Now let’s break it down to a biweekly budget to see what’s left after each check ! We will use an ex
JaliyahKreation

JaliyahKreation

172 likes

SMART girls don’t do these bad money habits 🫶💰
Here are some money habits that are likely keeping you broke. A lot of people say that they are either too lazy or too busy to do something. I definitely think that you need to budget. You need to breakdown your income into categories and budget yourself monthly and then compare how you actually
Kylie 💸🫶🏻

Kylie 💸🫶🏻

977 likes

Pay Off Debt: On A Paycheck To Paycheck abusget
So you want to pay off debt but you don’t know where to start because you’re living paycheck to paycheck? There is good news that there is still ways to pay that debt off EVEN IF you’re paycheck to paycheck. Here’s some steps to take this next pay period: 📣 CREATE A BUDGET List out
Ashlie

Ashlie

611 likes

How to pay off debt quickly 💸
1. LIST DEBTS FROM SMALLEST TO LARGEST. List debts from smallest to largest balance regardless of interest rate. Paying them off in this order will help you gain momentum. 2. MAKE MINIMUM PAYMENTS ON ALL DEBTS EXCEPT THE SMALLEST. Make minimum payments on all debts except the debt with the sma
Andrea Davis

Andrea Davis

4980 likes

A wallet overflowing with US dollar bills, including tens and twenties, on a grey upholstered surface. The image has text overlay "MANAGING FINANCES in your 20'S" and a Lemon8 logo.
A desk setup with a computer monitor displaying documents, a smartphone, and glasses. Text overlay reads "1. BE THE CEO OF YOUR $$$" and advises creating a budget for financial control.
A hand holds a fan of US hundred-dollar bills, with more bills spread around. Text overlay states "2. SECURE THE BAG (AKA EMERGENCY FUND)" and emphasizes having a financial safety net.
Money Moves in Your 20s How to Slay Your Finance 💅🏽
In your 20s, managing money smartly can set you up for future success. By creating a budget, you're taking control of your finances, allowing for fun spending while staying on track with your goals. Building an emergency fund helps protect you from unexpected expenses, and avoiding unnecessary
Lakenya Hale

Lakenya Hale

493 likes

HALF PAYMENT Budget Method to get out of debt
Hey there! 😊 Are you feeling overwhelmed by bills and financial stress? If so, you’re not alone! I want to share a budgeting method that many people haven’t discussed yet, but it’s truly effective. While we often hear about various budgeting strategies, this one stands out as the easiest approac
Financebabe

Financebabe

1409 likes

PAY OFF DEBT even if living PAYCHECK TO PAYCHECK
Paying off debt while living paycheck to paycheck might feel impossible, but small steps can make a big impact. Track your spending, set realistic payment goals, and stay consistent with your plan. It’s not about perfection – it’s about progress. Swipe for simple tips to start your debt-free journe
Kevin’s Templates

Kevin’s Templates

1265 likes

7 SECRETS TO PAYING OFF DEBT QUICKER 🤫
Are you tired of feeling suffocated by debt and longing for financial freedom? It's time to break free from the shackles of debt and take control of your financial future! Here are seven powerful secrets to help you pay off your debt quicker than you ever thought possible: 1. Draw boundar
Emma 🐝

Emma 🐝

174 likes

How to have No Student Debt
Get a job • Having a steady income throughout the school year allows for more insurance. • Gaining more money throughout the year let’s you start paying off student debt. Scholarships • They’re thousands of scholarship that you could apply for. • You can apply to scholarships year round.
AliPond232

AliPond232

697 likes

Let’s Talk About Clearing Debt
Debt doesn’t disappear by ignoring it — it dissolves when you take control of it. A debit payment tracker might look simple, but it’s one of the most powerful tools you can use to reclaim your financial freedom. It shows you where your money is going, what’s holding you back, and how much closer
Elevate with Lineshon

Elevate with Lineshon

386 likes

The cover image features a stack of US dollar bills on a lined notebook, with the title '9 HARSH REALITIES Of managing money' and a 'SWIPE' indicator. It introduces the topic of financial truths.
This image displays scattered US dollar bills and lists the first three harsh realities of money management: 'You shouldn't buy everything you want,' 'Debt won't disappear,' and 'Earning more isn't a solution.'
The image shows US dollar bills and outlines financial truths 4, 5, and 6: 'Budgeting is a must,' 'Saving requires sacrifice,' and 'Lifestyle inflation will keep you broke.'
💡 Harsh Truths About Getting Good With Money 💸
Here are some harsh realities you have to face to truly get good with money: 💡 1. You Can’t Buy Everything You Want No matter how much you earn, there will always be things out of reach. Financial discipline means learning to live below your means and resist impulse buys. You can’t have it all.
Mari 🦋

Mari 🦋

595 likes

A flat lay image showing a hand holding a smartphone, a laptop, a drink, and a hundred-dollar bill, with the neon text overlay 'Payday MONEY ROUTINE' and 'Swipe'. It visually represents the concept of managing finances on payday.
An infographic illustrating a 6-step payday money routine, including adding calendar alerts, paying yourself first, paying bills, reconciling budgets, reviewing money goals, and reflecting on accomplishments and gratitude.
A 'QUICK TIP' graphic encouraging viewers to like and follow for more tips, tricks, and advice, featuring a pink circular sticker with 'FOLLOW FOR MORE TIPS!' and a smiley face.
Payday Money Rountine
Creating a simple payday money routine can actually help alleviate financial stress and put you in the driver seat when it comes to managing your money. When I first started trying to tackle my debt, all $57k of it, I dreaded paying bills and looking at my account but overtime, it became a lot of f
Lizzy Reaux

Lizzy Reaux

739 likes

A book titled 'MONEY WORKS: THE GUIDE TO FINANCIAL LITERACY' by Abhijeet Kolapkar, with a 'MUST READ!' overlay. The cover features various financial icons like a wallet, charts, and coins. A paper clip holds pages together, and a 'Book Reader's Club' bookmark is visible.
An illustration comparing 'BEING RICH' versus 'LOOKING RICH IN REALITY JUST TO SHOW OFF.' It shows two figures with different spending habits and bank balances, highlighting the contrast between actual wealth and perceived wealth.
A page from a book defining 'Active income' and 'Passive income' in a table format. Active income includes salary and business income, while passive income includes interest, dividends, rent, and royalties. A quote by Confucius is highlighted.
Day 3️⃣ Self-help money book!
#personalfinance #financialtips #financialsystem #personalfinances #financialgoals #finance101 #moneymanagement #selfhelpbooks #financialliteracy #budgeting Many people think they aren't good at earning money, when what they don't know is how to use it. If that res
Leah Chenaè

Leah Chenaè

854 likes

PAY OFF DEBT WHEN YOU HAVE NO MONEY
Let's break down the steps to pay off debt when you're on a tight budget. I'll provide practical advice, and online jobs to consider for help because having a second job can help. Remember, consistency is key, and even small efforts can make a difference. Here we go #lemon8partner #
Financebabe

Financebabe

411 likes

6 ways to pay off debt efficiently
Paying off debt efficiently requires a strategic approach and commitment. Here are some steps to help you tackle your debt effectively: 1. Assess your debt: Start by making a list of all your debts, including the outstanding balance, interest rates, and minimum monthly payments. This will gi
Investingashley

Investingashley

198 likes

10 Things I wish I knew about money at 18!✨🫶
I wish someone sat me down at 18 and explained money like this. Not in a boring lecture way — just the real-life stuff you only learn after messing up a few times. The truth is, most of us were thrown into adulthood with zero guidance. No one told us about credit. No one showed us how to buil
minttalksfinance

minttalksfinance

170 likes

A brown wallet rests on a pile of US dollar bills, posing the question: 'Save Money or Pay Off Debt ?'
A brown wallet on US dollar bills with text stating there's no 'Correct' answer, as it depends on one's unique situation, followed by 'Here are some things to consider...'
A brown wallet on US dollar bills with text listing reasons to 'Pay off debt if...' including high interest, improving credit score, or debt causing stress.
Should you pay off debt or save money?! 💸💳
One question that is asked all the time is when you get extra money should you pay off your debt or should you start saving your money? Well, the answer is that there is no right answer. Every person situation is different and unique, but there are some things that you can consider. You shou
Kylie 💸🫶🏻

Kylie 💸🫶🏻

440 likes

my debt as a 24 y.o in LA 💳
Alright let’s talk about the big scary word… DEBT. Honestly, I’m proud of where I’m at right now. I don’t have student loans (shoutout to my parents for helping with school 💕), so the debt I carry is way more manageable. Right now, I’ve got about $900 on my credit cards. Nothing crazy, and I pay
HeyitsCeci🍜

HeyitsCeci🍜

531 likes

The money routine that keeps me out of debt
New month new goals with my favorite budget planner #jaliyahkreationz #budgetplanner #cashstuffing #budgetwithme #howtobudget
JaliyahKreation

JaliyahKreation

151 likes

Some tips for paying off your debt!
Latest reports have shown that credit card debt is the HIGHEST that it's been in a decade We all know the economy isn't great, but if you want to get out of debt, here are some tips. First of all: make a plan to repay your debt. You can use the debt avalanche or debt snowball method.
moneyandcourage

moneyandcourage

84 likes

7 HABITS OF PEOPLE WHO ARE ALWAYS DEBT-FREE
By incorporating these habits into their daily lives, individuals can achieve and maintain financial freedom, avoid debt, and focus on long-term financial well-being. Please leave a comment talk to me, and let us connect, I reply to every comment #lemon8partner #personalfinance #money
Investingashley

Investingashley

39 likes

How to pay down credit card debt 🥂 SAVE THIS
How to pay down credit card 💳 debt (and still buy the house you want): It’s not about being perfect—it’s about being prepared. Be proactive, realistic & have a plan. Use the resources provided to you! I want us to all win 🏆 Here’s the real tea on lowering your credit card utilization and
Keyedwithwhit

Keyedwithwhit

66 likes

3 biggest mistakes when paying off debt 💸
Do you feel like you are stuck in the debt cycle where you’re paying debt off every month, but it just keeps racking up? You CAN tackle your debt and become debt-free,, but you just may be making a few mistakes that’s keeping you in the trap. Here are 3 mistakes to avoid when paying off deb
Kim Liao

Kim Liao

145 likes

Books on saving money ✨
Budgeting & Personal Finance 101 ! I found them at Barnes & Noble yesterday while out avoiding buying more books 😂😘 #brokebooklife #buyingbooks #budgeting #personalfinance
Kelliii 🤎

Kelliii 🤎

1161 likes

A hand holds fanned US dollar bills, with a blurred teal handbag in the background. Pink flower graphics and the title "Grow Money Like A Plant" are overlaid, introducing the concept of financial growth.
A hand holds money, illustrating the concept of budgeting as the "pot" for financial growth. Text advises breaking income into categories like essentials, savings, and fun to keep money organized.
A hand holds money, symbolizing regular investment. Text emphasizes contributing consistently to savings and investments, even small amounts, to "water" and grow one's financial "plant" over time.
Why You Should Treat Your Money Like a Plant 🌱💸
Your money is just like a plant 🌱—it needs love and care to grow. 💸 Start with a budget (the “pot”) to keep everything organized. 💧 Water it regularly by saving and investing consistently. ☀️ Give it sunshine with financial education and smart decisions. ✂️ Don’t forget to prune by cutt
Mari 🦋

Mari 🦋

479 likes

A person's feet in sneakers stand next to a light pink suitcase and a white bucket on a dark ground. Overlay text asks, "How to create a travel budget?" with the creator's handle.
A person holds a patterned bag with a Starbucks cup nearby, set against a dark background. Overlay text advises saving enough money for a trip beforehand to avoid debt.
A person's arm is visible, possibly on an airplane, with a window in the background. Overlay text discusses breaking down travel expenses for transportation and accommodation.
MONEY TIPS: How to budget for travel!
Do you need help creating a travel budget? First you need to know how much money to allocate for your trip: Ideally you should save enough money to pay for the trip before you leave to avoid getting into debt from travel after. Breakdown the trip expense by expense: for transportation you sho
kaylakoupons

kaylakoupons

62 likes

To pay off debt with biweekly budget
Make your biweekly budgets simple with these templates ! Does your payday routine feel like your spread thin ? Do this process every month to see a change in your finances. Set up your month budget to see an overview of your expenses. If your fixed bills are more than your checks take the t
JaliyahKreation

JaliyahKreation

522 likes

Debt Payoff Tips & Tricks ✨ 💸
#moneyhabits #lemon8challenge 1. Stop Adding New Debt The first step to paying off debt faster is pressing pause on taking on more. This may mean limiting credit card use, avoiding buy-now-pay-later options, or finding temporary alternatives for expenses. You can’t drain the tub if the wate
LetsBeBestieBoos

LetsBeBestieBoos

98 likes

What I did to pay off my debt
Discipline your spending and change your mindset #moneyrules #moneyaesthetic #healthylifestyle2024 #Lemon8Diary
ImTheLoveWitch777

ImTheLoveWitch777

182 likes

The book 'I Will Teach You To Be Rich' by Ramit Sethi, a New York Times Bestseller with over 1 million copies in print, is shown. The cover highlights it as a 6-week program with 'No Guilt. No Excuses. No BS.' Text overlay says 'This Book Simplified Money for Me!'
An open page from 'I Will Teach You To Be Rich' discusses 'Five Steps to Getting Rid of Credit Card Debt,' including prioritizing debt. An overlay states, 'Looking to get out of Debt? The Author Ramit Sethi breaks down simple plans on how and what ways this can be done.'
An open page from 'I Will Teach You To Be Rich' shows Chapter 3, 'GET READY TO INVEST,' explaining how to open 401(k) and Roth IRA accounts. An overlay reads, 'Breaks down what investing is and how to get the best outcome. Teaches your step by step how to get started!'
This Book Simplified Money for Me!
#moneybooks #iwillteachyoutoberich #booksonfinance #budgeting #budgetingforbeginners This book is like my BIBLE for finance! It has helped me so much during my financial journey and it helped me understand how the game of credit card works and how to avoid getting into debt. It teaches
Ana Benitez

Ana Benitez

36 likes

Why I Transfer All My Money Into My PayPal HYSA 🤍
Every Friday, my paycheck hits — and almost immediately, I move every dollar into my PayPal Savings account. Why? Because if I leave money in my checking account, I’ll spend it. Because PayPal earns me 4.00% APY while my old bank gave me 0.01%. And because separating my money mentally helps
Mari 🦋

Mari 🦋

54 likes

Build Wealth in Your 20s: 7 Smart Money Moves
Most women were never taught how money really works… and it shows. But once you learn how to protect your income, eliminate debt, and grow your money the right way, everything changes. This isn’t about being perfect. It’s about being intentional, consistent, and building a future you’re proud of
She-She

She-She

1 like

“Turning 3 Paychecks Into A Money Reset 🌙💵”
“Ever feel like that 3rd paycheck in the month is a ‘free check’? 👀 Instead of letting it slip away, I created a 3-check game plan that keeps me disciplined + aligned with my money goals ✨ Here’s how I break it down: 1️⃣ Check One → Bills & Basics (cover rent, utilities, essentials 🏡) 2️⃣
Kimberly

Kimberly

27 likes

WHY YOUR LLC
KEEPS GETTING DENIED.
#HelloLemon8 #gettoknowme How Business Owners Protect Their Assets
Stone Dorough

Stone Dorough

120 likes

Paying Off Debt Strategy I wish I knew before
you're not alone in this journey. Seek support, stay informed, and celebrate each milestone as you work toward financial freedom! 😊 If you have specific questions or need further advice, feel free to comment we enjoy being there😁! 🌟 #lemon8partner #personalfinance #moneysavingtips #mone
Financebabe

Financebabe

80 likes

The image shows a hand holding a thick stack of US hundred-dollar bills, with text overlayed that reads "how to ACTUALLY SAVE MONEY" and "TURN WORDS INTO ACTIONS." A 'swipe' icon is in the bottom right corner, indicating more content.
This image displays a hand holding a stack of money, with text boxes outlining the first money-saving tip: "#1 'be aware of your spending habits'." It advises tracking purchases and using a template to categorize spending.
The image features a hand holding a stack of money, overlaid with text for the second money-saving tip: "#2 'stop making impulse buys'." It suggests waiting 1-2 days before buying to consider alternatives, compare prices, and reflect on the need for the item.
How to save money - turn words into actions 💵✨
People are so quick to give you advice about saving money but it’s easier said than done! Here’s how you turn words into actions! 1- “be aware of your spending habits”: take the time to write down every purchase and expense you make. You can use a tool like an app or spreadsheet to make it easi
Kylie 💸🫶🏻

Kylie 💸🫶🏻

668 likes

Money Habits to Start in 2025 💸✨
2025 is just around the corner, and it’s the perfect time to revamp your financial habits and set yourself up for success in the new year. Whether you’re saving for a big goal or just want to get more financially organized, these 4 money habits will help you stay on track and build a solid foundati
Elena💗

Elena💗

161 likes

Debt Repayment Methods🫧
Debt repayment is an important part of managing your finances and achieving financial security. Here are some common debt repayment methods that can help you pay off your debts effectively: Snowball Method: In the snowball method, you focus on paying off your smallest debt first while making min
₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

₊˚⊹♡𐌋𐌉𐌍𐌃𐌔 ₊˚⊹♡

38 likes

How to pay off debt
Navigating the maze of debt can feel daunting, but understanding different strategies like the Debt Snowball, Avalanche, Flood, and Tsunami methods can illuminate the path to financial freedom. The Debt Snowball involves paying off debts from smallest to largest, building momentum as each balance i
Lizzy Reaux

Lizzy Reaux

280 likes

A handwritten financial plan titled "Financial Freedom and Debt Relief." It outlines steps to know your numbers, create a budget, cut expenses, and start an emergency fund, with specific goals and examples for each step.
A handwritten financial plan detailing steps for debt payoff, credit building, and money management. It covers choosing a debt payoff method, improving credit habits, lowering credit utilization, weekly money check-ins, and a no-spend challenge.
A handwritten financial plan outlining steps to increase income, build positive credit, and track financial wins. It suggests options like overtime or selling items, using secured credit cards for small purchases, and celebrating milestones.
My Debt-Free Journey Plan
Paying off debt and rebuilding credit takes time, but small steps make a big difference. This is my simple plan to stay consistent and improve finances. Save this to stay accountable 🍋 #financialgoals #financialfreedom #debtfreejourney #debtjourney #lemon8challenge
🌟Glow_with_Kia💞

🌟Glow_with_Kia💞

109 likes

See more