When I decided to return the bmw car to the bank!!!

I told you last night.

If you ever read an old post of Jick, it will pass through the eyes that when you do business in the first year, your girlfriend went to buy a European car, these three BMW serie. At that time, the price was over two million. When you bought it, you used it very well. It's a very good work image. It's another change in your life.

Because some of our customers are attached to our good image, and it's been years....

At the point where we didn't have to create an image with expensive items, customers were mainly trusted by their skills and work, and we started to feel that this car was getting expensive (previously it didn't feel like it still used an image).

So we started looking for a smaller car until we found Lumin driving through the office, and it fit all our needs, so it cost 339,000 baht.

Since we got this electric train, BMW has been watching the house for two months, and during that time we participated in an interest-free home installment program with the bank, so we took a knee to talk to his girlfriend about it.

We want to plan off all debts, cars, houses, credit cards, really want to plan money.

So we started with

1. Clear the unused car. There are two cars. One for the mother of the girlfriend to use, but have to pay for the care itself. Because the product is to relieve the burden. The other is bmw. The girlfriend recommends to return the bank. Legal matters, he will take care of himself.

2. Clear the credit card. I have to admit that the business is not very good every month, but we spend very good money every month, hahahaha. So some months do not pay the full amount, it must be cleared here to be debt-free, not even closed, but no more interest.

3. Reclaim your salary. Because in the past, the salary was not enough, some expenses, so you have to put everything together and redivide all the rations.

4. Let chat gpt help calculate the closing of all debts within 3 years, including two houses. Chat is calculated monthly.

5. Plan the income of the business, how much the minimum per month is, must be sufficient for the expenditure of the business and personal expenditure.

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Believe it or not, it's all possible with the same revenue, but planning changes, allowing us to get a financial plan that closes all debts in three years.

At first, we were very stressed because at the beginning of the year, it was so stressful that the hair was thin, the face was dry, so shabby that I didn't dare to take pictures, doing anything felt wrong, but gradually thinking, slowly talking to chat, felt that the problem still had a solution.

The day of taking the car back to the bank, very excited, worried, afraid that it can't be returned, afraid of it all, when the day has passed well, it feels very open, your boyfriend is very good, the bravest!!

# Return the car to finance # BMW # Financial planning # Close the house # Credit card