Getting Keys For Your BTO Soon? Save This Post!
Hello 🍋s!!
Congratulations on the long-awaited day of your key collection! 🥰 In this post, I’ll be sharing the essential things to prepare before your appointment, along with tips to make the process as smooth as possible, so you can head straight to your unit afterwards.
This guide is based on my real experience, where we managed to get everything settled within just 20 minutes on the actual key collection appointment!
(This guide is optimised for those who want to get everything done quickly. If you’re not in a hurry to start renovations, you can, of course, take things at your own pace. The only exception is insurance, which is compulsory!)
Save this post if you find it useful, it’ll definitely come in handy! 😉
(Edit: This is the link for the BSC appointment, screenshot and click on the link from your album!
https://shorturl.at/gTC8K)
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Keys collected? The next thing on your list: change your address on your NRIC to claim your government vouchers!
🗒️ Read this guide for a step-by-step walkthrough on how to update your address via the ICA website.
One of the most crucial steps before your BTO key collection appointment is securing your Etiqa Fire Insurance. This insurance is mandatory for flat owners on an HDB loan and must be purchased from Etiqa, the appointed insurer. Based on my experience, doing this in advance can save you significant time on the day itself. Here’s what I recommend: 1. Purchase Etiqa Fire Insurance ahead of your appointment from their official site. The policy is valid for five years and costs around $5.43 for a 5-room BTO flat including GST. You’ll receive a certificate with a policy number via email — make sure to save or screenshot this as you’ll need to provide it during your appointment. 2. Consider whether you'd like to add enhanced home content insurance as an optional extra. I opted to stick with just the mandatory fire insurance, but this add-on can cover damages to your renovation or home contents. 3. Confirm your key collection date before buying the insurance, since the coverage start date must align perfectly. If you reschedule your appointment, you may need to revisit your insurance booking to avoid complications. 4. Keep your documentation handy and readily accessible on collection day. This includes your appointment letter, insurance certificate, NRIC, and payment apps such as PayLah! for the initial town council fees. Following these steps not only ensures compliance with HDB requirements but also makes your key collection day smoother and less stressful. I hope my experience helps you prepare effectively and enjoy your new home without delay!
Thank you for sharing :)