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📌 Knowledge of buying insurance

🎯 know what the goal of buying insurance is, e.g.

- Protection of life / inheritance

- Hedge the cost of treatment.

- Plan a lump sum / pension in the future.

- To help plan taxes.

💸 know the duration and ability to pay the allowance. Because insurance does not pay the allowance for only two years. Most of the time, buying insurance is long-term. Assess the ability to pay.

Will get the best value.

📝 know the benefits. Does the insurance we choose to buy have any benefits that we can get meet our goals and needs?

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Because... each period may have a different financial goal.

And each has a different financial goal, so we can make adjustments...

Money plans... in each period throughout

In line with the goals and needs of the period.

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Want to talk about finance and insurance, don't know who to talk to

Like a friend talking to a friend. 😊 Happy to listen and give advice.

# Financial child

# Storytelling insurance and finance

# Planning money a little easy

2025/11/26 Edited to

... Read moreหลายคนอาจไม่รู้ว่าการวางแผนประกันชีวิตควรเริ่มจากการตั้งเป้าหมายทางการเงินให้ชัดเจน เช่น คุ้มครองชีวิตเพื่อเป็นมรดก ค่าใช้จ่ายรักษาพยาบาล วางแผนเงินก้อนหรือเงินบำนาญในอนาคต และช่วยวางแผนภาษี ผมเองเคยซื้อประกันโดยไม่ชัดเจนเรื่องเป้าหมาย ทำให้บางครั้งได้รับประโยชน์ไม่ตรงกับความต้องการ และบางช่วงก็มีปัญหากับการจ่ายเบี้ยประกันที่ต้องจ่ายนานหลายปี การประเมินความสามารถจ่ายเป็นสิ่งสำคัญที่ช่วยให้ได้รับความคุ้มค่าที่สุดในระยะยาว นอกจากนี้ ควรทบทวนแผนประกันชีวิตของตัวเองเป็นระยะๆ เพราะเป้าหมายทางการเงินและความต้องการของแต่ละคนเปลี่ยนแปลงได้ตามวัยและสถานการณ์ชีวิต เช่น อาจเพิ่มความคุ้มครองหรือลดค่าเบี้ยตามสภาพการเงินและเป้าหมายใหม่ๆ ในภาพรวม การวางแผนประกันชีวิตที่ดี ควรคำนึงถึงผลประโยชน์ที่ได้รับให้ตรงใจ และสอดคล้องกับเป้าหมายแต่ละช่วงชีวิต เพื่อให้ได้รับความมั่นคงทางการเงินและความคุ้มครองที่เหมาะสมที่สุด

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