Meet my new friend, 99 today. 🐎 Had an enjoyable time riding today. Yet it was much tougher than it looks. For whole of 45 minutes, I was doing just one thing practising my balance while the horse was moving. When the horse is standing still, balancing while standing up is easy. But once th

Someone shared this sentence during the Women of Courage session last Tuesday, and it stayed with me the entire week. The more I thought about it, the more I realised how easily we attach our identity to the roles we carry in life. For me, this started long before my career. Growing up, I

From 1 April, riders changed and You may pay more hospital bills now. Here is what many people don’t realise what that means. Previously, some riders could cover almost everything. Now, under the new rules: You’ll need to pay more from your own pocket first for example deductibles based o

Peak period.. Long hours.. Late nights.. Deadlines stacking on top of each other.. Uncleared review notes.. Every time I listen, it brings back a strong sense of familiarity. Because prior to joining financial advisory, that used to be my life too. Sometimes during our conversations, w

Will my current hospital insurance changed? Right now, the biggest question many have. Actually, its quite simple I will break this into three groups, You just need to see which group do you belong to. Group A If you purchased your Rider before 27 November 2025, you are the most flexibl

For a long time, success looked very straightforward. Work hard. Do things the “right” way. Keep progressing. But eventually another question appears. Not “what’s the next step?” But “Where is all of this leading?” That question changed the way I think about life, work, and the co

You can do everything right… and still end up building a life you don’t actually want. For many years as an auditor, I followed the typical Singaporean path. Work harder. Stay later. Deliver results. Climb the corporate ladder. On paper, everything felt “right”. Stable job. Clear caree

Yesterday I gave my very first Toastmasters speech. The opportunity came quite sudden. A message came in mentioning that there is a speaking slot the next day. No weeks to prepare. No time to analyse whether I was “ready”. Just a simple question.. ..Would you like to take it? So I

The interesting thing about speaking isn’t the stage. It’s what happens in your head. Tonight during table topics, my mind was racing so fast that halfway through… I forgot what I wanted to say. For a moment I just stood there. So I did the only thing I could think of is asking the audien

Yesterday I attended a colleague’s wedding and only reached Singapore around 1:30am. This morning at 10am, I was at Botanic Gardens walking with my friends. And now I’m in the gym. I've learnt that what shapes our life is rarely one big decision. It’s in the small things we choose to d

New hospital insurance riders are expected to be about 30% cheaper on average, and in some cases reductions could go as high as 84%. At first glance, it sounds like great news. But what many people don’t realise is this: What changed isn’t just the premium — it’s the structure. Previously,

The journey of becoming a woman is never just one role. a daughter, a friend, a professional, a consultant a woman still learning and growing through life. Every experience adds another layer. Happy International Women’s Day to the strength, courage and growth in every woman. 💫

My journey hasn’t been smooth from the start. Back in secondary school, I was in the NT stream. At that age, I was still trying to figure out who I was… Being someone who is not educationally smart, I had to work a lot harder, just to be on the same starting line as everyone else. I

How are you taking care of yourself these days? Life gets busy. We spend most of our time showing up for others — our work, our family, our responsibilities. But if we keep pouring from the same cup without refilling it, eventually we run dry. Taking care of yourself isn’t selfish. I

What if life isn’t meant to be perfectly controlled… but deeply experienced? The ups. The downs. The moments that stretch you. The moments that soften you. Not everything has to be optimised or figured out immediately. Sometimes the point of life is simply to live it. To feel it fully

“What is the end goal of everything you’re working so hard for today?” Very often, there’s a long pause. Bcause when life gets busy work, responsibilities, expectations we rarely stop to think about the bigger picture. And that’s completely normal.. Over time through the conversations

Training up for horse riding. Week 1, Day 2