Relax the 2.5 million condo quickly!!!

The technique of installing 2.5 million condos in six years, the way our family did!!

Our salary is about 3x, xxx baht, installment condo 15,000 baht per month, no credit card, no car installment. Importantly, there is a pension for the father to pay an extra 20,000 per month, some months will have a little bit of money 💕, so I want to share a simple way to manage the money in case of an idea for people who are planning a home / condo installment.

💡 the way our family uses it.

1. Aim clearly → Want to close your debt in six years is equal to having to spend more every month, not paying the minimum alone.

2. Total Family Income → Salary + Father's Pension, Total Nearly 50,000 Baht / Month, Divide the Chunk clearly 15,000 Condo installments, Add at Least 10,000-15,000 Every Month, Remaining Reserves / Daily Spending

3. Keep the reserve for 3-6 months, non-sticky 📦, when there is an emergency, do not need to press the money out of the rest pile.

4.Popping all bonuses / extra income → getting a year-end bonus or extra money. Popping into the condo will reduce the interest a lot.

5. Use the formula "Income - installment = money spent" → Cut the installment first every time the money goes into account. So that it is not overused.

The result

If we still add 10,000-15,000 + bonus per month, close the debt in six years and save hundreds of thousands of baht in interest.

Just need to be more disciplined with money. Who is installing? Try planning like this.

# Condo installment # 40 plus must meet # 40 plus # Off debt

# Financial planning