Watch if You Love Savings!

Recently, many banks in Singapore have been lowering interest rates, but I was surprised to see DBS still offering up to 4.1%! 🤩 After reading countless guides, I decided to test it myself—because in this low-interest era, 4.1% is quite tempting! ⚠️ Disclaimer: 4.1% is the maximum rate, and cert

We outsourced our toilet vanity instead of doing it through our ID and saved almost $1.6k! Found this 5 star carousell seller thinking they only sold ready made vanities… but everything was actually customisable: ✔️ Size ✔️ Drawer/door type ✔️ Countertop ✔️ Sink + tap too! 💰 Our cost: MB

If you are still deciding if your kids are too young to have their own savings account, you gonna want to read this! We compiled a list of saving accounts for juniors offered by the banks in Singapore! For most of us, we grew up with Smiley the Squirrel as POSB/DBS is the default bank that

Hello, we are finally back! 🤭 We recently bought a few appliances from Audio House and wanted to share what the visit was really like. We waited for the Audio House Day Sale in July because several salesmen mentioned that the eCashback would be higher 💰 and we noticed many other shoppers were als

Most Singaporeans know they should put their money in a high-interest savings account. But many people don't actually know: 🤔 What does 2% p.a. mean? 🤔 Why are banks advertising 3% or 4% but I'm earning much less? 🤔 How do I know if a savings account is actually good? Let's bre

Choosing how your money grows just got sweeter. Trust lets you pick any 3 scoops (criteria) to boost your interest rate up to 2.5% p.a.. But don’t worry, you don’t need to go max try-hard mode. For most people, hitting 1%+ is super doable: ✅ Receive $1,500 via PayNow ✅ Credit your $1.5k salary

It runs on rules that can quietly support you, or quietly work against you, depending on how well you understand them. Small decisions around interest rates, transfers, and top-ups can create very different outcomes over time. Many people leave CPF untouched and only notice the impact years lat

👍Why I like it: 1) When you don’t know how to invest; THIS IS FOR YOU! ✅ 2) When you want to earn high yearly return; THIS IS FOR YOU! ✅ 3) When you want to have 100% capital guaranteed with 0% loss; THIS IS FOR YOU! ✅ 4) When you’re looking for higher interest rate than banks, fixed deposit,

Over the past few months, Singapore's high-yield savings accounts have been quietly cutting rates. The headline numbers still look attractive 👀 But the realistic rates most people actually earn are much lower. — 💸 𝗨𝗢𝗕 𝗢𝗻𝗲 A few years ago, UOB One was one of the easiest recommendation

With interest rates dropping across the board, everyone is scrambling to figure out where to park their cash for the best returns. Banks that used to offer attractive rates are slowly lowering their rates, and leaving money in a regular savings account almost feels like letting it sleep. Right n

How to Stack $50K in Savings Living in Singapore 🇸🇬 Let's be real — saving feels impossible when everything in SG is expensive. But on a median take-home pay of $4,158/mo, $50K is totally doable if you know where to cut. Here's the breakdown 👇 🔸 Cook at home 3x/week → save $300/mo

#sgreno #sgrenovationproject #bto #btosg #hdbreno

JB Genius Mall is a go-to if you're looking for bulk savings, and with the high costs of giving birth in SG, every penny matters. We did the deed and bought so much that it was a struggle lugging everything back. 😅 If we could do this again, we will definitely prioritise what to buy there since

If you're deciding between HDB loan vs bank loan in Singapore… this might help. I bought my 4-room HDB in 2021 and: Took HDB loan at 2.6% Switched to bank loan when rates dropped to 1.25% Faced rate spike to 2.7% Repriced back down to 1.6% 📊 Over time: My strategy: ~$31K interest