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FREE ways to manage your money💸💰🤑

let's talk about #personalfinance !!

financials were something i personally struggled with up until recently.. but it doesent have to be so hard!

having access to even just your bank account and a piece of paper is a great start! in this post, i talk about a few ways to manage your money

personally, a google sheets budget works best for me! i have mine linked to two separate forms for my income and expenses - and the form submissions automatically update to my budget! if you want to learn more about how to create one yourself, let me know and i can share the youtube video i learned from as well as some personal tips on it!

i hope this post helps - let me know if you have any more tips that you find helpful other than these!

#shareyourthoughts #financialtips #productivity

2024/3/4 Edited to

Managing your finances can be daunting, but it doesn’t have to be stressful. One effective strategy is the 50/30/20 rule: allocate 50% of your income to needs (like rent and groceries), 30% to wants (like entertainment), and 20% towards savings. This method provides a clear guideline for budgeting, making it easier to visualize where your money goes. Another practical approach is to utilize free tools like Google Sheets for budgeting. You can customize your budget template to track your expenses and income. Regular updates to your sheet ensure that you're aware of your financial health, and it’s absolutely free! Online resources, including YouTube tutorials, can help you become proficient in creating and managing your own budget. In addition to these methods, don’t forget about the significance of saving. An emergency fund is crucial; aim to save at least three to six months' worth of expenses. This preparation provides financial security and peace of mind in case of unexpected circumstances. Finally, don't hesitate to collaborate with a community, whether it’s through social media forums or financial groups. Sharing tips and seeking advice from others can provide valuable insights and motivate you on your journey to financial wellness.

29 comments

I would like to have a google sheet budget

please make a google sheets tutorial

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