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Subtract capital from yourself. It's not a loss.

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... Read moreการดูแลสุขภาพและการวางแผนทางการเงินสำหรับโรคร้ายแรงกลายเป็นเรื่องจำเป็นมากขึ้นในยุคนี้ เพราะความไม่แน่นอนของโรคมะเร็ง โรคหัวใจ หรือโรคหลอดเลือดสมองที่พบได้มากขึ้นในคนทุกเพศทุกวัย โดยเฉพาะผู้หญิงที่มักจะมองข้ามการลงทุนเรื่องประกันสุขภาพและประกันโรคร้ายแรงไป เนื่องจากคิดว่าอาจจะไม่มีเหตุการณ์เหล่านี้เกิดขึ้นกับตนเอง แต่จริงๆ แล้วการมีประกันถือเป็นการลบทุนกับตัวเองในระยะยาว เพราะประกันจะช่วยให้ไม่ต้องแบกภาระค่าใช้จ่ายทั้งหมดเอง จากประสบการณ์ส่วนตัว การลงทุนซื้อประกันโรคร้ายแรงไม่ใช่แค่เรื่องของการได้เงินชดเชยเมื่อเจ็บป่วย แต่คือการวางแผนปกป้องตัวเองอย่างรอบคอบ เช่น การเจอโรคร้ายแรงอย่างโรคมะเร็งหรือสโตรก การได้รับเงินก้อนช่วยชดเชยค่ารักษาพยาบาล ค่าใช้จ่ายในระหว่างพักฟื้น รวมถึงรายได้ที่อาจขาดหายไปจากการหยุดงาน ซึ่งจะช่วยลดความเครียดและปัญหาทางการเงินได้มาก นอกจากนี้ การเลือกประกันที่เหมาะสมกับไลฟ์สไตล์และสุขภาพของตัวเองยังช่วยให้มั่นใจได้ว่าเราจะได้ความคุ้มครองที่เหมาะสมกับงบประมาณ และไม่ต้องเสียเงินโดยเปล่าประโยชน์ 'การทําประกันไม่ใช่ค่าใช้จ่าย แต่คือการลงทุนเพื่อปกป้องคนที่มีค่าที่สุด คือ ตัวเราเอง' จึงเป็นคำที่ถูกใจและใช้เตือนใจในการดูแลตัวเองสม่ำเสมอ สรุปคือ อย่ารอให้โรคร้ายเกิดก่อนค่อยคิดจะทำประกัน เพราะโรคร้ายไม่ได้เลือกเวลาและคน การวางแผนลบทุนกับตัวเองด้วยประกันโรคร้ายแรงและประกันสุขภาพจึงเป็นวิธีที่ช่วยให้คุณและครอบครัวมีความมั่นคงทางการเงิน และไม่เป็นภาระแก่คนที่คุณรักเมื่อเกิดเหตุไม่คาดฝันขึ้นมา

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