Most people go straight to their bank.

But one bank only shows you their own options. A mortgage broker helps you look at different lenders, different loan structures, and different possibilities 🏡 Before making a big loan decision, it helps to understand what may actually fit your situation best. We’ve explained more about this on o

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The Overlooked Strategy Of LVR Optimisation

How To Pay Off Your Mortgage Faster In Australia: The Overlooked Strategy Of LVR Optimisation Read more > https://laxmihomeloans.com.au/pay-off-mortgage-faster-australia/ #laxmihomeloans #LVR #homeloan #interestrates

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CGT and Negative Gearing Summary

Budget 2026 ! All look red, Gross Debt, Net Debt, Inflation , budget deficits. In more details on CGT and Negative Gearing Summary Negative Gearing: • From 1 July 2027, negative gearing will apply only to NEWLY BUILT properties. • Investors buying existing homes after this date canno

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Reflecting on my professional journey

Reflecting on my professional journey in mortgage broking. I have now completed over 11 years in the industry, plus 2.5 years earlier working under experienced professionals who helped shape my foundation. The journey has not been smooth. Like many brokers, I faced market changes, complex len

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Investing is not about getting rich fast.

Inflation is silent. But it is powerful. This chart shows a simple reality in Australia. $1 million today may lose more than 90 percent of its purchasing power over 50 years if money only sits in cash. What inflation really means for you: • Saving alone is not enough • Cash loses value

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RBA has increased the cash rate again.

RBA has increased the cash rate again. What this means for you • Mortgage repayments may increase in coming months • Banks usually pass on rate rises within 2 to 4 weeks • Variable rate loans feel the impact first • Fixed rate clients stay unchanged until expiry Why RBA is doing

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Australia interest rate outlook

Interest rate decision announcement Tuesday 5 May 2026 at 2:30 pm Sydney time. Mortgage holders warned to prepare for possible interest rate rise. Key points Australians should know: • Around 75% of economists expect another #RBA rate hike soon • Cash rate already sits at 4.10% afte

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Prioritising Your Bills When Money Is Tight 

🚨 Prioritising Your Bills When Money Is Tight Managing money gets hard when your income drops, costs rise, or life throws something unexpected at you. Knowing which bills to pay first can protect your credit score, your home, and your financial future. Here is a simple order of priority to fo

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Highly recommend

Highly recommend ★★★★★ Your kind words inspire us to keep delivering the best service. It was our pleasure assisting you from start to finish. www.LaxmiHomeLoans.com.au We proudly assist clients Australia-wide #kishoracharya #lhl https://rma.reviews/pvdkpfguo64d Darwin

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✨✨✨✨✨ Reviews 🫶

Thank you for your 5 star review #laxmihomeloans #review

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Prakash Saput live - Laxmi Home Loans

#prakashsaput #laxmihomeloans

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Happy Halloween 🍋

#helloween #laxmihomeloans Laxmi Home Loans

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Best version of yourself 🌸

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What Laxmi home loans & team love ! Every strong home loan journey starts with patience, planning, and the right guidance — and that’s exactly what we deliver at Laxmi Home Loans. #LaxmiHomeLoans #PlatinumBroker #ThankYouForYourSupport #homeloanexperts

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Thank you

We submit home loan applications to 10–15 different banks and lenders, with CBA ranking No. 6 among them. Yet, we’ve proudly achieved Platinum status. Thank you everyone 🙏 for your continued support and valuable feedback. Every strong home loan journey starts with patience, planning, and the ri

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Kishor | Laxmi Home Loans ™️