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Not all of us are || OG idea, please give credit
#therian #quadrobics #forest
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✭ therian mask idea ✭
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Gacha horror 😋 original so credit me if used
#gettoknowme
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Fire Your Credit Repairman And Do It Yourself
@Welcome Baddies Repairing your credit by yourself through emailing companies has several benefits: 1. Personal Control: By contacting creditors directly, you have complete control over the process and can communicate your concerns and requests directly . 2. Cost-Effective: This approa
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How I got a 765/768 credit score at 20 ✨✨
Heyyyy friendsss !!! If you are struggling with your credit or haven’t even started building your credit, here are some tips that have done to get a 765 credit score at 20 years old !! ✨ PLEASE ALWAYS BE FINANCIALLY RESPONSIBLE ✨NEVER MAX OUT YOUR CARDS …. EVER !!!! ✨ ALWAYS TRY TO S
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Custom 3D prints . Message me if you have an idea! We can 3D print it!
These are custom 3D print trays that can be used however you want. I use them for crafting . Message me if you have idea and want to make it a 3D print! #3dprints #customization #pensoflemon8
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Credit Repair Tips
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I Helped a Friend… and It Cost Me My Credit Score😭
I thought I was just being a good friend, But lack of knowledge and information got me fvckd up so he needed a rental car, his card declined, so I used mine. He paid me back in full for two weeks … but guess what? He then extended it to two more weeks and my credit limit is 1200 and rental decided
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How I got my credit score from 0 to 700+
When I first started building my credit, I honestly had no idea it would feel like watching a plant grow 🌱💅 You water it (pay your bills), give it sunshine (keep your utilization low), and with a little patience… it blossoms into a beautiful score you’re proud of 💖 I made a few non-negotiables f
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Credit Score Tips pt. 1
Is your credit score keeping you from living a comfortable life, taking the tri of your dreams, purchasing a new car or home? Here are some great tips to better understand how a higher credit score benefits you, tips to better understand what your score is made up of and to get on the path of impr
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my top 3 credit cards rn! ✨
My top 3 credit cards I've been using the most lately: - Citi Double Cash: this is my most used card because it has no annual fee and gives 2% back on every single purchase - Chase Sapphire Preferred: this card has an insane signup bonus of up to $1,000 in points depending on the current pr
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My Favorite Travel Credit Cards !! 💳
There are many great travel credit cards out there, but these are my top 3! 1. NUMBER 1 is the Chase Sapphire Reserve. The reason why this card is my number 1 is because of the amazing point system. Your credit card points are worth 50% more if you redeem them for travel. In other words, if yo
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💳 HOW FINANCIAL BADDIES USE CREDIT CARDS ✨
💳✨ Nobody taught us this stuff. I used to think credit cards were just for spending money… But the truth? The way you use your credit card can either help you build wealth or keep you stuck paying interest. These are some of the biggest credit card mistakes I see people making👇 💕 Which
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A Good Credit Score = Access To the Bag 💰
Just Recently I Never knew how important credit is I went from a 477 dropping credit score, to a 700+ This took me about a month . So what did I do? I dove DEEP into Education. Videos + Mentorship’s + More Video Tutorials how to master Credit . I had no one teach me anything about credit. But
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How YOU can build business credit✨
When I first heard “business credit,” I thought it was just for big companies — but you can actually start building it right now. Here’s how I built my foundation from scratch in 2025 👇 ✅ Started with an LLC + EIN (free to get on IRS site) ✅ Opened a business bank account under my LLC ✅ Got m
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At 22 I built at 800+ Credit score ✨🪪
Just wanted to share some things I found valuable in case maybe you didn’t know. #creditknowledge #creditrestoration #creditcleanup #healthylifestyle
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I passed my Teas exam and i got the study guides i used.
Ace your Teas exam on the first try. #examstudy #fypシ #teas #teastest2026
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“Credit education changed how I think about financ
“I’ve been learning how authorized user tradelines work and how they’re used responsibly as part of a broader credit education strategy. Credit building isn’t about shortcuts — it’s about understanding how credit profiles are structured and making informed decisions. If you’re interested in l
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How to get approved for car wit bad credit tips‼️✅
Great tips !!! I’ve used this method and it worked I hope you get your dream car don’t knock it till you try it… use chatGPT ALSO. #fyp #helpbuyacar #buyacar #Lemon8 not just bad credit no credit, loan that’s not paid off or half way..
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TOFU LETTUCE TACOS | EASY HEALTHY MEAL IDEA ✨
Yesterday for my dinner I was supposed to eat bean lettuce tacos with pico de gallo and some low fat cheese (part of a meal plan I’m following) but I forgot to purchase the beans and cheese!! I had some tofu in the fridge and so this is what I came up with 😄 I ate one without the avocado and I was
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Swipe for a fun side hustle idea 👉🏼
If you're detail-oriented and like shopping, then this is the side hustle for you! Mystery shopping pays you to evaluate a shopping experience at stores and shopping malls all over the US. For example, you can be asked to evaluate customer service at a luxury handbag store, or to validate t
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Spider man gift idea! 🫶
Here are some spider man gift ideas for your partner! (These are not my images! They were found on Pinterest if you know the original posters please tag them below for credit!) (Credit 1st Image- awwdrea on TikTok) - - - - - #giftideasforyourbf #giftideasforhim #crafts #craft #DIY
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✨💳 I Built My Credit Limit To ≈ $69K 💳✨
✨ I got my first credit card at 17, and over time I’ve slowly built my total available credit to almost $69,000. This didn’t happen overnight, and it definitely didn’t come from opening cards recklessly. I currently have 8 credit cards, but only 2 carry a balance, which has been a huge factor in ke
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579 Credit Score 🏠
Buying a home can feel out of reach—but that’s exactly why we love sharing stories like this. One of our clients thought they’d have to wait years to save for a big down payment. Then they learned about FHA loans. With just 3.5% down and more flexible credit requirements, they were able to get the
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3 Effective Ways to Build or Re-build Credit 📈
Whether you're new to the credit world and trying to build it OR perhaps you irresponsibly used your credit and are trying to rebuild it, here are the EASIEST and most EFFECTIVE ways to build or re-build your credit🍵💜: 🍵1. Review and Monitor Your Credit Report Regularly Obtain your credit
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Idea Block? Fix It Fast
How to Use ChatGPT for Brainstorming Stuck on ideas? Use these 6 AI-powered techniques to unlock fresh perspectives and create breakthrough solutions—fast. 🧩 1. Brainstorming Frameworks Structured creativity always wins. Try: • 5 Whys (root cause) • SCAMPER (adapt, modif
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Must-Have Apps I Used Daily ✅ for Indonesia 🇮🇩
Just wrapped up a 2-week deep dive into Indonesia! 🇮🇳 I’ve put together a list of must-have apps for both locals and tourists. Save this post for exclusive money-saving and hack-proofing tips before you go! 👇 1️⃣ Grab & Gojek ｜ The Ultimate Ride-Hailing Hacks Think of
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Credit utilization - be careful high spenders 💳✈️
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how to build your credit✨💓
some useful tips on how to build your credit to save & to look back on whenever you need it!🩷 #creditadvice #buildingcredit #creditbuildingtips #creditbuilding #creditscoretips #credittips #creditcardtips #creditscoreboost
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3 Things I Wish I Knew Before Applying For Credit 💳👀✨
I used to think getting approved was all that mattered. Now I know better. 💖 Before applying for any new credit card, loan, or financing, I wish someone had told me: 💳 Every inquiry matters. 📅 Timing matters. ✅ Approval isn’t everything. The goal isn’t just getting approved. Th
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No more Medical Collections on your Credit Reports
Medical collection accounts can be removed from your credit report under certain circumstances. Here are four reasons why they might qualify for removal: 1. Paid Medical Collections: Under the current credit reporting rules, paid medical collection accounts are generally removed from cred
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Everything about your first credit card!
#creditcards #finance #MoneyTips #lemon8bookclub #Lemon8
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Improve your credit score
To improve your credit score, consider these five effective strategies:
1. Pay Bills on Time: Timely payments significantly impact your score, so set up reminders or automatic payments to avoid late fees.
2. Reduce Credit Card Balances: Aim to keep your credit utilization below 30% of your limit, a
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rent with low credit score
As a rental property owner I am very strict about having 3x income to rent ratio and credit score at least around 650 range (I am flexible on credit score on acase-by-case basis). However I receive many applications with credit scores around 500 range, which may be too risky for me to proceed ev
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I Was Using My Credit Card WRONG This Whole Time 😭
POV: You finally learn how to use your credit card the RIGHT way 🤭💳 I used to think having a $0 balance all the time was perfect… turns out that wasn’t helping my score at all 😭 Here’s the trick that actually works: ✨ Use your card for a SMALL purchase ($10–$30) ✨ Let the statement close wi
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Things to know about credit
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Need Credit Added to Your Credit Report? READ THIS
Authorized User TradeLines aren’t magic — they’re a strategic credit-building tool when used correctly. The biggest mistake people make is either adding random accounts with no strategy, or expecting instant results without rebuilding their own credit habits alongside it. Do it the right way: C
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4 Types of Credit Cards
@Welcome Baddies 1. Rewards Credit Cards: a) Offer points, miles, or cash back on purchases b) Best for frequent spenders who pay off balances in full c) May have higher APRs and annual fees d) Examples include travel rewards and cash back cards 2. Low Interest Credit Cards
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Breakfast prep idea for weightloss 🫶
When they say breakfast is the most important meal of the day it truly is, especially if you’re trying to set the tone and hit your goals. If you’re trying to hit 120+ grams of protein in a day but skipping breakfast then you’re already behind. If you’re one of the people who is never hungry wh
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Is it a good idea to buy a used rental car?
#earloncars
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Credit Score and Building Credit
Building credit is actually super easy, HOWEVER, you must have some amount of self control when spending money and using credit cards. My credit score tanked in February once the loans for my first semester of graduate school were posted. 🏦Tiers of credit scores: ❤️POOR: 300-579 🧡FAIR: 58
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The 800 credit score I lost and what it taught me🍋
I used to think having an 800 credit score meant I was financially stable. Turns out, it just meant I was really good at paying on time. What I didn’t realize was that good credit doesn’t protect you from financial stress: savings do. And when 2019 hit, I learned that lesson the hard way. I
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