Automatically translated.View original post

Is insurance really unnecessary?

Sickness is a reality. Health insurance is necessary.

Death is true. Life insurance is necessary.

Escape sick, escape dead, but we all plan.

Can deal with illness and death.

With insurance.

.

Sick, sick, health insurance, reassuring.

The money is not recovered. There is a treatment limit against the hospital bill.

Family finances stable

The chance of survival is higher.

.

If unfortunate, really have to leave.

Having life insurance will also help the family.

Not to be difficult, even to lose the pillars.

Legacy from life insurance

Will make everyone we love

Still have a good life.

.

Insurance is always necessary with life.

Worth having it.

To keep us and our loved ones safe.

More reassuring in every rhythm of life.

# Medical insurance # Cost of treatment # Life insurance does not check health # Medical insurance

2/2 Edited to

... Read moreจากประสบการณ์ส่วนตัว ผมพบว่าเมื่อเราเผชิญกับเหตุการณ์ป่วยหนักหรืออุบัติเหตุที่ต้องเข้ารักษาตัวในโรงพยาบาล ค่ารักษาพยาบาลที่สูงเกินคาดหมายสร้างผลกระทบทางการเงินอย่างมาก การมีประกันสุขภาพที่ครอบคลุมจะช่วยให้เรารับมือกับค่าใช้จ่ายได้โดยไม่ต้องกังวลเรื่องเงินเก็บที่ต้องใช้หมดไปหมด นอกจากนี้ ประกันชีวิตก็เป็นเครื่องมือสำคัญที่ช่วยให้ความมั่นคงของครอบครัวไม่สั่นคลอนในกรณีที่เกิดเหตุไม่คาดฝัน เช่น การสูญเสียเสาหลักของครอบครัว ผมได้เห็นว่าการมอบมรดกจากประกันชีวิตสามารถช่วยให้คนที่รักได้รับการดูแลและดำรงชีวิตได้อย่างต่อเนื่องโดยไม่ประสบปัญหาด้านการเงิน การมีประกันสุขภาพและชีวิตจึงไม่ใช่แค่เรื่องของความปลอดภัยส่วนตัว แต่ยังเป็นการวางแผนการเงินและความมั่นคงให้กับครอบครัว ผมแนะนำว่าควรเลือกแผนประกันที่เหมาะสมกับสภาพสุขภาพและความต้องการ เพื่อให้เกิดประโยชน์สูงสุด เช่น ประกันชีวิตไม่ตรวจสุขภาพ ที่เหมาะสำหรับคนที่ไม่อยากผ่านกระบวนการตรวจสุขภาพก่อนทำประกัน ในสังคมปัจจุบันที่ค่าใช้จ่ายด้านการรักษาพยาบาลสูงขึ้นเรื่อย ๆ การมีประกันค่ารักษาพยาบาลจึงเป็นเหมือนเกราะป้องกันทางการเงินที่ประเมินค่าไม่ได้ ช่วยลดความกังวลและเพิ่มความอุ่นใจในทุกจังหวะชีวิตได้จริงๆ

Related posts

SAVING FOR A CAR
• Set a realistic goal (don’t forget insurance + fees) • Save a little every week—consistency is key • Keep your car fund in a separate savings account • Cut back on small unnecessary spending • Track your progress so you stay motivated Small habits = big results over time 💅 What car are
Riah

Riah

2395 likes

A hand holds four skincare products: an eye serum with a rollerball, a pink multi balm stick, a silver pump bottle, and an eyelash serum. The image is titled "'unnecessary' NECESSARY skincare products" and includes the Lemon8 logo.
A hand holds an Axis-Y Vegan Collagen Eye Serum with a rollerball applicator. Text highlights its benefits for fighting fine lines, hydrating, plumping eyes, and its cooling, lightweight, non-sticky formula.
A hand holds a Kahi Wrinkle Bounce Multi Balm stick. Text describes its benefits for fighting fine lines, moisturizing dry skin, providing a dewy finish, and its non-sticky, mess-free application.
‘unnecessary’ necessary skincare 💫
these are the products that you don’t really need because they don’t hold high/general importance in your routine, but if you have concerns that these products can treat, then you may want to have them 🌿 axis-y vegan collagen eye serum this is great for depuffing the eyes, as well as targeting
— jennilee ʚ♡ɞ

— jennilee ʚ♡ɞ

1306 likes

Saving $10,000 in 2025🫶
Let’s be real — saving money isn’t easy when everything costs more. But if you stay consistent with small habits, $10K in a year is actually doable. ⸻ 1. Set a clear goal. Saving is easier when you know why. Whether it’s a car, freedom fund, or apartment — having a purpose keeps you discipl
minttalksfinance

minttalksfinance

1162 likes

🏡 Can I Really Afford a House? ✨
🏡 Nobody talks about this part of buying a house… Not the Pinterest-perfect closing day photos. Not the “we got the keys!” post. The part where you’re sitting at your kitchen table wondering: 💭 Can I actually afford this? 💭 How much should I save? 💭 Is my debt too high? 💭 Am I even r
CurlyGlamBudget

CurlyGlamBudget

0 likes

🚨 A low credit score isn’t a life sentence.
Your credit score affects more than just loans. ✅ Lower interest rates ✅ Better credit card offers ✅ Easier apartment approvals ✅ Better insurance rates ✅ More financial opportunities The formula is simple: • Never miss a payment • Keep credit utilization under 10% • Check your credi
buildontborrow

buildontborrow

82 likes

So unnecessary 🫠
#Refrigerator #cantsleep2am
Hannah

Hannah

113 likes

Nobody becomes “rich” by accident… this is what an 850 credit score actually loo
An 850 credit score isn’t luck. It’s years of habits most people ignore. • Pay every bill on time • Keep credit usage LOW • Don’t open random cards • Keep old accounts alive • Stay patient and consistent Good credit can save you THOUSANDS on: ✔️ Cars ✔️ Homes ✔️ Insurance ✔️ Interest
Gabe

Gabe

700 likes

✈️TRAVEL HACKS I WISH I KNEW SOONER 🌍💡
📌If you're planning a trip soon, stop scrolling—these tips could save you from stress, mess, and unnecessary $$$. 1. Keep digital and printed copies of your passport & insurance. If your bag gets stolen, you'll thank yourself later. 2. Searching flights? Do it in Incognito Mode. W
🌸Gen✨𖥔 ′ ⩇⩇:⩇⩇ ⋆☾⋆⁺₊ ✧

🌸Gen✨𖥔 ′ ⩇⩇:⩇⩇ ⋆☾⋆⁺₊ ✧

848 likes

A baby in a monster-patterned onesie with medical tubes, highlighting the #1 tip for baby health insurance. The text overlay reads: "#1 TIP: HEALTH iNSURANCE FOR BABY."
A baby in a patterned onesie, with text advising to look into a separate plan for baby, suggesting CHIP. A search bar graphic shows "CHIP [STATE NAME]."
A baby in a brown onesie, with text describing CHIP benefits: medical, dental, vision, monthly fees based on income, and often cheaper than family plans.
Need Baby Health Insurance? Read This First! ⬇️
When I found out I was having twins, one of the first things I thought about was health insurance. Heath insurance for TWO babies seemed like it was going to be expensive! My health insurance bill would double to $600/mo to get the family plan on my jobs health insurance! Wow! So I researched
Modern Mom | Shannon

Modern Mom | Shannon

283 likes

🚨Big FHA Update: Here’s What Homebuyers Need to
You may have seen headlines saying FHA loans just got easier—but here’s what actually changed. HUD recently announced 14 updates to the FHA Single Family mortgage program designed to: ✔️ Reduce unnecessary red tape ✔️ Help streamline the loan process ✔️ Lower certain lender costs ✔️ Improve
Willow Bend

Willow Bend

0 likes

💰Price #Lemon8Diary #MoneyTips #moneysavingtips #moneysaving 📒Notes:⭐️Overall rating: /5: Wellness Habits 🧘 Habit 1: Write down your total income, also your needs example (rent, car, insurance, gas, food, phone) 🧘 Habit 2: Clear short- and long-term goals 🧘 Habit 3: Improve the habit
Alejandra 🤍❤️‍🔥

Alejandra 🤍❤️‍🔥

48 likes

WEALTH 🤑💰💰
🚨🚨🚨QUICK SAVING MONEY TIPS 💸💸 Pay Yourself First Set up automatic transfers to savings right when you get paid. Cut Unnecessary Subscriptions Cancel or pause services you don’t use regularly (streaming, apps, gym, etc.). Cook More at Home Eating out adds up fast — home-cooked meals sav
$$$

$$$

596 likes

A collage illustrating renter regrets, featuring a hand photographing a microwave, a window with blinds, a budget planner, a laptop with a spreadsheet, and a sectional sofa, with the title '5 Of My Biggest Renter Regrets'.
A laptop on a kitchen counter with a stainless steel microwave in the background, accompanied by text detailing 'Regret #1 - Not Reading the Lease Closely Enough'.
A hand holding a smartphone taking a photo of a kitchen with a stainless steel microwave, with text explaining 'Regret #2 - Skipping the Move-In Photos'.
5 of My Biggest Renter Regrets
Renting taught me a lot and not always the easy way. Looking back, there are a few mistakes I made that I wish I could have avoided. Hopefully, sharing them helps other renters save stress and money: 1️⃣ Read your lease carefully. Don’t skim. Understand maintenance policies, deposits, fees, an
Cianah Monaa

Cianah Monaa

675 likes

UNNECESSARY PURCHASES > 😍
Things I bought this weekend because I have a checking account with money in it 😂 #tjmaxxfinds #targetfinds #frenshe #elfmakeup #vitamasques
W.

W.

413 likes

A dorm room with two bunk beds and desks, featuring the title 'Things you DONT need for your Dorm From a College Senior'.
A black futon in a living room, labeled as '1. A futon Takes up way too much space' for dorms.
Two white nightstands with drawers between beds, with text '2. Dormify Nightstands Get a bedside caddy or table instead'.
Don’t pack the unnecessary items!!
9 Things you actually don’t need for your dorm. These are things that I found I didn’t need or use for college. Don’t make the same mistake I did. The biggest thing you can do when it comes to packing for college is keeping it simple and practical. If you didn’t need it or use it in high school, yo
breelder

breelder

223 likes

Unnecessary chic ☕️
#chic #elegant #aesthetic #lifestyle #pinterest
jaeinpink

jaeinpink

79 likes

✈️ Smart Airport Travel Hacks You Need To Know
Want to save money, skip stress, avoid long airport lines, and make your next trip smoother from start to finish? This airport travel guide is packed with practical tips to help travelers save time and money before boarding, during flights, and even through long stopovers. Inside this guide you’
Travel with midz!

Travel with midz!

51 likes

Easy to get started on wealth enhancement 😉
👏 In the United States, financial management is the secret to improve the quality of life and achieve wealth freedom! For those who are new to money management, it's really important to master the basic concepts and practical methods! Setting up the right financial concepts Save before you
Nelly Evelina

Nelly Evelina

140 likes

A woman sits at a desk with a laptop and books, looking thoughtful. Overlay text reads "FINANCE BADDIE Presents Cut Down On UNNECESSARY EXPENSES," serving as a title for financial tips.
A person's hands are shown writing on paper next to an open laptop, illustrating a thorough spending review. Overlay text advises evaluating monthly expenses and cutting non-essential items or impulse purchases.
A digital monthly budget template is displayed, showing sections for total income, expenses, and remaining funds. Overlay text emphasizes detailed budgeting, categorizing spending into needs and wants, and prioritizing essentials for efficient resource allocation.
❌ Unnecessary Expenses
A practical way to cut down on unnecessary expenses is to conduct a thorough review of your monthly spending habits. Identify non-essential items or services that may be draining your budget and assess their importance. Consider cutting back on subscriptions, memberships, or impulse purchases that
Welcome Baddies

Welcome Baddies

65 likes

The Unnecessary Essential You Need
I didn’t know how much I needed this until now! It helps tremendously with my brain fog and ADHD. #adhdsolutions #adhdproductivity #adhdmom #productivity #adhdplanner #adhdhacks #procrastination #adhdstyle #todolist #notepad
Z’Lifestyle

Z’Lifestyle

798 likes

A white Toyota Corolla sedan is parked in front of a bright yellow building. The car has a California license plate "8CVD008". Overlaid text asks, "How to reduce insurance cost?". This image illustrates a discussion about car insurance.
How can I lowered my monthly car insurance?
I just bought a Corolla SE today and I was quoted $530/month from Geico for full coverage in NYC. I have 2 speeding tickets on my record but still I feel like that is ridiculously high? From reading online on some forums it seems like most people are paying $100-$200 for the same car. They told
Kaia

Kaia

102 likes

The image displays a notification showing '100 ZEPETO 100 Notifications' with an app icon featuring a character. Overlay text reads 'LOWK BOUTTA DELETE ZEPETO TS IS SO UNNECESSARY SMH' accompanied by emojis: a face with hand over mouth, a crying face, and a wilting rose. A Lemon8 logo and username are also visible.
Lowk boutta delete ZEPETO ts is so unnecessary smh
😮‍💨🎀GLOW

😮‍💨🎀GLOW

6 likes

Plan ahead to avoid unnecessary travel stress ✈️✈️✈️
"Travel is the only thing you buy that makes you richer. Every border crossed is a boundary broken within yourself, and every new horizon proves that your world is exactly as big as you dare to make it."
Villainscode

Villainscode

86 likes

POV: Insurance claims the service isn’t medically necessary The service in question? Chemotherapy 😑 I wish I was joking but the amount of things deemed medically unnecessary until you call 50,000 times, submit requests, or the doctor has a peer to peer are ridiculous 😵‍💫 And even then, it cou
swirlthroughtheworld

swirlthroughtheworld

1 like

We do our best to eliminate unnecessary plastic
#merm #mermhaircare #mermgirl #mermmade #sustainablehaircare
Merm Haircare

Merm Haircare

2 likes

Embrace Budgeting for Debt-Free Living Today
Did you know 8 out of 10 Americans are in debt? This fact shows how many people struggle with money. It highlights the need for good debt management. Budgeting for debt-free living is key for those wanting to take control of their money and reduce stress. Learn more at https://anthonydoty.com
Anthony Doty

Anthony Doty

2 likes

Save Money At The Doctors!
Here are some ways to save while at a doctor/hospital visit. 🏥 Check Insurance Coverage. Understand your insurance plan and what is covered, including copays and deductibles. 💳 Ask About Generic Options. If you get prescribed medication, ask if a generic version is available, it will be cheap
Tyler

Tyler

20 likes

Life Insurance Companies Are Betting on Your Death
Did you know life insurance companies are literally betting on when you’ll die? 🧐 Here’s how to flip the script… #lifeinsurance #insurance #stayhealhy #protectyourfuture #healthandwealth
Lemon8er

Lemon8er

8 likes

Life insurance is the most side hustle join us.
It never be late to change your life #insurance #insuranceprotection #financialfreedom connect with us to day.
Therese Mukantu

Therese Mukantu

6 likes

+Skincare Haul skincare routine ✨
#lemon8challenge #lemon8beauty #skincareroutine #glasskin #glowup Skincare Routine Skin Type & Condition: "High Maintenance & Seeking Perfection. Currently dealing with 'character lines' (wrinkles), uneven tone, and the audacity of hyperpigmentation. We’re aiming
Spicy_brit

Spicy_brit

4 likes

Unnecessary Amazon Purchase 🍌
The cutest little toothbrush you ever did see!!! #toothbrush #amazonfinds #amazonfavorites #amazonkids #founditonamazon
Kortney and Karlee

Kortney and Karlee

868 likes

A vibrant PC setup features a large monitor displaying an anime character, with a neon sign and RGB keyboard. The image highlights the title 'UNNECESSARY BUT AESTHETIC PC APPS' for enhancing computer aesthetics.
A close-up of a PC screen shows the Windows taskbar with icons and time. An overlay asks, 'Want to make your task bar invisible?', introducing the concept of customizing the taskbar's appearance.
A vertical screen on a PC case displays an anime image. A search bar shows 'TranslucentTB' being entered, with a list of applications visible below, indicating the search for a specific app.
Unnecessary but Aesthetic PC Apps 🌸
Some times to get your setup/PC to its most aesthetic potential we need to look into some of the wonderful applications that are provided through app stores! Like this one from the Microsoft Appstore. This app TranslucentTB actually makes the task brat the bottom of your desktop translucent. Th
HeyMonicara

HeyMonicara

175 likes

A hand holds a light green budget planner with money icons, featuring the overlay text "Budget-Friendly Gas Habits" and "SWIPE" with an arrow.
A close-up of a black car's front wheel and fender, with a Batman logo on the side, featuring the overlay text "Check your tire pressure consistently!".
Several brown paper shopping bags are visible inside a car, with the overlay text "Cluster your errands!" and a lightbulb icon.
✨🚗 Car Habits That SAVE YOU MONEY 🚘✨
✨ Cars are one of the biggest money drains, but a few small habits can save you hundreds (sometimes thousands) over time. I’ve learned that staying ahead of maintenance is way cheaper than fixing problems after the fact. Simple things like keeping my tires properly inflated, staying on top of oil c
Margarita

Margarita

141 likes

Here are things I cut down (part1)
I have been cutting down all unnecessary expenses since Covid started (2020) so here is list of things I have been cutting down, some I totally never spend money on anymore 1. My husband and I minimize eating out to save for our first house, so cutting down dining at restaurants definitely a big s
Keera Sand

Keera Sand

4 likes

🌸 How To Budget For A Car 🚘 🌸
🚘1. Determine Your Budget Rule of Thumb: A common guideline is to spend no more than 15% of your monthly take-home income on car-related expenses (including loan payments, insurance, fuel, and maintenance). Down Payment: Aim for at least 20% down on a new car or 10% for a used car to avoid being
SimplyCiara 🍒

SimplyCiara 🍒

41 likes

Why You Need insurance For Everything!
Unpopular opinion: Insurance is the best anti-aging serum on the market. 🧴✨ Why? Because nothing ages you faster than chronic stress and financial 'surprises.' 📉 Switch from crisis mode to protected mode and watch your life (and your skin) level up. 🛡️ #InsuranceHacks #SelfCareRoutine
The Longevity Caucus

The Longevity Caucus

1 like

6 “Slightly unnecessary” items I’d buy again
While they may not all be expensive items, you can definitely go without them therefore I consider them bougie items. They definitely made life with a newborn easier! • Egg light from Amazon: we used this every night. It helped me see my baby when I would wake up with the worst anxiety abou
Ky Guzman | SAHM

Ky Guzman | SAHM

59 likes

What is the most corrupt organization in history?
Health insurance in the United States is for sure. Pharmacy Benefits Managers (PBMs) have got to be one of the most evil professions out there. It’s infuriating to read about them and how they are scamming everyone trying to get lifesaving medications. I was sick for almost 5 years. It was all bad,
Cecilia💌

Cecilia💌

10 likes

Unnecessary or helpful ?
I am someone who loves switching out purses frequently but hates losing things with a fiery passion. These are a few things that I have done to never lose some of my beloved items again. Lip bowl: it’s pretty simple. Tiny cup with my most used lip balms. I grab one for the day and when I come h
Lanayah

Lanayah

110 likes

Overthinking can cause unnecessary stress
#embracevulnerability #healthylifestyle #love #mentalhealthawareness #selfcare
Dr. Charles

Dr. Charles

140 likes

A pair of black and white cat-ear headphones with glowing accents sits on a white computer tower, adorned with pink flowers. The image features text overlays "SWIPE" and "UNNECESSARY BUT AESTHETIC TECH FINDS."
A hand holds up black and white cat-ear headphones, silhouetted against a computer monitor displaying an anime character. The headphones are highlighted with a dashed white outline, and a search bar overlay reads "Yowu REM Headphones."
A close-up shows a hand holding the black cat-ear headphones, featuring a glowing clover-like design on the ear cup. Text overlays list features like "Triple Connectivity," "Wireless," "Millions of RGB," and "48hrs of Battery Life."
Unnecessary but Aesthetic Tech Find
This is similar to another tech find I have posted but different in its own unique ways! This is the Yowu REM Headphones Yowu a triple connectivity headset that is based off of the popular anime RE: Zero! it can be connected to a PC, Console, and phone and has a bunch of decal and hidden deta
HeyMonicara

HeyMonicara

71 likes

My Unnecessary haul essentials🤷🏽‍♀️💅🏽
If you haven’t guessed by now, yes pink is my favorite color lol. Did I need majority of these…nope. However, I wanted them and thought they would be cute and functional additions for everyday use after this semester. Plus I convinced myself that they would be essential later on down the road
Blerdy Nurse

Blerdy Nurse

277 likes

Auto insurance 101
Protect your assets by getting good coverage #car #dealership #negotiation #pegjoseph
PEG JOSEPH

PEG JOSEPH

11 likes

This is Unnecessary 💀
thought I seen kodak. #Lemon8Diary #gaming #fyp #lol #memes
themandarkian

themandarkian

3 likes

My #1 No buy list is a car with low car insurance
#nobuy2025 #lemon8challenge I want to buy a car this year but I need a car that’s decent and I don’t need to spend so much on car insurance, it might not be possible where I live but I really need it.
Sharin

Sharin

6 likes

Caption unnecessary.
bubbly4real🥰

bubbly4real🥰

30 likes

Unnecessary Amazon Purchase🧊
Would you use these?!✨🧊😂 #unnecessary #amazonfinds #amazonfavorites #founditonamazon #amazonsummer
Kortney and Karlee

Kortney and Karlee

91 likes

See more