1838 followers

Follow

Follow

Follow

0 saved

2

12

Retirement age needs to be lower, not higher.

#retire #retirement

2024/11/19 Edited to

The debate over retirement age has grown increasingly relevant as demographics shift and workforce needs change. Advocates for lowering the retirement age argue that earlier exits can promote better mental health, more job opportunities for younger generations, and a more dynamic labor market. Studies indicate that older workers often face health issues and may not be able to work efficiently into their late sixties or seventies. Furthermore, adjusting the retirement age can spur economic growth by enabling the younger generation to enter the workforce sooner, addressing unemployment concerns. Concurrently, it can ensure that retirees spend their savings and contribute to the economy, enhancing consumption rates. By reviewing current data and trends in labor force participation, this article aims to showcase how lowering the retirement age not only aligns with individual needs but is also beneficial for broader economic stability.

12 comments

Welcome to Lemon8! Can’t wait to see more content from you 🤩

❤️❤️❤️❤️❤️

Related posts

3 things that I did to grow my lower body ⬇️

1. CALORIE SURPLUS: for my particular body and my goals, I realized that I needed to increase the amount of calories that I was eating each day so that I could gain some mass around my legs and in my body in general. If you want to grow any part of your body, you have to increase your mass., and be

4237 likes

🍑Glute Gains and Lower Body Workout🍑

Why I do 10 mins or more of cardio BEFORE my workout and stretching: ❤️‍🔥Increased Blood Flow: A warm-up increases blood flow to your muscles, which helps deliver oxygen and nutrients, preparing them for the upcoming activity. ❤️‍🔥Improved Muscle Elasticity: When you warm up, your muscles bec

103 likes

A person in workout attire stands next to text stating "CARBS DON'T MAKE YOU FAT!". Surrounding them are images of Fairlife chocolate milk, pasta with broccoli, bread, white rice, avocado, and ice cream, illustrating various food types.

A graphic titled "What Should I Eat? Foods with High Quality Carbs" displays images of butternut squash, granola, couscous, sweet potatoes, pasta, lentils, oats, cooked rice, and fruit, each with their carbohydrate content per serving.

Text outlines how to calculate carbohydrate needs for weight loss, including formulas for Basal Metabolic Rate (BMR) for men and women. A yellow cartoon character is shown thinking of a croissant.

Carbs are not the enemy!!✋🏼✨🩵 Weight loss With Carb

I wanted to talk about something that's been on my mind lately—carbohydrates. It seems like carbs have gotten a bad reputation, especially when it comes to weight loss. There's this belief out there that if you want to shed pounds, you have to avoid carbs at all costs. But let me tell y

2026 likes

Lower carb higher protien healthier crab cakes 🦀

Makes 3 serving 2 crab cakes per serving! 58 grams of protein for just the crab cake serving 71 with the sauce 🥰 For the sauce i mix nonfat plain greek yogurt Mustard pickle juice Hotsauce Lemonjuice Dill Salt/ pepper ****while these are lower carb than traditional crab cakes these a

3656 likes

A woman in a light purple athletic outfit poses on one leg, with text "LOWER YOUR CORTISOL Here!" and an arrow, introducing tips for managing stress and cortisol levels.

A close-up of a person holding a plate with two lettuce wraps, filled with chicken, avocado, tomatoes, and black beans, illustrating a "Whole food, single ingredient focused diet."

Two plastic cups with straws, one chocolate and one pink drink, sit on a wooden surface by a window, representing "High antioxidant foods" for reducing cortisol.

4 TIPS TO LOWER YOUR CORTISOL

Cortisol is probably the worst thing for your overall mental and physical well-being. Don’t even think about making progress when your cortisol levels are out of whack. Stress increases higher levels of cortisol, and higher levels of cortisol can create even bigger hormonal imbalances! Here a

263 likes

In my opinion, the essence of love is more like an exchange of values, either emotions Value, either wealth value or sexual value (forgive me for being more direct) A long-term relationship must be based on the stability of the economic foundation, and then formed by other conditions as an au

7 likes

Lower-Budget Film Equipment!

Purchased from: Amazon! Being into film is a wonderful outlet but it does have its downsides: it's costly. Here's some equipment that I own/used that is comparably cheaper than higher-end equipment. #contentcreator #contentcreatortips #studenthacks #amazon #filmmaker

7 likes

5 Reasons You Should Be Investing in Your 401(k) 💰📈

I work in HR, and one of the biggest mistakes I see employees make is not taking advantage of their 401(k). Many people don’t realize they’re potentially missing out on: 💸 Free money through employer matching 📉 Tax advantages that can lower taxable income 📈 Compound growth over time ⚙️ Aut

1 like

A woman in black athletic wear stands sideways, looking over her shoulder. Text overlay reads "4 LOWER GLUTE EXERCISES" with "lemon8 @fitbyam.marie" at the bottom.

This image displays two text boxes and four photos. The text boxes describe Romanian Deadlifts (RDLs) and Reverse Lunges. The photos show individuals performing RDLs with dumbbells and barbells, and lunges.

This image displays two text boxes and four photos. The text boxes describe Cable Kickbacks and Step-Ups. The photos show individuals performing cable kickbacks using machines and resistance bands, and step-ups onto a platform.

LOWER GLUTE EXERCISES 🍑✨

✨ 1. Romanian Deadlifts (RDLs) How They Target the Lower Glutes: RDLs emphasize the posterior chain, particularly the hamstrings and glutes. The deep stretch during the hip-hinge movement effectively engages the lower portion of the glutes, especially as you contract to return to standing. How

8 likes

A person looking stressed at a laptop, with an app icon and text 'ADHD Hack: Track burnout in real time', suggesting a tool for managing stress.

The 'STRESSWATCH' app interface showing options like 'Remove App' and explaining it measures Heart Rate Variation (HRV) to determine stress, requiring a smartwatch.

The app's homepage displaying a 'Normal' daily stress score, with average HRV of 54ms and RHR of 80bpm, indicating manageable stress levels.

The Stress Tracker Every ADHDer Needs

As someone with ADHD, staying in tune with my emotions and stress levels is something I really struggle with—especially when overstimulated without realizing it. 😵‍💫 Recently, I started using this app that connects directly to my smartwatch and monitors my real-time stress levels. It gives me ge

27 likes

Lower Body-Glute Growth Focus

Let’s work on some glutes today. 4 movements. (Today I went lighter weight higher reps because it’s that week for me and I’m just NOT feeling it) One of my movements is new for me. The sumo squat. I’ve never done them but will start doing them every other glute session rotating with step ups.

6 likes

A person's legs in black leggings and white socks, with a black weight plate and a dumbbell in the background, illustrating gym-related content.

An infographic showing different leg press foot placements (wide, narrow, high, low stance) and the corresponding muscle groups they target (inner thigh, outer thigh, hamstring + glutes, quadriceps).

A list of pre-workout and post-workout meal ideas, including avocado toast, protein smoothies, hard-boiled eggs, chicken breast, and Quest bars.

Every gym girl needs these in their phone!!!

Must have if you go to the gym: Leg placement for quad/glutes Pre/post workout meals High protein meals How to feel less sore The importance of protein How to recover from a workout . . . . . #gymideas #gymmotivation #weightlossandfatloss #mealprep #Lemon8Diary

7 likes

🌻HOW TO..Vibe Higher in your girl growth ✨

Vibing higher aka being a hig vibrational girl is not easy a lot of people look down on people or judge people who vibe at a lower level. That's wrong because its all about self awarness, healing and growth some people grow at different rates which will determine how they heal... we all aint pe

9 likes

How To Lower Credit Utilization FAST 👀💳

One of the FASTEST things you can improve on your credit report is your utilization 👀✨ A lot of people think: ❌ “I pay on time so I’m fine.” But your BALANCE matters too. Here’s the strategy: 💳 Keep cards under 30% 👑 Under 10% is even better 📅 Pay BEFORE your statement closing date

8 likes

is this higher or lower than you expected?

Honestly, while it is certainly not cheap, it’s not as bad as I thought it was going to be heading into the year. The US is a high cost country to travel in, but I was able to find some deals by staying at places for longer periods of time (1-3 months) aka slow travel. If you’re on a strict trav

22 likes

10 Retirement planning tips ‼️

Hey Friends 🤗 Check out these 10 mind-blowing retirement planning tips that will supercharge your financial future: 🤍Time Travel: Blast off into the future by starting your retirement savings early and watch your money grow with compound interest. 🩷Dream Big: Envision your ultimate retirement

40 likes

A clear glass snack box contains blackberries, hummus, and sliced cucumbers, labeled as a 'Cortisol Lowering Snack Box' with ingredient quantities listed. The box is on a light surface with a striped cloth.

Lower Cortisol Levels with This Afternoon Snack

Blackberry, Hummus, and Cucumber Snack Box to Lower Cortisol This snack box combines nutrient-rich foods that help reduce cortisol and keep your body calm and energized throughout the afternoon. Ingredients: 1/2 cup blackberries – High in antioxidants, blackberries help reduce oxidative st

78 likes

The image features the title "Investing Planning For Couples" in colorful text, overlaid on US dollar bills and a laptop keyboard. Emojis of a money-mouth face and a heart-eyes cat face are also present, symbolizing finance and love.

A white text box titled "Understand Different Investment Options" lists various investment types like Stocks, Bonds, Mutual Funds, ETFs, Real Estate, and Savings Accounts/CDs, with brief descriptions, set against a blurred background of dollar bills.

A white text box titled "Set an Investment Strategy" outlines key steps: determining risk tolerance, diversification, and asset allocation, with explanations. The background shows blurred US dollar bills.

Investing Planning For Couples 💸🤑😻

Financial and Investing planning are critical steps towards achieving financial stability and growth. Here’s a comprehensive guide to help you started with both: 🤑 Understand Different Investment Options: Stocks: Ownership in a company, potential for high returns but with higher risk. Bonds: L

59 likes

A title card for a group therapy session outline on Maslow's Hierarchy of Needs, featuring diverse individuals embracing, set against a yellow-to-pink gradient background.

A printed document detailing a group session outline for Maslow's Hierarchy of Needs, including objectives, an icebreaker, an introduction to the theory, and a discussion on its five levels.

A printed document continuing the group session outline, discussing personal potential, the impact of unmet needs, and strategies for applying Maslow's Hierarchy to mental health recovery.

group therapy session outline: hierarchy of needs!

use these for a group therapy session, or apply them to yourself lovebugs! 💌🤍 my purpose for this session was really to break it down for my participants and hopefully reassure them to not regret times in addiction/mental health struggles because it’s hard to be our best self when our other basic n

35 likes

lower sugar w protein sourdough cinnamon rolls!

The Dough 120 g active sourdough starter 190g warm water 200g warm milk 45g melted butter 100g granulated sugar 1 tsp salt 1 egg 715g bread flour a couple splashes of milk (58ml) when done with the second rise (I used fairlife.) Cinnamon Sugar Filling 133 g monk fruit Brown Sugar

44 likes

Financial Fitness for Every Age: Money Talk

Here's a fun and engaging way to look at financial advice for different age groups: Young Adults (20s): Level Up Your Money Game: You're fresh out of the nest, but flying solo financially can be tricky. Track your spending with budgeting apps, slay the debt dragon by focusing on high-in

19 likes

Nearing retirement? I found a course that’s gonna

If you’re over 50 this is for you. This course teaches you step by step how to make money with 20 different income streams. Come on ladies let’s do this! #grandmalife #digitalmarkeringforbeginners #onlinecourses #generationalwealth

3 likes

Roth IRA vs Traditional IRA…this decision can change your retirement by MILLIONS

Most people open retirement accounts without understanding the tax difference… and that mistake can cost you BIG later. Here’s the simple breakdown👇 💚 Roth IRA • Pay taxes NOW • Withdraw tax-free later • Best if you think you’ll make MORE money in the future 💙 Traditional IRA • Tax bre

20 likes

Understanding retirement account 💰💰💰

If you haven’t opened a retirement account yet, this is your sign! Even small monthly contributions can add up over time thanks to compound interest. Set yourself up for long-term success start building that nest egg now and take advantage of those tax benefits. You’ve got this! 🚀📈 #SmartMoneyM

80 likes

Retirement planning🌸✨

Retirement planning is a crucial aspect of financial health, ensuring that you have the resources needed to enjoy your later years without financial stress. Here are essential steps to start saving for your future today, including various savings accounts and investment options: 1. Assess Your R

29 likes

Retirement is possible, you just have to do something that’s considered unorthodox! Drop a “ready” in the comments so I can show you! #retirementplans #digitalmarketing #makemoneyfromhome #2hourworkday

57 likes

How I'm Building Passive Income with Just $10/Month for Early Retirement.

Is your paycheck stagnant while everything else gets more expensive? I was there, and I decided to take control. I stopped waiting for a raise and started building a passive income stream that's immune to economic ups and downs. Here’s how I did it: ✨ The $10/Month Secret: I found a simpl

79 likes

An infographic illustrates five leg press foot placement variations (basic, wide, narrow, high, low) and explains which muscles each targets for overall leg development, inner/outer thighs, glutes/hamstrings, or quads.

A list titled 'HIGH PROTEIN MEAL IDEAS' provides various breakfast options, including protein smoothies, overnight oats, omelets, Greek yogurt bowls, protein pancakes, and egg-based sandwiches or burritos.

screenshots every gym girlie needs in their phone!

#gymbaddies #gymtips #summerbod Follow for more yall 🩷 And don’t hesitate to ask any questions! Random Thoughts 💭What's on my mind: Intermittent fasting Current Mood: Hungry 😭 ⭐Rate: 4/5

47 likes

A close-up of turmeric roots and ground turmeric powder on a dark stone slab, with text highlighting 'The Power of Curcumin' and its ancient secret.

🌿 Curcumin: The Anti-Inflammatory Your body needs!

🤗Curcumin, the active compound in turmeric, is a powerhouse ingredient with numerous health benefits that go beyond just giving curry its iconic yellow color. 👏🏻It's time to discover how this amazing compound can support your body! 👇🏻Here are the key benefits of curcumin: 🌟 Antioxidan

8 likes

A woman smiling at the camera with text overlay "1. Ask for a seller credit to buy down your rate," presenting the first tip for securing a lower interest rate on a home.

A woman smiling and looking to the side with text overlay "2. Look for homes with available loan assumption," illustrating the second strategy for obtaining a lower home interest rate.

3 WAYS TO BUY A HOME AT A LOWER INTEREST RATE

Here's the tea... 🍵 😂 Florida Instead of waiting, there are 3 ways to make buying a home more affordable TODAY: 1️⃣When you make an offer on a home, ask the seller for closing costs to cover a rate buy down. 2️⃣Look for homes with an assumable rate (like FHA or VA loans.) 3️⃣Check new con

4 likes

A young boy in a striped sweater sits on a rug, looking serious. Text overlay introduces 'Non Speaking Autism: 4-Ways to Securing His Financial future...' from 'just on the Spectrum'.

A young boy in a striped sweater looks up. Text details '529 Plan option 1' with investment amounts and growth projections, including rolling into a Roth IRA.

A young boy in a striped sweater looks up. Text details '529 Plan option 2' with investment amounts and growth projections, including rolling into a Roth IRA.

How much money will he have at his retirement?

The sooner you begin, the more your money benefits from the power of compounding. Especially, if you can afford a $1,000+ iPhone, you already have the means to invest. It’s not about waiting until you have “extra” cash—because let’s be real, life happens, and money often gets spent on things we

16 likes

You Don’t Have a Retirement Plan… You Have Exposure

Nobody really sits down and explains this… Most people think they have a retirement plan because they have accounts. But accounts don’t equal strategy. You can have money saved and still not have: • Control over access • Protection during downturns • A real understanding of how your

25 likes

Screenshots every gym girlie needs 🥰

#gymbuddyideas #gymgirlie #gymgirlifestyle #screenshootforgymgirly #getinspired

8 likes

A colorful pyramid illustrates Maslow's Hierarchy of Needs, from bottom to top: Physiological Needs (red), Safety and Security (orange), Love and Belonging (yellow), Self-Esteem (green), and Self-Actualization (purple). Each level lists associated human needs like food, safety, connection, respect, and personal potential.

Abraham Maslow’s Hierarchy of Needs

Maslow’s Hierarchy of Needs is a psychological theory proposed by Abraham Maslow in 1943. It explains human motivation as a progression through levels of needs, usually shown as a pyramid. The idea is that people must satisfy lower-level needs before they can fully focus on higher-level ones. He

6 likes

Higher Self and Lower Self

Book of Wisdom Volume 2 📖 Link in bio 🔗 #spirituality #spiritualawakening #booktok #books

16 likes

How $10/Month is Leading to My Early Retirement.

I almost ignored this opportunity, and I'm so grateful I didn't! As a side hustle mom, finding legitimate ways to build passive income is key. This isn't a scam or a scheme; it's a simple, $10/month online membership that has completely changed my financial trajectory. Here's

6 likes

Starting retirement Saving early 💸💰

It’s never too early to secure your future. Start small, stay consistent, and let time work in your favor. Whether it’s $10 or $100 a month, what matters most is getting started. Your future self will thank you for the discipline you show today. #RetirementPlanning #FinancialFreedom #Inve

31 likes

Two lower calorie, higher protein meatball sub wraps, made with tortillas, meatballs, sauce, and mozzarella cheese, are presented on a red plate.

A food tracking app screenshot detailing the calorie breakdown for the meatball sub wraps, totaling 385 calories, listing tortilla, cheese, meatballs, and sauce.

A food tracking app screenshot showing the protein breakdown for the meatball sub wraps, totaling 21 grams, listing tortilla, cheese, meatballs, and sauce.

Lower Calorie, Higher Protein Meatball Sub Wraps

I got home later in the evening than expected so I needed a quick, lower calorie, higher protein option. I also was high in carbs today, so I needed a low carb option as well. I found these Italian frozen meatballs (260 calories for 6). I used my low carb small soft wraps (zero net carbs), 3 meatba

23 likes

A hand holds a customized Taco Bell Cantina Chicken Bowl, labeled as a 'LOWER CAL TACO BELL ORDER' with 31g protein, 500 calories, and a price of $10.69. The bowl contains rice, chicken, lettuce, purple cabbage, black beans, pico de gallo, sour cream, and green sauce.

A hand holds a customized Taco Bell Cantina Chicken Bowl. Text overlays instruct to order the 'cantina chicken bowl' with '** NO GUAC **' and '** EXTRA SLOW ROASTED CHICKEN **'.

A clear plastic container holds various Taco Bell sauce packets. Text indicates 'OPTIONAL SAUCES:', with red 'HOT' sauce packets labeled '0 cals' and a green 'AVOCADO VERDE SALSA' packet labeled 'extra 50 cals'.

higher protein lower calorie Taco Bell order! 🔔🌮‼️

If you’re trying to hit your goals but still want Taco Bell, you HAVE to try this customized Cantina Chicken Bowl! It is packed with flavor, incredibly filling, and lower calorie than a lot of other Taco Bell items. How to order: Ask for the Cantina Chicken Bowl Remove: NO Guac (saves calories

78 likes

A woman with braided hair styled into a fruit-filled basket, surrounded by lush foliage and butterflies. Text reads "Discipline For the Black Girl Inside Out Scalp Care" by Shoone K.

Text highlights that follicles need nutrients like protein, iron, vitamin D, omega-3 fats, and zinc for healthy hair function. The image shows a hair follicle alongside salmon, eggs, nuts, and seeds.

An infographic explaining how melanin blocks UVB, leading to lower vitamin D levels in Black individuals, which can affect hair growth. Diagrams show skin layers and a hair follicle.

Black hair needs nutrients 🍓🍇🍉🍎

Black hair doesn’t just need oil. It needs nutrients. Your scalp is living tissue. If your body is low in iron, vitamin D, protein, or healthy fats… your follicles feel it. Inside-out discipline hits different. What you eat supports your circulation. Your circulation feeds your follicles.

19 likes

Lower Calorie Meal

This IS higher in sugar, but I was using what I have on hand. I only did 1/4 cup of the sauce but next time I will only use 1/8. It’s was PLENTY of sauce with the 1/4, so I know I can cut that down next time. I air fried the shrimp, fresh pineapple and fresh bell pepper then microwaved rainbow rice

15 likes

Lowrider is a little higher...

From 2" lower to over 3" higher. Method 17x8 38et 502 wheels, Michelin Cross Climate 2 225/45/17 tires. Custom built BC coilovers. Now I am able to get in and drive this terror. #mazda #mazdaspeeds @RaiderFab #mazdaspeed #RaiderFab #mazda #mazdaspeedsdotorg

1 like

The Best Lazy Fund to Invest in for Retirement

When you’re a beginner in the personal finance space, investing for retirement can be a daunting task. You might worry that you’ll lose money, be intimidated by all the investment options, or just not know how to get started. But fear not, there is a fund that does a lot of the work for you! It’s c

18 likes

See more