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🔥 Follow this. Financial health improves by leaps and bounds.

# Finance is good, life is good # Think of turning rich # Give me a good financial life today and the future # Financial health # Trending

1️⃣ Stop shopping to show off others.

Buy because you want to buy because you want to look good.

Things that don't make money often create a burden.

2️⃣ Savings before use at least 10%

Not to keep the "rest of the money."

But keep it as the first expense.

3️⃣ if it's in debt, negotiate with the bank.

Interest is the silent enemy.

Talk first = There is a way to survive.

Escape first = break fast

4️⃣ Take good care of your health.

The cost of treatment is more expensive than the cost of healthy food.

Healthy = Working to make money for a long time

5️⃣ Stop eating too expensive

No need to eat luxury every meal

Savable money = investment money

6️⃣ Buy only the essentials.

Separate that

"Essential to Life" or "Essential to Ego"

7️⃣. Stop gambling of all kinds.

No one gets rich from sustainable gambling.

It's a waste of time, money, future.

8️⃣ Smart about taxes.

The rich don't escape taxes.

But know how to plan taxes.

9️⃣ Daily revenue-expenditure account.

The money disappeared because I didn't know where it was gone.

Money collector = person who knows the numbers

🔟 Find a supplementary career.

Single income = risk

Multiple way = independent

1️⃣1️⃣ At least 3-6 months in reserve.

The reserve is

"Armor against life is broken."

1️⃣2️⃣ Stop raising big faces, raising friends.

True friends do not measure at the dining table.

Don't take the future to feed anyone.

1️⃣3️⃣. Invest in knowledge.

Knowledge doesn't disappear, doesn't run out, doesn't get cheated.

And the highest return in the long run.

1️⃣4️⃣ Don't guarantee anyone.

Guarantee = Get karma instead

Good hopes may bring life to ruin.

2025/12/17 Edited to

... Read moreสุขภาพการเงินที่ดีไม่ใช่เรื่องไกลตัว แต่ต้องอาศัยวินัยและการวางแผนอย่างเป็นระบบ เพื่อให้เรามีความมั่นคงทางการเงินและลดความเสี่ยงในทุกสถานการณ์ หนึ่งในปัจจัยสำคัญคือการตระหนักถึงการใช้จ่ายที่แท้จริงว่าจำเป็นหรือเพื่อสร้างอีโก้ นอกจากนี้ การออมก่อนใช้จ่ายอย่างน้อย 10% ช่วยสร้างเงินสำรองและเพิ่มโอกาสลงทุนในอนาคต หลายคนอาจไม่รู้ว่าหนี้สินเป็นอุปสรรคใหญ่ที่ทำให้สุขภาพการเงินแย่ลง หากเรายังหนีปัญหาหนี้สินและไม่รีบเจรจาต่อรองกับสถาบันการเงิน ภาระดอกเบี้ยจะทวีคูณและกลายเป็นศัตรูเงียบที่ทำให้สถานะการเงินพังเร็วขึ้นอย่างผิดหูผิดตา การดูแลสุขภาพตัวเองก็เป็นสิ่งไม่ควรมองข้าม เพราะค่ารักษาพยาบาลสูงกว่าค่าใช้จ่ายอื่น ๆ หากสุขภาพไม่ดีจะส่งผลโดยตรงต่อรายได้และโอกาสทำงาน การจัดทำบัญชีรายรับ-รายจ่ายทุกวันช่วยให้เรารู้จักและวางแผนเงินที่เข้ามาและออกไปอย่างละเอียด สามารถตรวจสอบและควบคุมการใช้จ่ายได้ดียิ่งขึ้น การมีอาชีพเสริมยังเพิ่มความมั่นคง เนื่องจากรายได้หลายทางจะช่วยลดความเสี่ยงในการพึ่งพารายได้ทางเดียว นอกจากนี้ การลงทุนกับความรู้ก็เป็นการลงทุนที่คุ้มค่าที่สุด เพราะความรู้ไม่เพียงแต่ไม่สูญหาย แต่ยังเพิ่มโอกาสสร้างรายได้และพัฒนาตนเองในระยะยาว สุดท้ายนี้ ควรหลีกเลี่ยงการพนันและการค้ำประกันให้ผู้อื่นเพราะอาจทำให้เราสูญเสียทั้งเงินและอนาคตโดยไม่จำเป็น การวางแผนภาษีที่ถูกต้องแม่นยำก็ช่วยลดภาระภาษีและเพิ่มความสามารถทางการเงิน โดยรวมแล้ว การทำตามแนวทางเหล่านี้อย่างมีวินัยและสม่ำเสมอจะช่วยให้สุขภาพการเงินของคุณดีขึ้นอย่างก้าวกระโดด และทำให้ชีวิตมีความมั่นคงทั้งวันนี้และในอนาคต

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