Sharing his first condo recovery experience in his 20s
We want to share a personal experience.
When we decided to buy the condo, we were 20 years old and six months old.
We started by contacting the agency to help us find the condo.
And the agency took us to the headquarters.
At the time, we thought that if we had an income, a job, we could try to apply.
But when the officer actually checked the papers and found out
Our Social Security only has three months.
The bank therefore suggested that
Wait a year and file again.
We admitted that we were very sorry and scared.
Because it feels like we're not really ready.
But what we don't think is that the agency doesn't give up.
About a week later,
The agency greeted us and said,
Can I have everything I've ever filed with Headquarters?
He contacted the small branch. He said yes.
At that time, we thought in our hearts that
Probably not the same
But the bank asked for a lot of documents
Because he said
▪ our age is young.
▪ six months of service.
So I need a lot of documentation.
At first, we already decided that
Maybe not through.
But finally, the agency told us that
The bank tried to borrow 90%.
And he said
This is a special year-end case.
If it's over the new year, it can't be filed like this anymore.
When I heard that,
We're really glad.
From what I thought I couldn't.
Finally, it turns out that the loan passed.
Documents requested by the small branch
▪ ID card copy with valid copy signing
▪ Home Registration Copy with Signed Copy Valid
▪ 6-month salary slip
▪ Salary affidavit
▪ Social Security Screening (This one, the bank says if it doesn't have it, it's okay, he can ask for it)
▪. Bookbank page.
▪ the IRS version of the company's Boundary 1 for six months (probably only our case).
▪ Money transfer slip from the company to our account (only in our case)
▪ Company Book Bank page (only our case)
▪ Because we missed it when we made the payroll certificate, we didn't put the company number, so the bank official asked for more documents.
1. Request the phone number of the company registered.
2. Telephone statement of company registration number
🎉, but it ended well as a miracle. 🎉
