Never realised that we have made so much progress with our mortgage loan until we sit down to tidy our finances. 🤯🤯 Having our mortgage loan going up from 1.x% to the current 4.x% definitely motivates us to make prepayment as quickly as possible. Calculating how much we have paid in mortgage

If you have been following our blog for a while, you would have known that we have been been making partial payments to our mortgage loan. There’s two camp debating if it is worth it to pay off the home loan. The ❌ NO ❌ camp Keep the cash, don’t pay back the loans 🙅 it is more worth i

Hear me out. Instead of having a 25-30 years mortgage loan, why not prepay it early and not stress about it thereafter? This is exactly what happened to us. We made partial payments to our home mortgage loans whenever we could to reduce our debts. Here’s why ⬇️ 1️⃣ bulk of monthly

If you are still deciding if your kids are too young to have their own savings account, you gonna want to read this! We compiled a list of saving accounts for juniors offered by the banks in Singapore! For most of us, we grew up with Smiley the Squirrel as POSB/DBS is the default bank that

Last year, there was an article on Rice Media featuring a 31 years old retiree! 🤯 It is a bold and unconventional move in SG, rarely heard of. The question is - can you replicate it? Well it is possible… if you have similar thinking and intentions as him. If you are - 👉 single with n

DBS Multiplier Account is the high interest savings account (HYSA) of DBS. Interestingly, it is the only HYSA by local banks to be spared from the recent rate cut. It works rather simply and removes all the hassle of “calculating the amount you need to spend to hit the criteria” efforts. In

$50k…sounds like a lot of money. But it’s gone quickly when you need to pay for your wedding, your BTO, your renovation, your car. Spending it is easy, what about saving it? If you are consistent with setting aside a fixed percentage of your salary, it is definitely achievable!! 💪🏻 After CP