Automatically translated.View original post

280 followers

Follow

Follow

Follow

2 saved

55

1

20 savings.

# Saving money # Savings book # Saving money for the future

2025/8/8 Edited to

การออมเงินแบบใช้แบงค์ 20 เป็นวิธีการที่เหมาะสำหรับผู้เริ่มต้น เพราะไม่ต้องใช้จำนวนเงินมากและช่วยให้เราสร้างนิสัยการเก็บเงินอย่างต่อเนื่องได้ง่ายขึ้น จากที่ได้ลองใช้วิธีนี้ เราจะกำหนดเป้าหมายที่ชัดเจน เช่น ออม 20 บาททุกวัน หรือทุกครั้งที่ได้รับเงิน แล้วสะสมไว้ในกระปุกหรือสมุดออมเงิน พอครบเดือนก็จะเห็นเป็นจำนวนเงินที่น่าพอใจ สิ่งสำคัญคือความสม่ำเสมอในการออม อีกทั้งวิธีนี้ยังเหมาะกับทุกเพศทุกวัย สามารถสอนให้เด็กๆ รู้จักคุณค่าของเงินและการวางแผนการเงินตั้งแต่เด็ก หากทำเป็นประจำจะช่วยให้มีวินัยทางการเงินและบรรลุเป้าหมายทางการเงินในระยะยาวได้อย่างมั่นคง สำหรับใครที่ยังลังเล ลองเริ่มจาก 20 บาทในแต่ละวันก่อน แล้วถ้าคุณรู้สึกว่าง่ายและสะดวก ค่อยเพิ่มจำนวนเงินทีละน้อยตามความเหมาะสม การออมแบบนี้อาจจะไม่ทำให้รวยเร็วแต่เป็นพื้นฐานที่ดีสำหรับการจัดการเงินอย่างยั่งยืน

Related posts

50/30/20 Subcategories (Needs, Wants, Savings/Debt)

810 likes

A hand holds various US dollar bills, including a $100 bill, with the text 'HOW TO SAVE $500 IN A MONTH' and sparkling graphics. It serves as the title card for a financial savings challenge.

This image introduces a savings challenge, advising to set aside money daily in a separate account or special place. It features a hand holding cash and a 'swipe' prompt to view the schedule.

A daily savings schedule table shows amounts ranging from $5 to $30 per day, totaling $500. A hand holds cash in the background, illustrating the 'Save a little each day' concept.

Guide to save $500 in a month! Savings challenge💰

Want to start building up some extra cash as an emergency fund or to save up for the holidays?! Here is a guide to save $500 in a month!! It starts as low as $5 per day and gradually gets as high as $30 per day. I recommend physically setting cash in a jar or envelope OR you can transfer it to

16.3K likes

The image displays the title "Your Guide to a High Yield Savings Account" over a background of bundled hundred-dollar bills inside a car, emphasizing financial growth.

The image defines a High Yield Savings Account (HYSA) as a savings account that pays 4-5%+ interest at online banks, significantly more than the 0.01% at regular banks.

The image illustrates the power of compounding interest, showing that $5,000 in a normal savings account earns $0.50 annually, while in a HYSA, it earns $200-$250 annually.

Why You NEED a High Yield Savings Account 💸

If your money is just sitting in a regular savings account earning pennies… it’s basically losing value 💀. A High Yield Savings Account (HYSA) is a savings account that actually PAYS you. Instead of 0.01% interest at a traditional bank, many online banks are offering 4–5% interest right now.

1828 likes

A brown patterned purse with money sticking out, featuring the title 'How to Save $500, $750, or $1000 with a low income' and decorative blue flowers.

A brown patterned purse with money, displaying a savings plan for a $500 goal: save $63 per week for 2 months, $20 per week for 6 months, or $10 per week for 1 year.

A brown patterned purse with money, showing a savings plan for a $750 goal: save $94 per week for 2 months, $29 per week for 6 months, or $15 per week for 1 year.

Low income friendly savings plans 🫶💰

If you have a low income, it’s definitely possible to save money. It definitely takes more coming back and more sacrifices, but it’s possible if you have a goal.. I’ve laid out a few different goals that you could have as well as what you would need to save per week to achieve them. You can pick

1947 likes

A handwritten savings tracker on lined paper titled "$5,000 savings in 26 weeks (bi-weekly)" with a grid of various dollar amounts. The text overlay reads "Started my savings challenge."

A handwritten savings tracker on lined paper for a "$5,000 savings in 26 weeks (bi-weekly)" challenge, with the first $190 box highlighted in blue, indicating the start of the savings.

A fan of US dollar bills, including denominations like $1, $5, $10, and $20, is displayed over a partially visible handwritten savings tracker on lined paper.

Started my savings challenge

Starting my saving for our move… 1st of many savings not sure of how much to save yet planning on moving to another state. Dose anyone have any idea on how much to save for a big move to another state any ideas appreciated…

2781 likes

2025 SAVINGS BREAKDOWN

Let’s make this the year of SAVING💕💰 #MoneyTips #savingsplanchart #savings #budgeting #savingsguide

831 likes

A handwritten chart on a brown envelope outlines a '$10K IN 100 DAYS' savings challenge, with daily increments listed. Various denominations of US dollar bills, including twenties and ones, are fanned out around the chart on a grey fabric surface, illustrating the progress of the savings challenge.

10,000.00 savings challenge lets get this MONEYYY!

So i came up with a way to get this done by separating it by 10,20,30…. Days so i know i completed 10 days then completed 20 days , it can take you how ever long you want it to! I’m still in the process of getting it done! I spread mine out for 1 year!

6042 likes

$500 Savings Challenge

Here’s your guide on saving $500 in 25 days!! Make sure to save or screen shot the tracking chart I made for you! 🤳🩷 To save $500 in 25 days, you just need to save $20/day. Easy! Here’s some ways you can do that: - Skip the drive this - Work an extra hour - Ditch excessive tip cultu

498 likes

Wash Smart, Save Big: Unlock Laundry Savings!

✨ Unlock the secrets to laundry savings! 🧺 Swipe for tips on making your detergent last longer and keep those clothes fresh and clean. 💧 #LaundryHacks #Savings #DetergentTips #CleanLiving #Lemon8MadeMeBuyIt

1681 likes

A colorful Coach wallet is surrounded by various US dollar bills, including $20, $50, and $100 denominations. Overlay text reads "How to Save $500 In 30 days" and "SWIPE," promoting a savings guide for beginners.

US dollar bills are visible beneath a grid displaying daily savings amounts from $2 to $31. Overlay text instructs to "Cross one off each day" and "START WITH THE LOWEST AMOUNT IF YOU'RE ON A TIGHT BUDGET," with a "Save this!" reminder.

A colorful Coach wallet and dollar bills are shown with "SAVING TIPS" overlay text. Tips include saving high amounts on payday, cutting spending, tracking by hand in a notebook, and adding an extra dollar daily for more savings.

EASY SAVINGS GUIDE FOR BEGINNERS ✨🫶

Take this as your sign to save $500 in one month! If you stick to this guide you will get there 🤩 I recommend starting with the highest amounts first so it gets easier all the way through. 💰Pay days are the best days for those higher amounts. Set it aside before you spend it 🤭 💵You can

4218 likes

December Savings Challenge❄️

Stuff my Monthly Savings Challenge with me!!! 💫 Everything’s 🔗 #asmr #budgetbinder #savings #cashstuffing #budget

1301 likes

$1000 Savings Challenge

Saving a $1000 emergency fund is a crucial financial goal that provides a safety net for unexpected expenses and helps prevent debt accumulation. By consistently setting aside a portion of your income, you can achieve this milestone faster, ensuring you’re prepared for emergencies like medical bill

452 likes

Savings Calendar

No more saying " I'll save later"❌ This is your sign to get your money together now. Start small, stay consistent, and watch how fast your money stacks.

217 likes

A savings challenge tracker titled "$5,050 Savings Challenge" with "100 MONEY BAGS." The first row of money bags, from $1 to $10, is colored green, indicating completion. The remaining money bags, from $11 to $100, are outlined in black. Handwritten text says "No time Frame Just Finish IT!!"

2025 Savings Challenge

I completed the first row of my savings challenge and I’m so happy and proud of myself. The goal is to save 10k this year. This is 1 of 3 savings challenges my husband and I are doing ❤️ #savingmoneychallenge #saving money challenge #savingsglowup

504 likes

$7,300 IN A YEAR SAVINGS (MY PLAN)

Saving $20 a day is an easy way to build financial security, adding up to $140 a week, $600 a month, and $7,300 a year. To stick to the plan, automate daily transfers to a savings account or set aside cash to avoid spending it. Cut back on non-essential expenses like dining out or impulse buys, and

2685 likes

Valentine’s Day $1k Savings Challenge! 💕💸

The new year is a perfect time to do a savings challenge & Valentine’s Day is a perfectly timed holiday to do it for six weeks! Start on January 6 and save money each week for six weeks . If you save $167 per week then he will hit $1000 by Valentine’s Day. You can save this money or use

4628 likes

Save! dollar tree savings!

💵 Price: Less Than $10 to Save $5,000 or more!!!!!! Here’s how to do the $5,000 Envelope Challenge: How It Works: 1. Get 100 Envelopes: Label each envelope from 1 to 100. 2. Draw Envelopes: • Each week, draw 2 envelopes (or more, depending on your pace). •

2429 likes

12 Week Savings Challenge

@Welcome Baddies Save this post for later! The 12-week savings challenge offers a systematic approach to saving, starting with a modest amount and progressively increasing savings each week. By following this method, you can develop a routine of consistent saving, witness tangible progress in

222 likes

Spring Savings Challenge Ideas

#i reached my savings goal #savingthebudget #moneychallengebook #finances

466 likes

A savings challenge tracker titled "$500 In 30 Days Savings Challenge." It features 30 heart-shaped icons, each containing a dollar amount ranging from $2 to $36. The hearts are arranged in a grid, providing a visual guide to save $500 by marking off each saved amount.

💰 $500 in 30 Days Savings Challenge 💰

Are you ready to boost your savings in just 30 days? Join me in this exciting challenge where we save $500 together! Here’s the plan: 1️⃣ Week 1: Save $5 each day = $35 2️⃣ Week 2: Save $10 each day = $70 3️⃣ Week 3: Save $15 each day = $105 4️⃣ Week 4: Save $20 each day = $140 5️⃣ Final Pus

757 likes

Nice little savings challenge

Save it up #savingsmadeeasy #saving money challenge #savingsgoals💖 #savingsmadesimple #money💴

353 likes

Your low income savings plan🫶✨

Low income savings plan that actually works 💸 Most people think they can’t save because they don’t make enough. In reality, they don’t have a system built for low income. Trying to save “whatever’s left” never works. Saving has to happen on purpose and on payday. This plan is built for:

87 likes

A table titled "The $5k New Yr Challenge" displays weekly deposit amounts and the corresponding cumulative account balance over 52 weeks, illustrating a plan to save a total of $5,000.

$5,000 Savings Challenge

#letstalk So I’m out for an adventure of saving $5,000 by the end of the year!… so far, I have put away my first $20 in the #envelopesavings Did you commit to any challenges this year? How about any #savingschallenges what are your strategies? How are you making more money? #save5000c

207 likes

$1 to $100… pick your savings challenge 💕

Okay, but seriously… aren’t these SO cute?! 😍🌈 Whether you want to start small with the $1 challenge or go all in with the $100 challenge, there’s a savings tracker for every budget and every goal 💸💕 Save for bills Vacation money Emergency fund Christmas shopping Self-care goals Just becaus

198 likes

Start Your Savings Challenge 💵

Ready to take control of your money? Join this easy savings challenge designed to help you build habits, save more, and stress less. Whether you're saving $500 or $5,000, it's all about consistency. Follow for more money tips, challenges, and budget-friendly inspiration! #SavingsChallenge

654 likes

5K Biweekly Savings Challenge🤑

#SavingChallenge #biweeklybudgeting #budgetmoney💰 #challenge #goals

299 likes

A hand holds golden poker cards over US dollar bills, illustrating a "How to Save money using poker cards" challenge. Card suit emojis (heart, club, spade, diamond) are overlaid on a pink background.

An image detailing the poker card savings challenge rules, showing card values for Ace ($14), Jack ($11), Queen ($12), and King ($13). Text instructs to "Shuffle and pull 1 card a day" and mentions a "$20 joker" bonus.

A hand holds a wallet with clear inserts containing US dollar bills, illustrating how to "Track your progress" in the savings challenge. Text highlights saving $364 by completing all 52 cards and suggests using the wallet for daily deposits.

Fun & Easy Savings Challenge using poker cards ♠️♥️💸

Looking for a fun and unique way to save money? All you need is a deck of poker cards and a little discipline! Here’s how to turn a card game into a savings challenge that anyone can do. 🎉 How It Works: 1.Get a Deck of Poker Cards (52 cards total) Each card represents a different amount you’

1204 likes

30 Day Savings Plan!

I don’t know about y’all, but I have to stop spending all of my duckets at Amazon and Target 🙃 I used to be really good at saving and I need to get back on it ASAP This was a version of one of the simpler savings plans I followed before. Let’s manifest financial freedom this year! XOXO, LC

2490 likes

✨UPDATE 100 Day Savings Challenge✨

💫Filled in spots 13-18💫 💅🏻Added another $20 to my “self-care” savings🍒 Tune in next payday to see my progress 🤍 I’ve secretly found it to be so pleasing to put cash away💵 Book from @The Orderly Mom XO- K🫶🏻 #cashstuffing #savings #savingschallenges

18 likes

How to hit a 12 month savings goal! 💵🎯

If you want to save money in 2025, here is the math of how much money you need to save per week in order to accomplish that. Savings targets can vary drastically based on your financial situation. If you want to create your own savings targets, just take your savings, target and divided by 52 w

1006 likes

A 2000$ saving challenge tracker displays hexagonal cells with various dollar amounts. Several cells are highlighted in green, indicating progress towards the goal. The sheet is decorated with floral outlines and states 'Save 2000 $'.

New Savings Challenge

#savingdollars #i reached my savings goal #moneychallenge #savingmoney

356 likes

Friday Savings Challenge (Save with Me)

Hello Fellow Followers & Friends I am a budgeting momma, embracing the idea of making money stretch each month during these difficult times. I’m currently a healthy hair stylist & at times business gets slow. So I’m starting this plan tomorrow by cash stuffing my tips, instead of my payr

1336 likes

Savings challenge✨💵

Very late in posting life has been so crazy! This work week is from June 11th (not pictured) and then June 18th -June 22nd. It was a slower week at the bar but still had a good turn out to fill out my chart! Thinking about creating something different only because the higher numbers are get

2055 likes

A house-shaped savings tracker with the title "$20,000 HOUSE SAVINGS." It features numerous $200 increments within the house outline, along with fields for starting balance, start date, end date, and notes, designed to visually track progress towards a house savings goal.

My $20,000 House Savings Tracker! 💰🏠

Saving for a house is a huge milestone, and I’m excited to share my journey with you all! I’ve set a goal to save $20,000, and I’m using this cute savings tracker to keep me motivated. 🌟 Here’s how I’m doing it: 1. Automating Savings: I set up automatic transfers every payday so I don’t even

186 likes

Spring Inspired Savings challenge

Save $1200 with this Bee savings challenge starting this spring. #savingthebudget #savings #financehacks #cashstuffing #budgetingforbeginners

333 likes

5-Week $1000 Holiday Savings Challenge 🙂‍↕️🥇

Starting November 6, saving $1,000 by December 6 is achievable with a simple plan. Aim to set aside $200 each week, or about $29 per day, over the next five weeks. To make this easier, cut back on non-essential expenses like dining out or subscriptions and put each saved amount into a separate holi

675 likes

🌟 My “No-Stress” Savings Plan That Actually Worked

✨ I always thought budgeting meant giving up everything I loved—but turns out, it’s all about balance. I saved $1,000 in 1 month without cutting out the fun stuff but only spending money if I needed to. Here's exactly how I did it—simple, real, and totally doable. #BudgetWithMe #SoftLife

2242 likes

50/30/20 SAVINGS model

-20% savings (from your paycheck) Savings goals Retirement savings Debt payoff plan -30% wants (from your paycheck) Streaming services Monthly subscriptions Dining out Shopping sprees Entertainment Travel Luxury upgrades Other desires -50% Needs (from your paycheck) Housing Uti

9 likes

A savings plan titled '$1,000 IN 30 DAYS' showing a 30-week challenge. It details weekly deposit amounts and the cumulative balance, starting from $5 in week 1 and reaching $1,000 by week 30, with a column to mark completion.

Money Savings Challenge

Since you’re here, you’re probably at least partially sold on the idea of doing a saving challenge, right? But if you need more convincing, here are some great reasons to try out a saving challenge: 1. They’re Fun – Yes you could just set up an automatic transfer from your checking account to

2628 likes

Savings Challenge

#AskLemon8 #littlethings #Lemon8Diary #lemon8bookclub #savingsmadesimple

290 likes

$40 Bi-Weekly Savings Challenge

Starting in another 2 weeks I am moving on to my next challenge. I asked ChatGPT to help make me a template #savingthatmoney #savingchallenges

664 likes

A flat lay shows a $5 dollar savings challenge tracker with some circles colored, several $5 bills, and two 'One Month Ahead' savings trackers with various amounts, all on a red and white plaid blanket.

Started my money savings challenge 😊

You can always start small. But the true goal is to start. You can purchase the budget envelope from Amazon or just use a regular mailing envelope. I found mine around the house but it definitely came from Amazon. As for the challenges: you can find so many online for free that you can just pri

114 likes

3 savings accounts you need

these are the most important accounts you need to save in girlies! #moneyideas #savingsmadeeasy #savingsglowup #expenses #savingideas #personalfinance

169 likes

A screenshot of a banking app showing a savings account balance of $3,617.13, with overlaid text stating, "HOW I WENT FROM HAVING 12K SAVED NOW BACK AT SQUARE ONE WITH 3K IN SAVINGS."

How I went from having $12k in savings…

To now ONLY having $3k in savings this year 😮‍💨 When I say 2025 got hands, this is what I mean…it’s okay to not be okay sometimes, and guess what, life happens!!! Every time I turned around, I was withdrawing from my bank account, some were emergencies, while some were needs and others were wants.

217 likes

Hustle Month Savings Challenge ✨

Who wants a copy of hustle month saving challenge for $1.00 get your save on. #money on my mind 💰 #moneyseason #moneylifestyle

338 likes

New Savings Challenge

#fypシ #budgeting #cashstuffing #planner #viral

748 likes

$1500 Savings Tracker

This $1500 savings tracker uses a fun hexagon layout to make budgeting more visual and motivating. Each shape represents a different amount to save, adding up to a total of $1500. Perfect for anyone working toward a financial goal whether it’s a vacation, emergency fund, or big purchase. A great to

509 likes

Adding $20 to my 3K savings

Bringing the new total saved to $320 #savingthebudget #budgeting #cashstuffingsystem #savingmoney

89 likes

Money savings challenge

#moneyhabits #lemon8challenge

43 likes

A pink-themed savings challenge chart titled '$10,000 SAVINGS CHALLENGE JANUARY - MAY'. It features a grid of 80 boxes, each containing a dollar amount from $20 to $190, for flexible saving. The goal is to 'SAVE $10,000 IN 5 MONTHS' with a 'soft life, smart money' approach.

LOW PRESSURE 10K SAVINGS CHALLENGE 🩷 Read Caption

Quick reminder 💖 The lines/rows on this chart are NOT weekly goals. You do NOT finish one line per week. The boxes are just laid out that way to look cute. How to use it: ✨ Pick any 3–5 boxes per week ✨ Choose small amounts on slow weeks ✨ Do bigger boxes on payday or good weeks No or

1610 likes

A digital image of a "$20,000 Savings Challenge" tracker with a piggy bank icon. It features a grid of numerous small numbered boxes, likely for coloring or marking off savings progress.

Money savings challenge

I made this $20,000 money savings challenge to help me save for my first home purchase! For me it’s helpful to be able to make a game out of my savings and put aside what I am able to over time. #money #moneyhacks #etsy #savingmoney #savingschallenge #moneychallenge #Lemon8Diary #sha

886 likes

Savings Challenges

These savings challenges are 🔗 in my bio 🩷🧡💛💚🩵💜 #howtosavemoney #savingschallenges #cashstuffing #budgeting #savewithme

226 likes

A handwritten 'YEARLY SAVINGS CHALLENGE' in a notebook, displaying daily savings tables for January, February, and March. January and March show a total saved of $496 each, while February shows $406 or $435 for a leap year.

A handwritten savings challenge in a notebook, showing daily savings tables for April, May, and June. April and June each show a total saved of $465, while May shows a total saved of $496.

A handwritten savings challenge in a notebook, displaying daily savings tables for July, August, and September. July and August each show a total saved of $496, while September shows a total saved of $465.

Monthly savings 🌸

You can save, even if it’s just a little at a time. That “little bit” goes a long way 🫶🏾❤️

53 likes

See more