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๐•€ ๐•–๐•’๐•ฃ๐•Ÿ ๐• ๐•œ๐•’๐•ช, ๐•ค๐•  ๐•จ๐•™๐•ช ๐••๐•  ๐•€ ๐•—๐•–๐•–๐• ๐•“๐•ฃ๐• ๐•œ๐•–?
I think this is something many working adults in Singapore quietly feel, but donโ€™t always say out loud. Youโ€™re earning more than before. Youโ€™re not anyhow spending until crazy. You try to save. You try to be responsible. You try to do the โ€œrightโ€ thing. But somehow, when you look at you
Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

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๐”น๐•–๐•—๐• ๐•ฃ๐•– ๐•ช๐• ๐•ฆ๐•ฃ ๐•Ÿ๐•–๐•ฉ๐•ฅ ๐•ฅ๐•ฃ๐•š๐•ก.
Most people only think about travel insurance right before flying. Sometimes, even on the day itself. I get it. When we plan a trip, we usually think about flights, hotels, outfits, itinerary, food places, and how much annual leave we have left. Travel insurance often becomes the last t
Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

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๐•€โ€™๐•ž ๐•๐•–๐•’๐•ฃ๐•Ÿ๐•š๐•Ÿ๐•˜ ๐•ฅ๐•  ๐•ค๐•ฅ๐• ๐•ก ๐•–๐•ค๐•”๐•’๐•ก๐•š๐•Ÿ๐•˜ ๐•ž๐•ช ๐• ๐•จ๐•Ÿ ๐•๐•š๐•—๐•–.
I used to think rest was something I had to fly out for. A quiet morning. A slower pace. A meal without rushing. A day where I didnโ€™t have to be โ€œonโ€ all the time. Maybe thatโ€™s why I enjoy travelling without an itinerary. No packed schedule. No need to maximise every hour. No pressure
Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

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๐•‹๐•™๐•–๐•š๐•ฃ ๐•™๐• ๐•Ÿ๐•–๐•ช๐•ž๐• ๐• ๐•Ÿ ๐•จ๐•’๐•ค ๐•”๐•ฆ๐•ฅ ๐•ค๐•™๐• ๐•ฃ๐•ฅ.
They were supposed to be away for two weeks. But on Day 7, they received news that their close relative had passed away. The trip had to be cut short. And in moments like that, nobody is thinking about โ€œclaimsโ€ first. Youโ€™re thinking about getting home. Youโ€™re thinking about family. Y
Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

2 likes

๐˜š๐˜ฐ๐˜ฎ๐˜ฆ๐˜ต๐˜ช๐˜ฎ๐˜ฆ๐˜ด, ๐˜บ๐˜ฐ๐˜ถ ๐˜ฅ๐˜ฐ๐˜ฏโ€™๐˜ต ๐˜ฏ๐˜ฆ๐˜ฆ๐˜ฅ ๐˜ข ๐˜ฏ๐˜ฆ๐˜ธ ๐˜ฑ๐˜ข๐˜ต๐˜ฉ.
There was a time I really thought I was done with this industry. Not because I stopped caring. Not because I suddenly lost interest. But because staying started to feel impossible. There was a period where things didnโ€™t just feel uncertainโ€ฆ they felt like they were falling apart. Ci
Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

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๐™„ ๐™–๐™ก๐™ข๐™ค๐™จ๐™ฉ ๐™ฆ๐™ช๐™ž๐™ฉ ๐™—๐™š๐™›๐™ค๐™ง๐™š ๐™„ ๐™š๐™ซ๐™š๐™ฃ ๐™ง๐™š๐™–๐™ก๐™ก๐™ฎ ๐™จ๐™ฉ๐™–๐™ง๐™ฉ๐™š๐™™.
When I first entered the industry, I came in excited. I wanted to help people. I wanted to build something meaningful. I wanted to do work that felt more aligned with who I am. But honestly, the beginning looked nothing like what I imagined. There was paperwork I didnโ€™t fully understand.
Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

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๐•€ ๐•™๐•’๐•• ๐•’ ๐•ค๐•ฅ๐•’๐•“๐•๐•– ๐•›๐• ๐•“โ€ฆ
I didnโ€™t enter financial advisory because I had โ€œno choiceโ€. Actually, I had a stable job. A clear career path. And honestly, I was good at what I did. Before this, I worked in supply chain, then moved into traditional marketing. I planned campaigns. Managed more than 100 part-timer
Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

4 likes

๐•‹๐•™๐•– ๐••๐•’๐•ช ๐•ž๐•ช ๐••๐•’๐•• ๐•˜๐• ๐•ฅ ๐•ค๐•š๐•”๐•œ.
I was 20 when I realised that being โ€œcoveredโ€ and being โ€œpreparedโ€ are not always the same thing. My dad had just been diagnosed with a serious medical condition. He was the sole breadwinner of our family. And suddenly, everything changed. We thought MediShield Life and Medisave would b
Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

7 likes

My heartbeat hit 181bpmโ€ฆ& I wasnโ€™t even running
๐™ป๐šŠ๐šœ๐š ๐š‚๐šž๐š—๐š๐šŠ๐šข, ๐™ธ ๐š ๐šŽ๐š—๐š ๐š๐š˜๐š› ๐šŠ ๐š‘๐š’๐š”๐šŽ ๐šŠ๐š ๐™ผ๐šŠ๐šŒ๐š๐š’๐š๐šŒ๐š‘๐š’๐šŽ ๐šƒ๐š›๐šŽ๐šŽ๐š๐š˜๐š™ ๐š†๐šŠ๐š•๐š”. ๐Ÿ“ˆ While everyone else had heart rates around 120bpm, Mine was at 140, and peaked at 181bpm. They were walking. I was gasping. That was the moment I realisedโ€ฆ Iโ€™ve really neglected my body. ๐Ÿ‘ง๐Ÿผ In secondary school, I was a netb
Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

25 likes

โ€œYou only have 90 days.โ€
That sentence haunted her. Because not even her own brother โ€” a financial advisor โ€” had told her. ๐Ÿ‘ถ๐Ÿผ On 14 Jul, a schoolmate texted me. She just gave birth in May to a baby girl with a known heart condition. During pregnancy, the doctors had explained: Surgery would be needed after birth,
Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

7 likes

Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ
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Jowi Ong ็Ž‹ๆ€ๆถต โ™พ๏ธ

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๐Ÿ’ผ Associate Director (Private Wealth) โ˜ฏ๏ธ Enneagram Coach