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Tax VS insurance

Insurance vs. tax breaks

Remember that when you start a new job, you are like many people. 🙋🏻‍♀️ When you talk about "insurance," you only think that you can protect your illness or death. I never know that... insurance also helps us pay less tax!

That day, a senior told me:

"Try health insurance. Besides protecting yourself, you can take a tax allowance."

At first I was confused, so I studied it seriously, and I realized...

✅ Tax-deductible insurance benefits

• Life insurance up to 100,000 Baht deductible

• Health insurance up to 25,000 baht deductible

• Combine and help provide "immediate" reduction in tax-paying money.

💡 A simple example.

Let's say it earns 500,000 baht a year.

→ If we take out life + health insurance for a total of 100,000 baht

= The taxable money is deducted according to the right, causing the tax actually paid to be "reduced by thousands of baht."

Think about it, we're going to have "life coverage + tax savings" worth two. 🎉

After that, Luk Yee himself started planning insurance for the deduction every year, not just for risk, but also for "financial tools" that help collect money systematically.

💬 What about you? Have you ever used your insurance rights for a tax break?

If not yet... this year may be the time to try planning. 🌱

📲 Interested in wanting the baby to help check the rights or calculate → Say hello to Line: chaniz _ 12

# Working age insurance # Tax deductible insurance # Significant to know

2025/9/8 Edited to

... Read moreเรื่องของ "รูปคนขายประกัน" อาจจะทำให้หลายคนรู้สึกยังไม่มั่นใจหรือสงสัย ว่าจะเลือกทำประกันกับใครดี สำหรับเราแล้ว การหาข้อมูลและถามคำถามตรงๆ กับที่ปรึกษาประกันเป็นเรื่องสำคัญมาก เพราะไม่ได้แค่ซื้อความคุ้มครอง แต่ยังเกี่ยวข้องกับการวางแผนการเงินระยะยาว และลดหย่อนภาษีอย่างชาญฉลาด จากประสบการณ์ตรง เราเคยพบว่าคนขายประกันที่ดีมักจะใจเย็น ฟังความต้องการของเรา และไม่รีบเร่งให้ตัดสินใจ พวกเขาจะช่วยเราวางแผนความคุ้มครองที่เหมาะสมกับรายได้และเป้าหมายการเงินของเรา รวมถึงแนะนำสิทธิประโยชน์ด้านภาษีที่เราสามารถใช้ได้จริง นอกจากนี้การเลือกแบบประกันที่สามารถลดหย่อนภาษีได้สูงสุด เช่น ประกันชีวิตและประกันสุขภาพ ยังช่วยให้เราได้ทั้งความคุ้มครองและประหยัดเงินภาษี หลังจากนั้นเราสามารถนำเงินที่เหลือไปเก็บออมหรือใช้จ่ายในเรื่องอื่นที่สำคัญได้อีก ถือว่าเป็นการบริหารการเงินที่มีประสิทธิภาพและสร้างความมั่นคงอย่างแท้จริง แนะนำว่าใครที่ยังลังเล ลองติดต่อคนขายประกันที่น่าเชื่อถือ หรือลองขอคำปรึกษากับผู้เชี่ยวชาญ เพื่อให้ได้รับคำแนะนำที่เหมาะสมกับสถานการณ์ของตนเอง จะช่วยให้คุณตัดสินใจได้ง่ายขึ้นและมั่นใจในประกันที่เลือกทำครับ

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