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節約大好き主婦moco🌿

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Payday Routine

If you want to save money, try it ✍️ 1 routine 🎧🤍

Good evening! This is Moco 🕊️

Taken at the beginning of the month,

I was able to edit 😭

Sorry I'm late 😭

When your salary comes out

Let's divide by purpose 🪞

If you use it somehow

Money is gone in an instant 💸

By the way, the breakdown of my family's expenses this month

· Food expenses 45,000 yen

· Eating out fee 5,000 yen

· Gasoline fee 9,000 yen

・ Child expenses 20,000 yen

・ Others 31,000 yen

It is also good to put money by item

It's good, but I'm troublesome

I put it in one case 🥹🫶

Please try it 🧸🪄

I will post again!

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\ Life was improved by life plan and household management /

The Secret That Even Ordinary Housewives Saved 10 Million Yen ㊙️

▼ household management while saving fun without overdoing 🍃

▼ Meal expenses 50,000 a month → 20,000 savings technique · Vegetable plenty of saving rice 🍴

- Yeah.

Stories in updating the household management techniques to save 10 million 🤫

- Yeah.

30 s couple + 2 boys (7 y 👦🏻 1 y 👶)

I would be happy if you could get along 🕊

@ mocolife _ moco

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Find knowledge with # Lemon8

2025/11/17 Edited to

封筒貯金や現金管理の具体例をもっと詳しく紹介しますね。私も給料日ルーティンを始めてから、なんとなく使っていたお金の使い道が見えてきて、無駄遣いが減りました。たとえば、引き落とし用として13万円専用の口座や封筒を決めておき、食費や外食費、ガソリン代、子ども費、美容費など、項目ごとの予算をざっくり決めておくと管理しやすいです。私の場合、予算をきっちり袋分けするのは面倒なので、一つのケースにまとめて入れていますが、封筒やケースを使うことで「このお金は何のためのお金か」という意識が持てるのがポイントです。さらに祝儀貯金用に毎月3,000円設定、急な出費用に現金を別で確保しています。また、資産運用用の資金としても給料から振り分けておくと良いですよ。こうした仕分けを行うことで、出費の見直しがしやすくなり、計画的に貯金が実践できました。可愛い犬の封筒を使うなど、楽しみながら家計管理できる工夫をしているのも続けるコツです。ぜひ、あなたも自分に合った月1ルーティンを見つけてみてください！

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