jb trip from singapore: what we ordered + what it costs went on a jb trip w my friends and we drove there 🚗 tried dcafe, 8/10 from me 🍽️ what we ordered (going by my pics, prices based on the menu, not my receipt): 🥔 pot-a-tato rosti rm32 (~s$10) 🐟 a fish called toman (fish + chips) rm32 (~

what 6 friends pay for 2 hours at teo heng, cash studio, havefun, k.star, candy k-bar + party world i usually go teo heng, more outlets, esp outside town. no favourite chain tho. here's what 6 chains cost for 2 to 8 friends 🎤 🎤 6 friends, 2 hours, all-in (++ added), range across thu 3pm,

work cafe near sengkang + seletar: forest cafe + how to get there went sunday night w a friend to work. it was in the buangkok area so i just thought to visit. good space to work, got plugs there 🔌 🍝 food was okie. tried their salmon mushroom pasta & iced hojicha latte 🌿 vibe: vine ceil

seafood buffet singapore: prices, hours + what's in the spread my friend treated me to this for my birthday 🎂 went wed 6pm dinner on a reservation, so no queue 🦞 seafood on ice: boston lobster, crayfish, snow crab legs, prawns, scallops, mussels, clams 🍣 sashimi + sushi: salmon, tuna, oc

i paid $35 for a $55 haunted night out in sg, here's my honest take + what each zone is about 📖 what it is: haw ror villa 5 "back from the dead" is hell's museum's asian halloween event at haw par villa, based on the ten courts of hell. the story: a cult opened a portal to he

cpf at 55 singapore: why it's not just ur parents' thing 🌅 on ur 55th birthday, cpf opens a retirement account (ra). it's filled from ur sa first, then oa, up to the full retirement sum ($220,400 if u turn 55 in 2026). from 65, the ra pays u monthly via cpf life: about $950/mth on th

ranked koi sg's menu by the sugar % on its own nutri-grade label (grams of sugar per 100ml, at 100% sugar, before ice) 🍵 s tier: plain green, black or oolong tea. healthier choice "lower in sugar" logo at 25% sugar, M, no milk, no toppings ($3.20 M) 🍹 a tier: summer passion, 4% (nutri

📱 new number + "guess who?" + urgent loan ask? check on their old number or a video call before any transfer. not sure, scamshield helpline 1799 ✅ if u do lend: only what u can let go of, agree on the "when" in text first, bank transfer not cash so there's a record, and a light

💼 37% of ur pay goes to cpf (20% from u, 17% from ur boss). if ur 35 & below, 23% of ur pay lands in ur oa, the biggest slice 📈 it earns at least 2.5% a year (oct to dec 2026), plus 1% extra on up to $20k, paid into ur sa 🏠 home: hdb or private, downpayment, monthly loan, stamp duty + legal f

🛡️ careshield life = sg's long-term care insurance. it pays monthly cash for life if u can't do 3 of 6 daily activities (washing, dressing, feeding, toileting, walking around, transferring) 🎂 born 1980 or later: auto-covered at 30, or from 1 oct 2020 if u were already older. born 1991 or l

ur kopi order has a sugar level 👀 ☕ kopi = condensed milk, kopi o = no milk but still got sugar, kopi c = evaporated milk + sugar 🍬 kosong = no sugar, siu dai = less sweet, gah dai = extra sweet, peng = iced 🥄 per cup: kopi ~4 tsp sugar, kopi siu dai ~3.5, teh ~5, teh siu dai ~4, o kosong 0 🏷

🍜 pick ur base: soupy noodles over dry or fried (eg fish soup bee hoon, mee soto), plain rice over flavoured rice, brown rice if the stall has it 🥄 leave some of the soup, a lot of the salt is in there 🫗 go easy on the extras: less gravy, ask for less oil + less salt, deep fried stuff max 2x a we

i almost forgot i had up to $1,800 in vouchers 🫠 sg60 vouchers, cdc vouchers 2026, climate vouchers singapore, how to use sg vouchers, voucher expiry ⏳ expiring first: cdc jan $300 + sg60 $600 (born 1966 to 2004), both till 31 dec 2026 📅 cdc june $500 + climate $300 + $100 per household, till 3

buying ur first home in sg? know these first 🏠 bto singapore, first home sg, hdb flat tips, buying hdb 📄 HFE letter: needed before u apply for a flat. apply on the HDB Flat Portal w singpass, it shows if u can buy + ur cpf grants + HDB loan amount. valid for 9 months 🏦 HDB loan vs bank loan: HD

no one tells u this when u start ur first job in sg 🫠 first job singapore, fresh grad sg, adulting in singapore, money tips for fresh grads 🛟 emergency fund: moneysense's rule of thumb is at least 3 to 6 months of expenses. start small, add up ur monthly must-pays 🔍 review ur insurance: ask

my go-to high protein snacks at 7-eleven sg under $10 💪 high protein snacks 7 eleven singapore, high protein snacks sg, healthy convenience store snacks 🧊 from the chiller 🍗 betagro chicken breast (90g): $3.10, ~20g protein 🥚 hanjuku eggs (2 pcs): $2.70, ~12g protein 🥄 chobani fit greek yogur

👤 20% comes out of ur pay + 🏢 17% is paid by ur boss on top = 37% of ur monthly wage (if ur 55 & below, sc or pr from 3rd yr, monthly wages above $750) 🧮 example only: gross pay $4,000 → u $800 + ur boss $680 = $1,480 into cpf that month 🏠 oa (~62% if ur 35 & below): housing, educatio

🔦 shr vs ipl (what i found when i looked it up): ipl uses broad-spectrum light in stronger single pulses, shr uses low-energy pulses fired fast so the heat builds up gradually. shr is usually described as gentler + ok for more skin types (i haven't tried ipl myself!) 👭 why charm elegance: my s

jb day trip w friends under $100 🇲🇾 4 of us, 1 day, exactly what we did + spent (per person, sgd) 👇 🥪 lunch @ antipodean (mid valley southkey): $23.33 we had fish & chips, salmon bagel, shakshuka + mochas w bear latte art hehe 🛍️ padini + watsons @ mid valley southkey: $26.20 padini: a p

my lazy payday routine in sg (no excel needed) 💸 what i actually do when my salary comes in 👇 🧾 bills + insurance premiums on giro or recurring transfer, so i never miss one 📈 a recurring transfer to invest on payday, dca style (same amount every month, no trying to time the market) 🎯 one fix