✨ From zero to hundred thousand! Just start by adjusting the idea.

I believe everyone has a money goal to save a sum in a year.

But really, the core of collecting money is "adjusting the way you think" and "knowing yourself." Today we will share practical tricks without making life too tight and happy.

1. 📝 1. Know your own "numbers" first.

You will save money well if you know the real-time financial situation first. Start by taking a detailed revenue-expenditure account, such as core salary, supplementary income, every baht spent (rice, travel expenses, shopping expenses, courses, monthly fees): This will give you a clear picture of "where the money is gone" and help you find "financial leaks" that we may have overlooked.

2. ⚖️ Split clear: 'Necessary' vs' Just Wanted '

Seeing the numbers, let's divide the expenditure into two major groups.

- What is really needed (Needs): Survival expenses such as food, travel expenses, water, fire, indispensable accommodation and

- Wants: Premium coffee, trendy new clothes, rarely used app subscription

But, let's not just cut it all out. We just "choose" what really makes life happy and "reduce" what we want but don't need. Maintaining "balance" is important to make it "sustainable," not cutting everything away until we feel that life is too difficult.

3. 💰 Calculate the most comfortable "storage power."

Once you have reduced your unnecessary expenses, you will see "leftovers" that can be turned into savings. Once you have secured your savings per month, set aside that amount in a dedicated savings account. Do not rush to invest in the first period. The main goal is to become an emergency and starting money that needs to be "cool" enough so that you always have a reserve available if there is an unforeseen occurrence.

- Personally, 50% of your salary is paid because of the welfare of your work for lunch and the welfare of your home, which helps to lighten your burden. The principle is that you don't have to follow me exactly, just a ratio that "you can keep doing it and still enjoy your daily life."

4. 🚀 Upgrade yourself! Increase revenue power.

If the spending reduction is too tight, try to focus on "earning more"! Look for skills that you have what you are capable of. Try to use them to make extra money to help you earn money, try to learn, study new skills, and remember to increase your financial knowledge to increase your knowledge.

Conclusion

The most important thing is that everyone has the same 24 hours. We cannot compare other people's lives to themselves because each person's load and duties are not the same. If you know that there is a point to try more than others, just change the word "hack" to "act." Use the time available to practice, learn and develop yourself consistently.

# Keep money # Saving money # Finance # Good life # Lemon 8 Howtoo