Every time the salary goes out, why is it never enough?
Every time the salary goes out, why is it never enough?
I want to save money, but it ends up with little expenses.
The answer is "Making statements and planning spending."
📌 budget technique (Budgeting)
The simple core, "Revenue - expenditure = collection."
But if you really want it to work, you have to divide it clearly.
With a recommended formula
✅ 50% required expenses (food, travel, house / rent)
✅ 30% personal happiness (eating away, shopping, hobbies)
✅ 20% savings + investment
Or maybe use complementary techniques.
✅ Use the spending app.
✅ Separate Money Account (Use Account, Storage Account, Investment Account)
📌 the spending plan technique.
🔑 The trick is, "Define before you pay, not pay and then leave."
What should I do?
1. Start from "routine expenses" (house, water, fire, debt)
2. Auto savings (deducted immediately after salary entry)
3. Plan expenditure according to the "target," e.g.
- Save money, travel.
- Keep down the house.
- Emergency payment.
All in all...
How much salary can be handled.
If you make a budget and plan your spending systematically,
Start today, and you'll know...
Money is in our hands, not us being dragged.
