Automatically translated.View original post

Lower living expenses with this ‼️ saving girls must see👀✨

Saving

It's not about being patient.

Don't miss the "money coming back."

Actually,

We pay normally.

・ Medicine

・ Hospital expenses

・ Treatment of teeth

・ Pill fee

・ Eyesight correction

・ Massage

Transportation expenses during childbirth...

This.

Maybe the money that comes back with the medical deduction.

But most people

Not declared = lost.

📅 [Application period]

✔ tax returns

→ February 16 to March 15 every year

(* There is a back and forth depending on the year)

✔ Medical Expense Deduction

→ OK within 5 years from January 1st

i mean...

"Last year's" too

"The year before yesterday's minute"

It might still be time.

Households are suffering,

Not because I have little income.

There are many things that I just don't know.

This post is

✔ saving girl

✔ Parenting Mom

✔ Medical Expenses

I want everyone to see it.

Don't forget

Put it away gently

Look back before your tax return 🍀

。........................................................

Mitamo ︎ *

Mom of two children / Former children's center / Schoolchildren's site 17 years

Retirement at the limit of mind

Build a source of income at home with SNS 🌱

a way of working that allows you to be yourself again.

We are making it together 🕊️

Home work that is not unreasonable,

We are sending hints on how to work 🍀

。........................................................

Remo Buzz Money

Our money situation

Listen to me

Tax Return

Medical Expenses Deduction

2/26 Edited to

... Read more医療費控除は、生活費の節約にとても役立つ制度ですが、知らない方も多いのではないでしょうか。私自身、医療費控除を活用し始めてから、年間の医療関連の支出がかなり軽減され、家計にゆとりができました。 たとえば、薬局で購入した一般用医薬品でもセルフメディケーション税制の対象製品であれば控除の対象になります。元々は治療費控除の対象外と思われがちですが、しっかり領収書や購入履歴を保管しておくことが重要です。私の場合、頭痛薬や花粉症の薬代が実は控除対象で、申告することで数千円が戻ってきました。 交通費についても、通院時の公共交通機関利用ならば控除の対象です。タクシーは原則対象外ですが、足が悪い方や病院から駅までが遠い場合などの例外もあります。産後の出産時にかかった交通費も申告可能なので、領収書やメモを残すことをおすすめします。 視力矯正のレーシックやインプラント治療も医療費控除の対象ですが、美容目的は除かれます。特に子どもの歯列矯正は成長期まで認められているため、子育て家庭は要チェックです。さらに鍼灸やマッサージも治療目的なら控除可能なので、施術を受ける際には医療費控除対象か確認すると良いでしょう。 私が実感したのは、誰でも簡単にできる節約ではなく、「知らずに損をしないこと」が大切だということです。申請可能期間は過去5年まで遡って還付申告ができるため、去年やおととしの医療費も忘れず確認しましょう。 忙しいママでも、ちょっとだけ時間をとって確定申告の前に領収書を整理すれば、大きな節約につながります。私の経験から、知識を持つことで家計の見直しができ、精神的なゆとりも生まれました。ぜひこの制度を活用して、無理のない賢い節約を始めてください。

Related posts

PAY OFF DEBT even if living PAYCHECK TO PAYCHECK
When you live paycheck to paycheck, paying off debt can seem overwhelming. However, there are strategies to help you manage your debt and improve your financial situation. 🌟 Hey there! If you’re looking for a supportive community where you can learn how to make money and transform your life, com
Inashwealth

Inashwealth

2043 likes

A ceiling fan with text 'LOW INCOME UTILITY HACKS That will ACTUALLY Lower Your Bills'. Money bag and flying money emojis are around the text, suggesting financial savings. The Lemon8 logo and username are at the bottom.
Text 'ELECTRIC SAVINGS:' followed by 'UNPLUG IDLE DEVICES', 'USE POWER STRIPS', and 'WASH CLOTHES COLD'. The background shows a lamp and window blinds, illustrating electricity-saving tips. Lemon8 logo and username are visible.
Text 'WATER BILL FIXES:' followed by 'SHORTER SHOWERS', 'FULL LAUNDRY LOADS', and 'TURN OFF WATER WHEN NOT IN USE'. The background features a green snake plant, relating to water conservation. Lemon8 logo and username are at the bottom.
low income money saving home hacks 💸🤑💰
Cutting utility costs on a low income isn’t about extreme sacrifices — it’s about knowing where your money is leaking and fixing it with small, repeatable habits. For electricity, unplugging idle devices, using power strips, and washing clothes in cold water can noticeably lower your bill over t
Jessica | LIFESTYLE 💕

Jessica | LIFESTYLE 💕

1783 likes

7 Expenses to Cut First When Money Feels Tight
If money feels tight, stop trying to cut everything at once. Start with the expenses that drain your budget the fastest: unused subscriptions, delivery fees, impulse shopping, takeout, convenience spending, premium upgrades, and nice-to-have extras. Most budgets do not fall apart because of one
EveryDollarGrows

EveryDollarGrows

371 likes

✨📱7 MUST HAVE Apps To Manage Your Money BETTER 💸✨
Managing your finances doesn’t have to feel overwhelming—especially when you have the right tools at your fingertips. 📱✨ Here are 6 financial apps you NEED to help with budgeting, saving, and tracking your spending: 🪪 Nerd Wallet: A comprehensive tool for budgeting, credit monitoring, and com
Margarita

Margarita

854 likes

The image shows a stack of fifty-dollar bills next to a strawberry-patterned wallet, with text overlay "HOW TO BUILD $1000 EMERGENCY FUND" and a lemon8 logo.
The image displays a stack of fifty-dollar bills and a strawberry-patterned wallet, with text explaining "WHY YOU NEED IT" for emergencies, stopping debt, and peace of mind.
The image features a stack of fifty-dollar bills and a strawberry-patterned wallet, with text outlining "STEP 1 - AUDIT YOUR SPENDING" by distinguishing essentials from extras and finding spending leaks.
No more living paycheck to paycheck✨
Life’s unpredictable, but your finances don’t have to be. 💸 Building your first $1,000 emergency fund is a game-changer—it’s your safety net for those “uh-oh” moments (flat tires, surprise bills, you name it). Here’s the plan: •Cut back on extras 🍔✂️ •Sell things you don’t use 📦💵 •Save au
Mari 🦋

Mari 🦋

1120 likes

Travel Expenses Nobody Warns You About 💸
Most travelers budget for flights and hotels but forget the hidden costs that can quietly add $200–$800+ to a trip. Expenses like baggage fees, airport transfers, tourist taxes, foreign ATM fees, mobile data plans, resort fees, and last-minute bookings can quickly push your vacation over budget.
Travel with midz!

Travel with midz!

102 likes

This is how I learn to reduce my monthly expenses✨
Other options you can do: Use budgeting app like Excel sheets to categorize spending. Review bank statements for 2–3 months to spot recurring costs. #budgetingtips #Lemon8 #lemon8challenge #financeplanner #spendinghacks
Destinysglamhaven

Destinysglamhaven

51 likes

Dealing with Unexpected Expenses - Your Best Tips?
Unexpected expenses can really throw a wrench in your finances. I'm interested in hearing how you all handle things like medical bills or car repairs without going into debt. I'm trying to learn more so I can help others who might be facing these challenges. What strategies or resources ha
Beauty

Beauty

11 likes

How to budget when expenses are more than income
If you keep running into this problem it’s never going to get fixed until you do this method. We can not out budget the price of living but we can bring awareness and come up with a game plan ! This full video is out now to help you get through this if you’re going through this 🩵 #ja
JaliyahKreation

JaliyahKreation

45 likes

Dealing W/ Unexpected Expenses? My Tracker Helps!
Follow for more insights! #BudgetPlanner #FinancialSuccess #MoneyMoves #TikTokFinance #RichMindset
NextLevelPlans

NextLevelPlans

2 likes

A person sits at a desk, looking at a phone, with text overlays introducing how a budget tracker helps deal with unexpected expenses. Framed pictures adorn the wall behind them.
A close-up of a car repair bill totaling $1,100.67, with text highlighting a surprise $150 car repair expense and how the user plans to handle it.
A digital budget tracker interface showing a monthly overview, income, expenses, and savings breakdowns for July 2025, illustrating how the tracker aids financial recovery.
Unexpected Expenses? Here’s How My Tracker Works!
Follow for more insights! #financialplanner #personalfinance #digitalplanner #printableplanner #etsyplanner
NextLevelPlans

NextLevelPlans

8 likes

A baby wearing a sun hat and diaper stands in a blue kiddie pool, held by an adult. The image has text overlay about preparing financially for a baby.
Two babies are seated in a double stroller. Text overlay highlights one-time costs for a baby, including pregnancy and baby gear like cribs, car seats, and strollers.
An open cardboard box is filled with multiple packages of diapers. Text overlay lists possible monthly costs for a baby, such as health insurance, diapers, and an education fund.
✨Baby Expenses: What to Expect + Budget For!🫶
The cost of having a baby can really range depending on your choices and circumstances—things like how much baby gear you purchase, whether you have solid health insurance, and whether you choose to breastfeed or formula feed all play a role. Child care is another big factor that can add up quickly
Modern Mom | Shannon

Modern Mom | Shannon

187 likes

7 EXPENSES RICH PEOPLE AVOID💰🤑
Wealthy individuals prioritize thoughtful spending, financial discipline, and long-term value, avoiding wasteful habits that erode savings and hinder wealth growth. #money #gains #lifestyle #moneysavingtips #lemon8challenge
MoneymindsAva Financebabe

MoneymindsAva Financebabe

591 likes

Saving Money as a College Student!!
💸As we know college is so expensive and sometimes when you're working part time or living on student loans, it's really important to know how to save money and live within your means!! Here are some of my best tips to saving money while in college! Limit eating out - this one is super
CompSkyy

CompSkyy

185 likes

Money Saving Tips I Wish Someone Told Me!
As someone who is about to turn 40 next month 😱😂Here are 5 money-saving tips I wish someone would have told me. Especially since I went the route of entrepreneur/small business owner. 1. **Budget with Goals in Mind** – Tailor your budget around specific financial goals, whether it's saving
Amanda Gray

Amanda Gray

18 likes

Savings Accounts: Maximize your SAVING goals!
Whether you are in your 20s, 30s, 40s or beyond, having saving accounts for different savings goals is CRUCIAL! 🤔 Don’t know where to start?? 💵 Use a HYSA (high yield saving account) to maximize interest earned on money you keep in there). I use Marcus, but feel free to shop around. 🚑 Star
LindsQpons

LindsQpons

583 likes

Saving Smart on a Small Income
You don’t need a six-figure salary to build financial peace — you just need a plan that fits your reality. These simple steps show you how to save on any income, without feeling restricted or overwhelmed. Consistency > amount. Little choices add up quietly. #moneydiscipline #savingmoney #lo
DoDigitalwithDay

DoDigitalwithDay

256 likes

Simple Steps to Start Saving Money Today
Saving money is easier than you might think. It starts with simple steps that anyone can take, no matter their income level. First, the key is to track your spending. Just jot down everything you spend money on for a month. You'll be surprised to see where your money goes. Once you have a cl
Kaliania

Kaliania

51 likes

Saving Money Tips! ✨
Saving money is hard. It’s takes lots of discipline and self-control. And my god… I did not have that for years. After constantly throwing myself back into barely paying my bills, I finally found budgeting that works for me. Knowing where your money is going is important. There are budgeting apps t
Liz

Liz

199 likes

📑Understand Tax Credits: How Lower Tax Liability💰
Hey Lemon8! Tax season is upon us, and understanding tax credits can be a game-changer in reducing your tax liability. Let's unravel the world of tax credits and explore ways to keep more of your hard-earned money. 🌐💸 What Are Tax Credits? 💡: Tax credits are direct reductions in the amount o
ExpressoSolut

ExpressoSolut

32 likes

A handwritten August paycheck budget showing income, living expenses, savings allocation, and a detailed list of school supplies with their costs, totaling $85.19, leaving $121.93 leftover from the school supply budget.
A handwritten budget sheet with the total income of $1,825.07 for August 15-31 highlighted, accompanied by a note explaining the first step of calculating total income.
A handwritten budget sheet with the 'Living Expenses' section, totaling $1,597.95, highlighted. A note indicates this step involves writing down all living expenses for the month's second half.
How I BUDGETED My Sons School Expenses!
Now that school is about to start I had a few last minute things to get my son from a list that we have. Come along with me as I show you how I budgeted his expenses from this paycheck. 1. FIRST I CALCULATED MY TOTAL INCOME FROM THIS PAYCHECK. I took the income from all 3 places and added t
Ashlie

Ashlie

21 likes

An infographic titled '4 BANK ACCOUNTS YOU MUST HAVE FOR FINANCIAL FREEDOM' illustrates a bank and four account types: Income, Saving, Outgoing, and Spending. It details what each account is for, including salary, emergency funds, monthly bills, and daily expenses, categorizing money for future, recurring, and daily living expenses.
Bank accounts you must have
Be educated about money how to save and how to spend also manage #bankingtips #moneyspender #banking #MoneyTips #moneyideas
EmpowerHER

EmpowerHER

561 likes

The title image for "Tax-saving Strategies For individuals" features purple text over an abstract textured background resembling a sea, with a colorful bubble and a Lemon8 logo in the corner.
The first five tax-saving strategies are listed on a white card against an abstract background, including contributing to 401(k)/IRA, using HSAs, claiming deductions, using tax credits, and opening a 529 Plan.
The remaining five tax-saving strategies are presented on a white card against an abstract background, covering harvesting tax losses, using FSAs, choosing filing status, keeping records, and seeking expert help.
Tax-saving Strategies for individuals 💵
Want to stop overpaying taxes every year? 👀 It’s time to take control of your finances and keep more of your hard-earned money where it belongs in your pocket! 💸 Start using smart strategies like contributing to your retirement accounts, claiming every deduction you’re eligible for, and using HSAs
Officialbri Financebabe

Officialbri Financebabe

8 likes

Must-read books on money and health
Key take away from each book 1. The psychology of money •Wealth vs. Richness: Wealth is what you don’t see; it's the savings and investments, while richness is often visible spending. True wealth is often hidden. •Luck and Risk: Financial success involves a mix of luck and risk. Recognizing
kendrea Moet

kendrea Moet

246 likes

Cost of living where you at?
🏡We all know cost of living has been crazy lately. What’s the cost of living where you live and work every month? Is it higher or lower than you thought it was? 🏡What’s a realistic salary to live comfortably at your place? #letschat #costofliving
letschat

letschat

518 likes

A handwritten budget in a notebook shows an income of $2,000/month, fixed expenses like rent and utilities, variable costs, and a savings goal of $200/month, totaling $2,400 annually.
An image of a modern city skyline at sunset, illustrating the concept of lower rent in New Jersey compared to New York City, leading to bigger savings.
A table displaying monthly bills and daily spending, highlighting how cheaper essentials like groceries and everyday expenses in New Jersey contribute to overall savings.
Living in NJ, Working in NYC: Budget Benefits
Living in New Jersey while working in New York City is a move more and more people are making—and it’s easy to see why. You still get access to NYC opportunities, but you spend and save like a local in a cheaper area. The biggest perk is rent. It’s not uncommon to find places in NJ that cost hun
Kevin’s Templates

Kevin’s Templates

47 likes

💰 Stop Letting Surprise Expenses Wreck Your Budget 💕
One of the biggest budgeting mistakes I used to make was forgetting about expenses that don’t happen every month. Car repairs. Christmas. Birthdays. Home maintenance. Vacations. Then I’d wonder why my budget suddenly fell apart. 😅 That’s exactly why I created this printable Sinking Funds P
CurlyGlamBudget

CurlyGlamBudget

2 likes

My month expenses
#budgeting #personalfinance #savingmoney #moneyvault
ashley.moneyvault

ashley.moneyvault

0 likes

Money saving hacks🛍💐📌
Carole McNeal-Otis

Carole McNeal-Otis

50 likes

A hand holds a thick stack of US dollar bills, symbolizing wealth and savings. Overlaid text reads 'Ways to Save Money on Everyday Expenses' and 'READ CAPTION', indicating the article's focus on financial tips.
Ways to Save Money on Everyday Expenses
Looking to save money on everyday expenses? Here are some simple tips: 1. 🛒 Grocery Shopping: Use coupons, buy in bulk, and shop sales. 2. 🍽️ Meal Prep: Plan your meals and cook at home instead of eating out. 3. 🚶‍♂️ Transportation: Walk, bike, or use public transport instead of driving
Yanaveu Marketing CEO

Yanaveu Marketing CEO

44 likes

Are You Living Paycheck to Paycheck?
Are you stuck living paycheck to paycheck? If so, here’s a few tips that could help you get out of this cycle. 1. First, you need to understand your expenses. You can do this by reviewing past bank statements and listing out the expenses you need to live, things like rent, groceries, transporta
Money with Kait

Money with Kait

157 likes

A young woman in business attire stands in front of a banner for a career expo, with text overlayed reading '20/30/50 RULE WITH REAL COLLEGE EXPENSES'. Sponsor logos are visible behind her.
An outdoor campus scene with a sign for FSU, featuring text explaining the 'WHAT IS THE 20/30/50 RULE???', detailing 20% for savings/debt, 30% for wants, and 50% for needs.
A pathway lined with white buildings and palm trees, with text overlayed providing tips on 'how to make this work FOR YOU', including reducing wants, using student discounts, and automating savings.
The 20/30/50 With Real College Expenses✨🌸 Part 1
This is a short way to feel in control of your college finances? The 50/30/20 rule makes budgeting simple—and it’s how the richest people manage their money! 🌸💸 As a college student, balancing expenses can be tough, but this breakdown keeps things organized: ✨50% Needs (rent, groceries, tuition
milan❀ ⋆.ೃ࿔

milan❀ ⋆.ೃ࿔

11 likes

💸Tired of Living Paycheck to Paycheck?
If you’ve ever looked at your bank account and thought, “I know I got paid… so where did it all go?”—you’re not alone. I used to spend recklessly with no plan and would have the audacity to say: “Where did all my money go?.” So while I was at work on my break I made a goal to start organi
Allison M💫

Allison M💫

3 likes

Budgeting, Saving, Living Tips
💸 Budget Like a Boss • Track every dollar using apps like Mint, YNAB, or a simple spreadsheet. • Use the 50/30/20 rule: 50% needs, 30% wants, 20% savings/debt. 🛍️ Spend Smarter • Meal plan and grocery shop with a list (and never hungry). • Buy generic—ofte
Mollyyreyess

Mollyyreyess

11 likes

A person in black attire sits on a kitchen island, with text overlays asking 'Moving to a New City or Apartment?' and stating 'Here's How to Track Your Moving Expenses!'. The background shows a modern kitchen.
A person's hand holds a glass in a room with a sunset view. An overlay shows a budget tracker for 'July 2025' with a 'SAVINGS GOAL' of '$2,000.00', explaining the total moving budget.
A person places flowers on a coffee table in a living room. An overlay displays an 'EXPENSES' table detailing various moving costs like deposit, truck rental, and furniture, totaling $1,800.00.
Tracking expenses moving to a new apartment
Follow for more insights! #financialplanner #personalfinance #digitalplanner #printableplanner #etsyplanner
NextLevelPlans

NextLevelPlans

4 likes

My expenses vs my salary at 19🌷
I’m proud to say that I’ve worked very hard to be where I’m at, especially when I used to live in a very terrible abusive situation, I finally own my own car that’s paid for, I have a two bedroom one bath apartment in my name that I pay for all by myself, and I’ve been running my own business since
Paige Stewart

Paige Stewart

494 likes

Embrace Budgeting for Debt-Free Living Today
Did you know 8 out of 10 Americans are in debt? This fact shows how many people struggle with money. It highlights the need for good debt management. Budgeting for debt-free living is key for those wanting to take control of their money and reduce stress. Learn more at https://anthonydoty.com
Anthony Doty

Anthony Doty

2 likes

A golden statue of Athena inside a building with columns, overlaid with text asking "WHY YOU'RE LIVING paycheck to paycheck & how to fix it" and listing reasons like emotional spending, not enough income, and too much debt.
A person taking a mirror selfie, with text overlay listing reasons for struggling with money, including low income, expensive lifestyle, debt, impulse spending, and lack of savings fund.
A sunset over the ocean with a beach and palm trees, featuring text outlining money-saving strategies: budget planner, increased income, reduced expenses, tackling debt, mindful spending, and a savings log.
Money Saving Tips
Strategies : 📘Budget Planner - rather it’s a digital or physical planner, these work great for keeping track of bills, expenses, purchases, etc. 💸Increased Income - side hustles are great for increasing your income. Some side hustles can be focus groups, surveys, virtual assistant jobs, dog
Daisy Linard

Daisy Linard

12 likes

The image features hands interacting with stacks of coins, with text overlays stating "7 expenses Rich people Avoid." It introduces the topic of financial habits for wealth retention.
This image lists the first four expenses wealthy individuals avoid: high-interest consumer debt, luxury goods for status, excessive lifestyle inflation, and frequent dining out or convenience spending.
The image continues the list of expenses wealthy people avoid, including new cars (depreciating assets), impulse purchases, and overpaying for services, shown with hands and coin stacks.
Expenses rich people avoid.!!!
7 Expenses the Wealthy Avoid!! It's not just about making money, it's about keeping it. Learn the smart spending habits that help the rich stay rich. #money #financebabe #savingmoney #Lemon8Diary #SHEIN
natalia_

natalia_

17 likes

💰Simple Ways to Cut Spending and Expenses💰
💫Hey all. Managing your finances can feel challenging, but cutting unnecessary expenses is a simple way to regain control and boost your savings. Here are some effective tips to get started. 1. Unnecessary subscriptions by cutting cable and streaming service. I realize that I didn't need all
Sheena

Sheena

71 likes

A person is reflected on a laptop screen, holding a phone, with the title "9 CREATIVE WAYS TO SAVE MONEY ON EVERYDAY EXPENSES" overlaid. The image also features the Lemon8 logo and the user handle "@alexiabellaaa" at the bottom.
A graphic titled "CREATIVE ways to save on everyday expenses" lists five tips: meal planning, cooking at home, using coupons, buying generic brands, and reducing energy consumption, each with a brief explanation.
A graphic continues the list of money-saving tips, including reducing energy consumption, growing your own produce, bulk buying, comparison shopping, and making coffee at home, each with a short explanation.
Saving money on every day expenses!
I created this creative ways to save money and I hope this is very helpful for someone <3 just let me know if I should make a part 2 with more ideas!! #Personalfinance #Lemon8challenge #save #savemoney #budgeting #insandouts #2024budget
Alexia ❄️🎀✨⭐️🧸💗

Alexia ❄️🎀✨⭐️🧸💗

6 likes

Saving money in 2025
It's crazy how expensive everything is anymore! So here is how I plan on saving some money in 2025. #savingmoney #budgeting #couponing #nobuy2025 #mamaonabudget
Angie | CouponsChaosAndCoffee

Angie | CouponsChaosAndCoffee

39 likes

TIPS ON SAVING MONEY
As someone who excels at saving, here’s what I do! I have enough to travel multiple times a year, but also live life well, not struggling to provide Living at home makes it easier as well, so it could be different for everyone
Joanne Dang

Joanne Dang

17 likes

self care expenses (living with anxiety) 💖
everyone’s journey and lifestyles are different, but here’s what i spend a month (approx) on my self-care: 🗣️ therapy $440 - this is the cost for therapy with a clinical psychologist about twice a month 🍲 food $400 - in a lot of ways I’d say food has healed me. Because my anxiety and IBS
anastasia k.

anastasia k.

40 likes

See more